What You Need To Do If You’ve Lost Your Two Wheeler Insurance Policy Documents

The information about the covered bike is contained in a bike insurance policy paper. It's also the primary document you'll need to file a claim in the event of a catastrophe, such as an accident or other natural disaster. Insurance policy documents are one of the most significant documents we store in a safe place. It is uncommon to lose some of your crucial documents, yet it does happen. It's possible that you'll misplace your two-wheeler insurance policy document. You've looked in every nook and corner of your house, but you've come up empty-handed. Your two-wheeler insurance policy is a crucial document without which you would be putting yourself in danger when riding your two-wheeler.

How to Get Copies of Insurance Policies?

Your final and only option is to seek duplicate insurance policy paperwork from your insurance carrier. However, obtaining a duplicate policy document is difficult. Before you may apply for a duplicate policy document, you must first complete several prerequisites The following requirements must be met:

• Notify your Insurance Provider

The first step should be to notify your insurance provider by phoning their toll-free number or sending them an email. You must notify your insurer of the loss of your policy paperwork so that a duplicate bike insurance policy may be issued.

• Submitting a Police First Information Report (FIR)

A copy of an FIR filed with the police for your missing two-wheeler policy paperwork is not required by all insurance carriers. However, it will undoubtedly assist you in your search for duplicate two-wheeler insurance policy paperwork.

• Place an ad in your Local Newspaper

You must place an ad in a publication that is widely disseminated in the area where the two-wheeler insurance policy paperwork has been misplaced. The advertising will essentially state that you have misplaced your two-wheeler insurance policy paperwork and request that it be delivered or handed over to you if it is found. Your address and/or contact information will be included in the advertising.

• Execute a Bond of Indemnification

The indemnity bond is the final document you'll need to send to your motor insurance provider in order to apply for duplicate insurance policy paperwork. The indemnification bond must be signed in the name of your insurance company and notarized. On a non-judicial stamp paper, the indemnification bond must be signed.

How to Download Duplicate Bike Insurance Copies Online?

Obtaining a duplicate copy of your two-wheeler insurance policy would be a lot easier and quicker if you purchased it online. You'll need to take the following steps to do this:

• Go to your insurance company's website.
• Select the type of policy you desire.
• Enter information about your policy, such as the policy number and expiration date.
• If prompted, double-check your profile.
• View, print, or download your bike insurance policy after it has been verified.

Furthermore, when you acquired your two-wheeler insurance policy online, the insurance company must have sent you a copy of your policy to your registered email address. You may use it for commuting or even filing a claim while you wait.

Take Away

A bike insurance coverage covers not only the damages but also the legal responsibilities. It provides you with financial stability and prevents you from being punished for failing to follow the law. As a result, it's best to avoid losing your bike insurance coverage in the first place. If it has been lost, however, doing the procedures outlined above as soon as possible will be beneficial.

Also Read:

Everything You Need to Know About IDV and NCB In Two-Wheeler Insurance

7 Hacks to Getting Cheap Motorcycle Insurance

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.