Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Filters Clear All
Family Type
down-arrow
Age
down-arrow
Coverage
down-arrow
Plan Type
down-arrow
Special Feature
down-arrow
City
down-arrow
Insurer
down-arrow
Tenure
down-arrow
Pre-existing Disease(s)
down-arrow
HomeHealth InsuranceBuy 3 Lakh Sum Insured Health Insurance Plans in 2023

Buy 3 Lakh Sum Insured Health Insurance Plans in 2023

With InsuranceDekho, you can find a number of health insurance plans for 3 Lakh Sum Insured. The health insurance plans listed below are from the top health insurance companies such as Niva Bupa, Star Health Insurance, Care Health Insurance, HDFC ERGO and more which have claim settlement ratios upto 95% respectively. So, ensure protection for yourself and your loved ones with these health insurance plans that have a starting premium of 5,003 / Year.

Read More
13 Plans found in Rs. 3 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Star Health

Comprehensive Individual

Personal Accident cover at no additional cost

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

  • Cashless Hospitals253
  • Cover₹5 Lac
Inclusive of 5% Online discount*
From ₹8,278 / Year
89.90 % claim settlement ratio90% Cashless claim settlement within 2 hrs**
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

View 6 more plans from Star Health
Star Health

Comprehensive with PED Buy Back

Personal Accident cover at no additional cost

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

  • Cashless Hospitals253
  • Cover₹5 Lac
Inclusive of 5% Online discount*
From ₹9,933 / Year
89.90 % claim settlement ratio90% Cashless claim settlement within 2 hrs**
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Star Health

Mediclassic Individual Gold

Blood, OT, ICU, Cost of Pacemaker covered
  • Cashless Hospitals253
  • Cover₹3 Lac
Inclusive of 5% Online discount*
From ₹6,812 / Year
89.90 % claim settlement ratio90% Cashless claim settlement within 2 hrs**
  • 25% no claim bonus
  • 200% restoration benefits

    Facility to restore your balance sum insured up to 200% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by TRIPLE at no extra price

Star Health

Mediclassic Individual Silver

  • Cashless Hospitals253
  • Cover₹3 Lac
Inclusive of 5% Online discount*
From ₹6,082 / Year
89.90 % claim settlement ratio90% Cashless claim settlement within 2 hrs**
  • Room rent upto 2% of SI

    In case of hospitalisation, the insurance company would cover room rent upto 2% of Cover Value with a maximum limit of Rs. 5000 per day

  • 5% no claim bonus
  • 200% restoration benefits

    Facility to restore your balance sum insured up to 200% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by TRIPLE at no extra price

Star Health

Mediclasssic Silver with Hospital Cash

Rs.1000 cash/day upto 7 days hospitalisation
  • Cashless Hospitals253
  • Cover₹3 Lac
Inclusive of 5% Online discount*
From ₹6,082 / Year
89.90 % claim settlement ratio90% Cashless claim settlement within 2 hrs**
  • Room rent upto 2% of SI

    In case of hospitalisation, the insurance company would cover room rent upto 2% of Cover Value with a maximum limit of Rs. 5000 per day

  • 5% no claim bonus
  • 200% restoration benefits

    Facility to restore your balance sum insured up to 200% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by TRIPLE at no extra price

Star Health

Mediclasssic Gold with Hospital Cash

Rs.1000 cash/day upto 7 days hospitalisation
  • Cashless Hospitals253
  • Cover₹3 Lac
Inclusive of 5% Online discount*
From ₹6,812 / Year
89.90 % claim settlement ratio90% Cashless claim settlement within 2 hrs**
  • 25% no claim bonus
  • 200% restoration benefits

    Facility to restore your balance sum insured up to 200% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by TRIPLE at no extra price

Star Health

Assured Insurance Policy

  • Cashless Hospitals253
  • Cover₹5 Lac
From ₹6,902 / Year
89.90 % claim settlement ratio90% Cashless claim settlement within 2 hrs**
Care Health

Care Freedom

Annual free health check up (all adults)

Annual health check-up for all insured members covered as adults

  • Cashless Hospitals132
  • Cover₹3 Lac
From ₹5,652 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • Twin sharing room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

View 4 more plans from Care Health
Care Health

Care Plus Youth

Includes Personal Accident cover

Personal accident plan with accidental death cover for family and permanenet disablement cover for specified disability suffered

  • Cashless Hospitals132
  • Cover₹3 Lac
5% Online + 10% Early bird discount*
From ₹7,195 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Plus Youth + Smart Select

15% discount on selected network hospitals
  • Cashless Hospitals132
  • Cover₹3 Lac
5% Online + 10% Early bird + 15% ...*
From ₹6,116 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Freedom with Health Check Plus

  • Cashless Hospitals132
  • Cover₹3 Lac
From ₹10,962 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
Care Health

Care Freedom with Care Shield

  • Cashless Hospitals132
  • Cover₹3 Lac
From ₹6,019 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
Universal Sompo

Complete HealthCare Insurance - Digi-Pro

  • Cashless Hospitals404
  • Cover₹4 Lac
From ₹5,003 / Year