Benefits of Buying Niva Bupa Reassure Policy
Updated On Oct 06, 2023
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The Niva Bupa Reassure Policy is a comprehensive health insurance plan where one or more people can be insured. It helps the policyholder as well as their family to be protected under the same beneficial insurance. There are several benefits under this plan which makes it a lucrative option for anyone looking for a robust health insurance policy.
Benefits of the Niva Bupa Reassure Policy
There are several benefits to the Niva Bupa Health Insurance Policy. Take a look at some of the most important ones below.
1. Organ Donor Cover
Having an organ transplant is itself a difficult decision. Moreover, it is also not an inexpensive one. There are multiple expenses that are covered surrounding the procedure itself and together it may amount to a hefty sum. With an organ donor cover, you can avail of benefits to cover the expenses regarding the surgery. It not only pays for the transplant itself but also the costs needed by the donor. There is a cap on the amount that is paid out through this cover, but that depends on the sum assured of the individual plan.
Must Read: List of Diseases Covered In Health Insurance
2. Domiciliary Treatment Cover
Many times, especially in the pandemic, hospitals are overflowing with patients. Moreover, with a viral disease such as COVID-19, which can easily spread, it is better not to go to an overcrowded place, lest you become infected. In such cases, the doctor might also advise the patient to receive treatment on their own. It is also often recommended to people who might not be moved to a hospital due to their condition. In such cases, this cover provides financial support for all procedures that are included in the treatment.
3. Alternative Treatment Cover
Although we often tend to dismiss them, treatment procedures comprising treatments such as Ayurvedic, Unani, homeopathy, and more are useful as well. Due to their reduced popularity, they might not be covered in a health insurance policy. However, with the Niva Bupa Reassure Policy, you are in luck because it covers all of these alternative treatment procedures. In-patient costs as well as other costs incurred in the duration of the treatment are covered.
4. In-Patient Cover
Under this, Niva Bupa Reassure Policy provides cashless hospitalization for all insured. The patient must be hospitalized at one of the network hospitals of Niva Bupa Reassure Policy, which is quite an extensive network. The cashless benefit is very helpful, especially in case of any emergency, where gathering funds might take up unnecessary time. This cover directly pays the hospital all expenses that have been incurred due to the treatment of the insured.
5. Bonuses and Benefits
This plan also provides multiple benefits and bonuses to all policyholders. In case policyholders renew their Niva Bupa Reassure Policy on time, they receive a discount of up to 30% on the premium amount that is set. There is the unlimited restoration of the sum assured as well. Moreover, like all health insurance plans, tax deductions are available as well.
Having a health insurance plan with a diverse number of benefits and features makes it worth the money. It also helps you in the hour of need with the minimal hassle involved. The Niva Bupa Reassure Policy is definitely one of those such policies as has been rightly demonstrated by the benefits above. There are several more of such as well available for all policyholders.
Disclaimer: This article is issued in the general public interest and is meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.