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Top null Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From 714
PLAN TYPE: Third Party
Starting From 714
PLAN TYPE: Own Damage
Starting From 182

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Select your Two wheeler brand

  • Hero
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Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?

About Zuno General Insurance

Zuno is a non-life insurance company which has been providing services for the last 20 years. This is a part of Zuno Financial Services. The company boasts of its speed and easy process for the services related to bike insurance, car insurance and other insurance solutions. It aims to become a market leader by keeping up its legacy of trust and respect. The corporate office of Zuno General Insurance is located in Mumbai. In addition, they operate through branches in Ahmedabad, Bangalore, Chennai, Delhi, Goa, Hyderabad, Kolkata and Pune.

The products and services of Zuno General Insurance range from health insurance, bike insurance, car insurance to domestic property insurance and travel insurance. The motor insurance includes four-wheeler insurance, and they will soon launch the two-wheeler insurance. Its products and services can be found on both online and offline mode. Their vision is to make purchasing bike insurance and other insurances and making claims easy. In addition, the company asks for minimum documentation. The claim settlement process of the company is quite an easy task.

The toll-free number of the company works actively to provide maximum help to the customers for bike insurance and related services query. The company values the feedback and reviews of its customers and monitors the quality of service regularly. In the year 2018 Zuno General Insurance Company got special recognition by getting different awards like SAP ACE Awards, SAP Process Innovation Award, and MINT SAP Digitalist Award for delivering excellent bike insurance and related services.

Zuno Bike Insurance

Zuno General Insurance is a private insurance provider that is part of the larger multinational company that offers investment and financial services. In India, Zuno General Insurance offers three types of insurance for two-wheelers. These include third party insurance, standalone own-damage insurance and comprehensive insurance. It is compulsory for every two-wheeler to have at least a third party insurance according to the Motor Vehicles Act of 1988. Moreover, if caught without it you can be fined Rs 2,000 and/or be imprisoned for up to 3 months. If you want insurance for your own two-wheeler you need to purchase the standalone own-damage cover. This cover will compensate you for the cost of damages in case of a road accident, cases of vandalism, theft, fire, natural and manmade calamities. Lastly, if you are looking for the simplest way to get insurance for your two-wheeler purchase a comprehensive plan. It will take care of both third party liabilities and own damage costs under a single premium.

Zuno also offers add-on covers, these optional covers can be purchased at an extra cost with own-damage covers. Add-on covers allow you to pick and choose exactly what you need. Moreover, the right combination of add-on covers can make a huge difference to your claim amount. When purchasing insurance definitely check out the zero depreciation cover, the passenger assistance cover, the roadside assistance cover and the return to invoice cover.

Zuno General Insurance is well known for its quick claim settlement, a wide network of cashless garages and efficient customer service. Additionally, their plans are cost-effective and offer no claim bonus for the claim-free years.

Significant Points of Zuno Bike Insurance



Property Damage under Third Party Insurance

Maximum Compensation Rs 1 Lakh

Own Damage Cover

Depends on the IDV of the Two-Wheeler

Personal Accident Cover

Up to Rs 15 Lakh

Claim Settlement Assistance

24x7 Helpline Available

Zuno Bike Insurance User Reviews

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What users are saying
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  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
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  • Timely Assistance

    When my bike’s chain broke down unexpectedly, I was feeling helpless. Thanks to my comprehensive TATA AIG bike insurance, I could get roadside assistance immediately. InsuranceDekho helped me with the entire process.

    By Priya Malhotra
    On: June 20, 2024
  • Great Support

    My experience with ICICI Lombard bike insurance has been excellent. Recently, my bike’s engine needed some major repairs. With the help of InsuranceDekho, I was able to claim the expenses quickly. Their customer support is top-notch and very responsive.

    By Rohan Sharma
    On: June 20, 2024
  • Efficient Service

    I had a minor accident last month and needed to get my bike’s fender replaced. With my Bajaj Allianz bike insurance, purchased through InsuranceDekho, the claim process was smooth and quick. I’m glad that they gave an efficient service and support.

    By Anjali Mehta
    On: June 20, 2024
  • Extensive Coverage

    Due to an accident, my bike’s rim was damaged. It was very expensive to pay for the repairs. However, I bought an HDFC bike insurance policy with InsuranceDekho. Thanks to this policy, I was able to get it repaired at a cashless garage without any upfront payment.

    By Arjun Juneja
    On: June 19, 2024
  • Customer Friendly

    I purchased a bike insurance policy from Reliance for my father’s bike. As he lives far away, he was finding it tough to raise a claim. That’s when I asked him to contact InsuranceDekho. He was able to get the claim settled with their help and got the bike’s tyres replaced.

    By Nandini Garg
    On: June 19, 2024
  • No Claim Bonus Discounts

    I’ve been paying my ICICI bike insurance’s premium on time. Although, I used to think that policy renewal is not that important, I now see the bigger picture. Just last week, I got a discount due to my claims-free policy and had to pay a lesser amount. I’d recommend everyone to renew their policies and take advantage of this no-claim bonus benefit.

    By Gagan Dahiya
    On: June 18, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

    By Ashpreet Singh
    On: June 18, 2024
  • Great Experience

    My experience with InsuranceDekho has been great so far. Last week only I was able to get my claim settled with their help. I used it to cover for the expenses of my bike’s brakes replacement from my SBI bike insurance policy.

    By Vivek Raj
    On: June 18, 2024
  • Amazing Customer Support

    I had to renew my SBI bike insurance and was unable to understand some things mentioned in the documents. So, I took InsuranceDekho’s help, who were very helpful. They explained me everything required to renew my policy. I’m grateful for their support and guidance.

    By Megha Sinha
    On: June 17, 2024
  • Wide Coverage

    For some reason my scooter’s gear shifter was not working properly. I was unable to drive because of this issue and hence decided to get it repaired. Although, the bill’s cost was too much, I didn’t have to pay anything, thanks to my Reliance bike insurance policy.

    By Rajesh Bhatia
    On: June 17, 2024

Zuno Two-Wheeler Insurance FAQs

  • Why should I get my two-wheeler insurance policy from Zuno General Insurance?

    There are multiple benefits that the customers can enjoy with their two wheeler insurance policy from Zuno General Insurance:

    • Efficient customer support team.
    • Easy claim process.
    • Vast network of cashless garages pan India.
    • Multiple add-ons.
  • What are the different types of two-wheeler insurance policies offered by Zuno General Insurance?

    Zuno General Insurance offers three types of two wheeler insurance policies for the customers, Standalone Own Damage Insurance Policy, Third Party Insurance Policy and Comprehensive Insurance policy. A standalone own damage policy covers all the damage caused to the insured’s bike and a third party insurance policy covers all the legal liabilities of the third party. Whereas a Comprehensive insurance policy is a combination of both.

  • Does Zuno General Insurance provide add-on covers with two wheeler insurance plans?

    Zuno General Insurance provides various add-on covers to help the policyholders extend their coverage as per their need. It provides add-on covers such as Zero Depreciation Cover, Invoice Value Protection, Key & Locks Protection, Roadside Assistance, Personal Belongings Protection, Engine Protection etc.

  • How is the premium for Zuno Two-Wheeler Insurance determined?

    The premium for Zuno two-wheeler Insurance is determined based on several factors such as:

    • Insured Declared Value
    • No-claim Bonus
    • Cubic Capacity of the bike
    • Brand
    • Engine Capacity, etc.
  • How can I get more information about Zuno Two-Wheeler Insurance?

    To get detailed information about your Zuno two-wheeler Insurance policy contact customer assistance by dialling toll-free number 1800-12000 or mail them your query at You can also check and contact them for seeking information.

Bike Insurance News


This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.