Tata AIG Health Insurance Plans for Individuals

Staying insured helps you live a stress-free life. There is nothing to worry about, despite any medical emergency because a comprehensive health insurance policy will cover you under all circumstances. Tata AIG provides such health insurance policies that will keep you protected. They are feature-packed and ready to serve individuals and their medical expenses.

Tata AIG Health Insurance Plans for Individuals

As an individual, you need to protect your healthcare interests. It will not only help you stay healthy, but also keep your family members from having to worry about you. The financial burden will also be significantly less. Tata AIG health insurance is a comprehensive and trustworthy insurance provider. Here are some of the insurance plans that they provide for individuals.

• Tata AIG Medicare

The Tata AIG Medicare plan is one of the most cost-effective options. It is especially focused on providing for medical emergencies. The sum insured is completely customizable and depends on the insured and what their requirements are. There are several lucrative covers available with this policy including such as global cover and bariatric surgery cover. The lowest sum insured available is only Rs 3 Lakhs, making it a super affordable option.

• Tata AIG Medicare Premier

This is an enhanced version of the Tata AIG Medicare plan. It is a comprehensive and well-rounded plan that provides for almost all medical contingencies. Not only are the covers that are available under the Tata AIG Medicare plan provided here, but also other covers such as for OPD dental treatment, high-end diagnostics and even emergency air ambulance facility. The maximum sum insured under this plan is Rs 50 Lakhs.

• Tata AIG Medicare Protect

This plan from Tata AIG is especially focused on covering the costs of hospitalization and hospital stay. Moreover, it even covers pre and post hospitalization bills. Therefore, having this plan is of great benefit as it adequately covers the financial expenses incurred due to the entire hospitalization process of the insured, leaving them to get the best treatment available. 

Benefits of a Tata AIG Health Insurance

The following are some of the most crucial benefits that one receives from Tata AIG health insurance.

• Extensive Network

One of the biggest advantages of having a Tata AIG health insurance plan is that they have an extensive connection with network hospitals across the country. This makes it easy to avail of the required medical facility no matter which state or town of India you are from.

• Tax Saving Benefit

Like with all health insurance policies, with Tata Health Insurance policies as well, the premium amount paid is directly deducted from the taxable income of the policyholder. This is done under Section 80D of the Income Tax Act, 1961. If the insured individual is below the age of 60, one can claim a maximum deduction of INR 25,000. If the health insurance policy is for someone who is above the age of 60, an additional deduction of INR 50,000 can be claimed.

Endnotes

With rising costs of medical facilities and the expenses that are incurred even for the smallest ailments, a health insurance policy is one of the most pertinent things to purchase. It is an economical way to prepare for a future where there is no stress due to medical expenses. It also helps one avail of the necessary treatment that they require. 

Also read: 

Simple Steps To Make Cashless And Reimbursement Claims In Health Insurance

Challenges Related To Cashless Treatment

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.