Care Critical Illness Insurance Plans

A health insurance policy covers the medical expenses of an individual at the time of an emergency, but certain chronic diseases like kidney failure, cardiac arrest, cancer, etc. need immediate and expensive medical attention, which might not get covered under a standard health insurance policy. To specifically look after the people suffering from life-threatening diseases, insurance providers have rolled out critical illness health insurance plans. These plans come with sufficient coverage and exclusive features to cover the high medical expenses incurred in the hospital from the treatment of critical disorders. 

Care health insurance is a tie-up between Reliance Enterprises Limited, Corporation Bank, and Union Bank of India. This company offers a wide range of products to its customers and one of its widely accepted products is its health insurance plan. With the help of advanced technology, the company delivers innovative services to its customers. The company has also been recognized by various awards for its exceptional work in the field. Personal accident cover, maternity benefits, critical illness plans, etc are some of its top-up cover included in the health insurance plan. 

About Care Critical Illness Health Insurance 

Care Health insurance company offers various critical illness health insurance plans which include heart insurance policy, critical illness policy, cancer insurance plan, and a lot more. These plans help people deal with certain critical illnesses by providing them monetary support. Let us look at some of the prominent features of Care Health Insurance company: 

• The company has a network of 8,250+ hospitals that provide cashless treatment to its policyholders. 
• Care health insurance has a claim settlement ratio of 92.83% in FY 2018-19. 
• It provides short-term COVID-19 covers to its customers, to help individuals deal with the pandemic. 
• Policyholders get the benefit of lifelong renewability of purchased health insurance policy to maintain contact with the company and continue availing the benefits. 

Features of Care Critical Illness Health Insurance Plans 

Critical illness plans by Care Health Insurance aim to support and shield the individuals against any high medical expenses incurred due to the treatment of chronic diseases. Following are the features of Care Critical Illness Health Insurance plans: 

• It covers around 32 critical illness which includes cancer, stroke, etc. 
• Pre and post-hospitalization, organ donor expenses, and dialysis cover are a part of this plan 
• At a low premium, comprehensive coverage is provided to the individuals. 
• It offers a smooth, quick, and hassle-free claim settlement process. 
• To reduce the financial burden on the policyholders, it also provides an EMI option 
• 24X7 customer support is made available to the policyholders. 
• To facilitate speedy recovery, psychiatric counseling is also provided to the customers. 

Benefits of Having Care Critical Illness Health Insurance Plans 

Let us look at the benefits that can be availed by the policyholder after purchasing a Care Critical Illness Health Insurance Policy: 

• It covers the expensive medical expenditures of the individual. 
• It also takes care of the expenses beyond the hospitalization, which offers wide and comprehensive coverage to the policyholders. 
• You can avail of the cashless claim benefit at the network hospital of the insurance company 
• You become eligible for tax deduction under Section 80D of the Income Tax Act. 

Care Critical Illness Health Insurance Plans 

Let us look at some of the important and prominent critical illness health insurance plans offered by Care Health Insurance for its customers: 

1. Critical Mediclaim 

It is an affordable and exclusive critical illness plan that covers around 32 critical disorders under the plan. This policy covers the medical expenses related to the surgical procedures and includes diseases like end-stage lung disease, Alzheimer’s disease, brain tumor, artery surgery, etc. 

2. Assure 

This is a critical illness policy by Care Health Insurance and it covers around 20 critical diseases along with a personal accident cover. The policyholders under this plan can get lump-sum benefits to look after the medical expenses. It covers diseases like major burns, stroke, coma, paralysis, etc. 

Conclusion 

You can get the full list of included critical diseases under your purchased health insurance cover in your policy-related documents. You must carefully read the terms and conditions of your policy to avoid any confusion at the time of claim settlement. 

Must Read: Who Should Buy Critical Illness Insurance?

Advantages of Buying Health Insurance from Care Health Insurance

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.