Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Key Features:
  • No Inspection Needed
  • Immediate Policy Issurance

Top Cholamandalam Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From 768
PLAN TYPE: Third Party
Starting From 714
PLAN TYPE: Own Damage
Starting From 182

Calculate Your Bike Insurance Premium Online

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?

About Cholamandalam General Insurance

Cholamandalam MS General Insurance Company Ltd is a leading insurance firm in India. It was founded in the year 2000 and soon recognised as one of the best bike insurance and car insurance firms. The company was formed after a joint venture between two renowned groups Murugappa Group and Mitsui Sumitomo. Murugappa group is a huge business giant which operates in 28 different business lines. This business conglomerate is the mother of so many renowned brands such as Ajax, BSA, Ballmaster, Gromor, Paramfos etc. Whereas Mitsui Sumitomo is a subordinate of one of the largest insurance groups in Japan, MS&AD.

Cholamandalam MS General Insurance Company has a diversified product portfolio. It offers a wide range of insurance products such as Health Insurance, Bike Insurance, Car Insurance, Property Insurance, Marine Insurance, Personal Accident Insurance, Travel Insurance, Crop Insurance etc. In 2018, the company achieved a Gross Written Premium (GWP) of INR 41,026 million. The company tends to offer bike insurance and other related solutions nationwide with a total of 87 branches and 34,000 agents and in different other nations as well. It is catering to the needs of more than 10 million customers.

This bike insurance offering company has a brand philosophy known as T3. It stands for Trust, Transparency, and Technology. It has provided excellent service to its customers for more than a decade and managed to win several awards and recognition from the government of India, international entities and rating agencies for its bike insurance and similar services and delivery innovations.

Cholamandalam MS Bike Insurance

Cholamandalam MS General Insurance Company is a private joint venture insurance provider. They offer three main types of two-wheeler insurance; third party insurance, standalone own-damage insurance and comprehensive plans. Purchasing insurance is a simple way to safeguard both you and your two-wheeler from the uncertainties of the road. Moreover, having a third party insurance is obligatory for every two-wheeler in India according to the IndianMotor Tariff. The insurance will take care of third party liabilities in the event of a mishap including bodily injury, death and property damage. However, if you are looking to protect your own two-wheeler purchase a standalone own-damage cover. This will compensate the policyholder in case of a mishap and covers a wide range of situations comprising road accidents, vandalism, fire, theft, natural and manmade disasters.

Furthermore, if you wish to strengthen your standard two-wheeler insurance Cholamandalam offers add-on covers with own-damage insurance. These covers offer compensation for aspects that are usually excluded in insurance policies. They can also make a significant improvement to the claim amount at the claim settlement, hence, make sure to select the add-ons carefully.

Cholamandalam offers its customers a large variety of add-ons to select from. Additionally, their premium rates are affordable and are also known for their efficient customer service. When you purchase an own-damage cover with them you receive NCB for the claim-free years. This is a reward that is given by insurance providers to their policyholders for their good driving habits. The reward is cumulative and reaches 50% in the fifth consecutive year.

Significant Points of Cholamandalam MS Bike Insurance



Property Damage under Third Party Insurance

Up to Rs 1 Lakh

Own Damage Cover

Determined by the insurance provider

Personal Accident Cover

Up to Rs 15 Lakh

Assistance for Claim Procedure

24x7 Helpline Available

Benefits of Cholamandalam MS Bike Insurance

  • A wide network of 7,100+ garages
  • 24x7 emergency assistance is provided
  • Easy and quick claim settlement process
  • Digitally advanced bike insurance system
  • Allows its customers to make unlimited claims.

Must Read Articles before buying Cholamandalam Bike Insurance

Cholamandalam Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Transparent Renewal Costs

    I appreciated the transparency in the renewal costs of the Chola MS Bike Insurance Policy for my Hero bike p...

    By Vinit Chauhan
    On: November 15, 2023
  • Trustworthy Own Damage Partner...

    I trust InsuranceDekho as a trustworthy partner for own damage bike insurance for my Kawasaki bike. Their co...

    By Ajay Srikant
    On: October 17, 2023
  • Transparent Billing at Cashles...

    The transparency in billing at InsuranceDekho's cashless garages is commendable. There were no surprises, an...

    By Abihishek Pandey
    On: September 20, 2023
  • Ideal for New Car Owners

    For new bike owners, InsuranceDekho's zero depreciation Chola MS Bike Insurance Policy is ideal. The policy ...

    By Ravi Dubey
    On: September 15, 2023
  • Prompt Claim Settlement for Ow...

    I had to file a claim for the Chola MS Bike Insurance Policy for my own damage to my Kawasaki bike, and Insu...

    By Shree Srivastav
    On: September 13, 2023
  • Transparent Renewal Costs

    InsuranceDekho's renewal process is transparent, with clear details about costs and coverage for my Suzuki b...

    By Kabir Wadhwa
    On: September 11, 2023
  • Holistic Approach to Protectio...

    InsuranceDekho's Comprehensive Coverage that comes along with the Chola MS Bike Insurance Policy takes a hol...

    By Priyal Das
    On: September 5, 2023
  • Reliable Partnerships

    I recently bought the Chola MS Bike Insurance Policy for my Vespa bike from InsuranceDekho and added the Ca...

    By Sameer Sayyed
    On: September 1, 2023
  • Value-Retaining Protection

    The Zero Depreciation Car Policy with InsuranceDekho’s Chola MS Bike Insurance Policy ensures my BMW bike’s ...

    By Lanchen Yoshi
    On: August 29, 2023
  • Third-party insurance

    I read several excellent and informative articles about third-party insurance while looking to renew my Chol...

    By Saurabh Bajpai
    On: August 25, 2023

Cholamandalam Two wheeler Insurance FAQs

  • What is the process of buying, renewing and paying a premium in Chola MS?

    In Chola MS there are two modes through which one can buy or renew their insurance policy as well as pay the premium. It offers an online and offline platform for the convenience of the customers. You can simply log in to the official website for buying a policy or paying premium via debit card, credit card or net banking. If someone is not comfortable with it, they can simply visit the branch.

  • What are the add-on covers available with Chola MS two wheeler Insurance policy?

    Chola MS two wheeler Insurance policy offers various add-on covers so that the policyholders can get additional coverage. It includes Full Depreciation Waiver Cover, Return to invoice Cover, Monthly Installment Cover, Daily Cash Allowance, Hydrostatic Lock Cover. The policyholders can buy it with their Comprehensive/standalone own-damage two wheeler insurance policy by paying an additional premium.

  • What are the features of the Chola MS two wheeler Insurance policy?

    The Chola MS two wheeler Insurance policy has the following features:

    • It offers unique add-on covers.
    • It provides Roadside Assistance services.
    • It is ISO certified.
    • In-house claim settlement.
    • The customers will get complete support at the time of claim settlement.
    • Long term plans for new two wheelers.
  • How many branches does Chola MS General Insurance have in India?

    Chola MS General Insurance has 87 branches all over the country. The customers can visit any branch to get their two wheeler insurance policy. You can look for your nearest branch by visiting the official website or downloading the app.

  • Whom should I contact if I have a query related to Chola MS’ insurance plans?

    If you have any queries regarding the policy you can ring up to their customer executive on their toll-free number 1800-208-5544. You can also mail your query at and someone from the team will revert back to you. Else you can also contact Insurance Dekho.

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

Cholamandalam Bike Insurance Contact Details

For any assistance or query, call us on:

Bike Insurance News


This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.