Benefits of Universal Sompo Health Insurance Plans for Family
Updated On Dec 09, 2021
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The Universal Sompo Health Insurance Plans that are available for families are comprehensive health insurance with a variety of benefits and covers. Having health insurance is imperative to protect all family members from financial difficulties or lack of proper treatment. That is why an all-encompassing health insurance policy is the right choice. Moreover, with all family members under the same policy, one not only saves money but also the hassle of maintaining multiple health insurance policies.
Benefits of Universal Sompo Health Insurance Plans For Family
Following are some of the benefits that are available with Universal Sompo Health Insurance plans for a family.
1. Cashless Hospitalization Benefit
Universal Sompo has a large web of network hospitals that are present all over the country for easy access for all policyholders. At these hospitals, one can get cashless admission. This is especially helpful for emergency situations where the patient needs to be hospitalized immediately without enough time to gather adequate funds. There are more than 4,000 hospitals that are present under Universal Sompo, which makes the policy valid almost everywhere.
2. Free Health Check-up
We often forget to regularly monitor our health through daily health check-ups. With the free check-up facility available, policyholders will be encouraged to make use of the benefit and get a health check-up done. This will help in the long run because it will promptly detect any health problems at the right time so that adequate measures can be taken on time. Depending on the policy, free check-ups are available once every year up to once in up to four years.
3. Covers Medical Expenses
Under a Universal Sompo Health Insurance plan that you purchase for your family, there is comprehensive medical expense cover. With this cover, there comes many general benefits as well as unique ones that enhance the plan. There are some of the common covers found such as pre-and post-hospitalization costs, daycare facility, ambulance costs, inpatient hospitalization and more. Few other covers that are available are for the second opinion, for maternity, hospital cash and more such. There are a lot of options to make the plan robust and comprehensive.
4. Tax Benefits
As taxpayers and legal citizens of India, policyholders are rewarded with their health insurance policies. Under the Income Tax Act of India, policyholders get a substantial tax benefit with Section 80D. As for a family plan, there are additional tax deductions that are available for senior citizens as well, especially if the premium amount reaches a certain level. In this way, buying a health insurance plan for your family can actually help you save, and invest your money for a good cause.
5. Easy Purchase
The Universal Sompo Health Insurance Policy can be easily purchased online at the official website. It is a safe but quick process, making it advantageous for everyone. There is even a free-look period of 15 days, during which potential policyholders can feel out the policy to see whether it is suited for their needs. Moreover, even if you have a previously existing policy from beforehand, you can always shift to Universal Sompo because they have an easy portability facility which is convenient for anyone who wishes for a change.
Universal Sompo Health Insurance Plans for Family are one of the most useful, accessible and affordable plans. With a plethora of benefits available, it is a good fit for anyone.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.