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Unveiling Cost-Saving Opportunities with Niva Bupa Health Insurance Discounts

Updated On Dec 05, 2023

A health insurance policy is a tool that safeguards you and your family financially against any unforeseen medical emergency that may happen in the future. In India, there are numerous health insurance companies that offer a variety of health plans to protect families. Niva Bupa Health Insurance, formerly known as Max Bupa, is one such insurance provider. The company provides various family floater and individual health plans to cater to the unique requirements of the customers. Furthermore, Niva Bupa offers a variety of discounts to customers, either in the form of received benefits or rewards. Read on to find out more about discounts offered under Niva Bupa Health Insurance. 

Discounts offered under Niva Bupa health insurance

Discounts Offered Under Niva Bupa Health Insurance

Niva Bupa is one of the leading health insurance companies in India. The company attracts a lot of policyholders because of its easy claim settlement process, excellent customer service, and various discounts and rewards given for a variety of reasons. The list of discounts offered under Niva Bupa Health Insurance is outlined below. 

  • The company promotes a healthy lifestyle by providing up to 30% discount under the Live Healthy benefit. 
  • In case the policyholder does not claim their health insurance policy throughout the year, the sum insured is increased up to 50% and a booster benefit of up to 100% is provided. 
  • A discount of 5% is given to the customers if they buy a family floater health insurance plan online. 
  • Customers may get a 5% discount if they purchase an insurance policy for a period of two years. 
  • When purchasing a three-year insurance policy, the customers may get a 10% discount. 
  • If anyone purchases a Max Bupa Health Insurance plan before the age of 35, they may get a 10% discount. 
  • Customers may get 10% of the expired sum insured up to 100% as a loyalty incentive. 
  • No claim bonus discount is provided to the customers according to the guidelines of IRDAI for not making any claims during the policy year. 

Eligibility Criteria For Niva Bupa Health Insurance 

Check the eligibility criteria if the above discounts attract you to buy a health policy from Niva Bupa. 


Eligibility Criteria 




Max. entry age

65 years

21 years

Min. entry age

18 years

91 days

Who can be covered? 

Self, spouse, and dependent children


In conclusion, one of the key features of purchasing Niva Bupa Health Insurance is that it provides a lot of premium-saving opportunities to its customers. The company rewards its customers for staying healthy and not making any claims throughout the year. In addition to this, policy buyers can also avail of discounts on buying family floater plans online. Therefore, you can get insured under the best health plans and secure yourself and your family against any medical emergency that may arise in the future.

Also Read: Why Having a Personal Health Insurance Cover is Critical?


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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