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Future Generali Vector Care Health Insurance

121 reviews Rate This
Future Generali Health Insurance
Vector Care
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio94%
COVID-19 CoverYes
Network Hospitals8,400+
RenewabilityYes
Special BenefitsComplimentary Teleconsultation

About Future Generali Vector Care Health Insurance

Future Vector Care is Future Generali’s excellent medical insurance policy that provides cover if the insured is diagnosed and hospitalised, owing to serious illness caused by vectors. Offering lump sum payment of 100%, in case of hospitalisation, the policy provides cover for 7 major vector-borne diseases. Comprehensive in its coverage, the policy can be issued for policy terms of 1 year, 2 years, and 3 years. Most importantly, Future Vector Care provides coverage for self, spouse, up to 3 dependent children (unmarried and up to the age of 25 years) and 2 dependent parents under the single policy on an individual sum insured basis.

Providing cover against Malaria, Dengue, Kala-azar, Chikungunya, Lymphatic Filariasis, Zika Virus, and Japanese Encephalitis, Future Vector Care is a superior choice to make to prevent financial instability during a medical emergency. Apart from featuring a cooling-off period (no claim period) of 60 days applicable from the date of admission of a claim against a covered condition, the policy is a worthy investment. Lastly, Future Vector Care comes with a lifelong renewability feature.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Payment of 100% of lump sum made
  • Coverage against 7 vector-borne conditions
  • Sum insured range - Rs. 10,000 to Rs. 75,000
  • Hospital admission longer than 24 hours for any one of the covered conditions
  • Freedom from pre-insurance medical examination test, irrespective of the sum insured and age of the insured

What's Not Included

  • Non-allopathic treatment
  • Delayed medical treatment by the insured
  • Any condition other than those covered under the policy
  • Diagnosis and treatment taken outside India (Not applicable for Canada, Dubai, Japan and other countries/cities)
  • Any treatment taken on outpatient basis

8359 Future Generali Cashless Network Hospitals in India

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Vector Care User Reviews

4.6
Rating based on
121 User reviews
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What users are saying
  • All
  • Prompt Customer Support

    The customer support team at InsuranceDekho was quick to respond to my queries and provided me with all the necessary information while looking at the Future Generali- Vector Care to make an informed decision to buy it. 

    Read More

    M
    By Mandeep Singh
    On: Jul 21, 2023
  • Renewal was smooth

    I am a policyholder of Future Generali Vector care. I wanted to renew my plan using InsuranceDekho. I followed the instructions and made the payment online. My renewal was successful. It was the fastest procedure ever. Highly recommended!

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    P
    By Payel Majumdar
    On: Dec 02, 2020
  • Recommendable!!

    This policy is worth recommending. I am using this policy and well aware of its benefits. It’s suitable for me and will recommend it to others!

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    S
    By Surendra Kulkarni
    On: Jan 30, 2020
  • Extremely Impressive

    I am highly impressed with the Vector Care policy that I purchased almost one year back. Just 4 months after the policy purchased, i was hospitalized due to Chikungunya. My claim got approved, and i didn’t face financial problem. 

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    D
    By Dharmendra
    On: Jan 20, 2020
  • Good for all

    The product, Vector Care, is good for all class of people. I have taken this policy due to increased case of vector born disease. It protects me from Dengue, Malaria, Kala-azar, Lymphatic Filariasis, Chikungunya, Zika Virus, etc. 

    Read More

    J
    By Janaky Dube
    On: Jan 15, 2020
View All Vector Care Reviews

Future Generali Vector Care Expert Review

  • Expert Review

    Future Vector Care is a health insurance plan that helps you insure your family’s health against vector-borne diseases. An ideal health investment to prevent unexpected medical expenses, the policy is a superb option for those who fear getting ill, owing to arthropods including ticks, fleas, mosquitoes, and phlebotomine sandflies. In other words, Future Vector Care is the ultimate plan you can rely on to provide you with financial and mental stability at a time when you are down with Malaria, Dengue, Kala-azar, Chikungunya, and other vector-borne illnesses. 

    To begin with, while the minimum entry age for Future Vector Care is Day 1, the maximum entry age is 65 years. Under the policy, you can get your spouse, up to 3 dependent children (unmarried and up to the age of 25 years) and 2 dependent parents covered, other than your own self. Available for policy term of 1 year, 2 years and 3 years, Future Vector Care covers a sum insured range starting from Rs. 10,000 and up to Rs. 75,000. Lastly, Future Vector Care is an affordable plan you can invest in today to avoid financial concerns tomorrow and avoid the state of morbidity & mortality.

  • Major Attractions

    Future Vector Care is a wide coverage policy that ensures complete financial and health protection of you and your loved ones, and that too at a low premium rate. Comprising multiple key aspects for the benefit of the insured, the policy is a complete package that lets you concentrate on receiving treatment while covering all expenses. The list of key highlights of Future Vector Care include - 

    • Coverage for 7 vector-borne diseases
    • Lump-sum payment of 100% of sum insured
    • Hospitalisation for more than 24 hours covered 
    • Sum insured options - Rs. 10,000 up to Rs. 75,000
    • No pre-insurance medical examination test required
    • No loading on premium for adverse claims experience
    • Automatic restoration of sum insured by deduction of pro-rata premium from the payable claim amount 

  • What’s More?

    There’s no doubt that Future Vector Care caters to the desired medical needs of those in the need of treatment of vector-borne diseases. It is because of the multiple major inclusions that the policy is widely opted for. Also present are a few features that make the policy even more worthwhile. The list of such elements comprises of - 

    • Lifelong renewal of policy
    • Free look period - 15 days
    • Grace period - 30 days
    • Portability allowed as per Portability Guidelines
    • Tax benefits under Section 80D of the Income Tax Act
    • Long-term discount - 5% for a 2-year policy and 7.5% for a 3-year policy

  • Conclusion

    Future Vector Care would be a great choice to go with if you fear being detected with vector-borne conditions, especially the ones covered under the policy. Buying this policy can really help you with gaining coverage for diseases like Malaria, Dengue, and others without having to manage finances somehow. 

    If interested in Future Vector Care, make sure you buy the policy online to get it issued without any delay. Choosing InsuranceDekho for the same will be fruitful in terms of policy portability & transparency, claim settlement support, and other benefits as well.

Future Generali Vector Care Brochure

  • 695.30 KB
  • PDF Document
  • Sep 19, 2019
Download PDF

Claim Process at Future Generali Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Vector Care Health Insurance Plan

  • What is the minimum and maximum entry age for Future Vector Care?

    The minimum entry age for Future Vector Care is 1 day. The maximum entry age for the policy is 65 years.

  • What is the minimum & maximum policy term for Future Vector Care?

    While the minimum policy term for Future Vector Care is 1 year, the maximum policy term is 3 years.

  • Does Future Vector Care offer lifelong renewability feature?

    Yes! Future Vector Care policy is renewable for life. 

  • What are the vector-borne diseases covered under Future Vector Care?

    Chikungunya, Dengue, Japanese Encephalitis, Kala-azar, Lymphatic Filariasis, Malaria, and Zika Virus are the vector-borne diseases that Future Vector Care covers.

     

  • What are the sum insured options covered by Future Vector Care?

    Future Vector Care comes with a wide sum insured range that starts from Rs. 10,000 and goes up to Rs. 75,000. 

  • Do I need to undergo pre-insurance medical examination for buying Future Vector Care?

    No! For Future Vector Care, there is no requirement for pre-insurance medical examination, irrespective of sum insured and age of the insured.

     

  • Is there loading on premium for adverse claim experiences under Future Vector Care?

    No! Future Vector Care doesn’t feature loading on premium for adverse claim experiences.

  • Does Future Vector Care offer discounts?

    Yes! Long-term discount is applicable in case of single payment of premium under Future Vector Care. While there is no discount on buying policy for 1 year, you get 5% discount on a 2-year policy term. Similarly, on buying policy for 3 years, you get a discount of 7.5%.

  • Will I be eligible for tax benefits under Future Vector Care?

    Yes, you will be eligible for deduction under Section 80D of the Income Tax Act under Future Vector Care.

  • Can I buy Future Vector Care online?

    Yes! If willing to purchase Future Vector Care, you can explore the official website of Future Generali. Also, you can call experts at InsuranceDekho at 1800 1205 698 to know more about the policy before its purchase.

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