Top Oriental Health Insurance Plans

Health insurance providers must be chosen after careful consideration of the possible options that are available in the insurance market. You must look and explore the various insurers that are available at an affordable premium amount for the policyholders. You can choose an insurer based on their claim settlement ratio or incurred claim ratio. You must make sure that the company has a good customer service and grievance dealing team.

Oriental Health Insurance company offers customized health insurance plans to its policyholders at an affordable price. It also ensures the policyholders 24X7 call assistance for the claim settlement process by extending the support of an effective and efficient team.

About Oriental Health Insurance

Oriental General Insurance is one of the most reputed public sector companies that has been developing since then and providing its best services to the policyholders. Oriental Health Insurance plans compensate for your medical expenses incurred due to treatment of critical illness, accidents, sickness, and many more. Based in New Delhi, this firm has 1,800 offices that operate across the country in order to deliver their services to the policyholders effectively and on time. Following are some of the common features of an Oriental health insurance plans:

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• Cashless claims can be availed at around 4,300+ linked hospitals
• The company achieved a claim settlement ratio of 93.96% in FY 2019-20 which signifies its credibility
• Lifelong renewability of services on the purchased plans are available for the policyholders.
• Tax deductions are provided to the policyholders who are also tax payers on their premium amounts.

Top Oriental Health Insurance Plans

Following are some of the top oriental health insurance plans that are available in the insurance market for the policyholders:

1. Individual Mediclaim Policy

This plan can be bought by both individuals and their family members including in-laws, siblings, children, parents, etc. With the maximum entry age of 65 years, this plan has a claim amount ranging between Rs. 1 Lakhs to Rs. 10 Lakhs. It offers a wide range of features like hospitalization costs, ambulance charges, etc. daily cash allowances can also be availed under this plan in case of a medical emergency.

2. Super Health Top-Up Plan

This plan ensures extended sum assured under your existing health insurance plan in case of exhaustion of the original claim amount. This plan is available in variants and can be bought with a range of deductibles. People up to the age of 70 years are covered under this plan and they can avail the expenses like hospitalization costs, daycare expenses, AYUSH treatments, maternity benefits, and much more.

3. Happy Family Floater Plan

This is a family floater health insurance plan by Oriental Health Insurance Plan and it can cover your loved ones within the age group of 91 days to 65 years. This plan is available in three different variants for the policyholders. It also provides the people with optional covers like life hardship and survival benefit, along with restoration benefits, and personal accident covers. Organ donor expenses, medication costs, room rents, etc. are some of its basic inclusions.

4. Aarogya Sanjeevani Plan

This affordable health insurance plan by the company can cover you and your loved ones against the medical expenses incurred during hospitalization due to any sickness, injury or accident. This plan is offered with a policy tenure of 1 year and later it can be renewed by the policyholders accordingly. It has a comprehensive coverage with inclusions like inpatient costs, AYUSH treatments, road ambulance charges, room rents, and much more.

5. Oriental Health of Privileged Elders (HOPE) Cover

This plan protects the senior citizens against the high cost of treatments in case of accidental injury and ailments like critical illnesses, knee replacements, etc. It offers the senior citizens a sufficient claim amount for inpatient hospitalization costs, ambulance charges, domiciliary costs, etc.

Conclusion

You can consider Oriental health insurance company as one of your choices when investing in a health insurance plan as the company has a huge base of trusted customers. You must carefully go through the policy documents before investing in a plan.

Also Read: Top Star Health Insurance Plans

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.