How To Make A Claim For Bajaj Allianz Health Insurance Plans?

Bajaj Allianz General insurance is a tie-up between Bajaj Finserv Ltd. and Allianz SE. this joint venture has been a leading company in the insurance market for its quality service and after-sales support. It provides comprehensive plans with customized benefits that meet the demands of customers of all age groups. The wide range of products offers a good choice to its policyholders to choose from and protects them from medical inflation in this modern era. 

The health insurance by Bajaj Allianz Health Insurance makes sure that you and your family receive quality treatment regardless of the cost of the treatment. With a network of 6,500+ hospitals around the country, the insurer makes sure that you get world-class services like cashless treatment. The plans and policies offered by Bajaj Allianz Health Insurance are affordable and bear higher claims. Under section 80D, tax benefits are also offered to the premium pay holders. 

About Bajaj Allianz Health Insurance

Bajaj Allianz Health Insurance is one of the most prominent health insurance companies which is known for the best services provided to its customers. Let us look at some of the features of  Bajaj Allianz Health Insurance: 

• The company has a network of 6,500+ hospitals for cashless treatment for its policyholders. 
• It has a claim settlement ratio of 92.24% in FY 2019-20. 
• The firm offers lifelong renewability of the policies to its customers.
• Bajaj Allianz Health Insurance has sold around 5,31,046 policies successfully. 

Claim Process For Bajaj Allianz Health Insurance 

You can choose and buy your Bajaj Allianz Health Insurance policy online through their online portal in some easy steps. In times of an emergency, you can claim the policy bought through Bajaj Allianz Health Insurance in the following ways: 

1. The Claim Process For Cashless Treatment In A Network Hospital

Bajaj Allianz Health Insurance offers a hassle-free and quick claim settlement process. Let us look at the steps involved in claiming the policy in the hospital that is linked with the insurer: 

• Get hospitalized in a network hospital to avail cashless treatment. Inform Bajaj Allianz General Insurance either by call or by writing an email. 
• Show your Bajaj Allianz Health ID card to the hospital desk along with a valid ID proof for verification. 
• Fill up a pre-authorization form, which will be sent to the Bajaj Allianz Health Administration Team later. 
• According to your policy benefits, your details in the pre-authorization form will be verified, after which the insurer will inform the hospital about their decision. 
• If your claim settlement is approved, the hospital will be notified in 60 minutes and your treatment costs will be taken care of by the Bajaj Allianz Health Insurance company. 
   

2. Process For Making Reimbursement Claims 

The following steps can be followed for availing reimbursement claim facility: 

• Get hospitalized in a hospital that is not linked with the Bajaj Allianz Health Insurance company. Intimate the insurer about your hospitalization. 
• Pay all the bills related to the treatment. 
• Collect all the documents related to your treatment. The list of documents to be collected includes:

• KYC form 
• Laboratory and test reports
• Original discharge summary report
• Hospital bills and receipts 
• A consultation letter from the doctor 
• Copy of stickers/barcode in case of implants

• A customary verification of these documents will take place. 
• If the documents are authentic, the claim amount will be settled by the insurer within 7 working days. 

Benefits of Bajaj Allianz Health Insurance

Provided the fact that health insurance policy is a must, you can choose to buy it from Bajaj Allianz Health Insurance because of the following reasons: 

• In the case of cashless claims, the settlement is approved in an hour. 
• 24X7 call assistance facility for claim settlement. 
• Value-added services provided by the company save 30% on medical expenses. 

Conclusion 

After buying the policy make sure you go through the T&Cs of the policy and learn enough about its claim settlement process. It is important to note that claiming the policy is a crucial step and should be done on time. You must inform your insurer as soon as the policyholder gets hospitalized. 

Also Read: Best Bajaj Allianz Health Insurance Plans To Buy In 2021

Bajaj Allianz Critical Illness Policy

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.