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Pramerica Life Investment

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Pramerica Life Investment
Claim Settlement Ratio90.87%
Customer Care10:00 am to 7:00 pm
In-House Claim SettlementAvailable
PresenceAcross Country
Special BenefitsAvailable

About Pramerica Life Investment

Pramerica Life Investment Plans provide you with a financial cushion. The company offers a variety of investment solutions that you can look into if you wish to meet your financial goals. Discover some of the top options provided by the company in this article.

What Is an Investment Plan?

Investment plans are assets which offer financial security to people. Numerous insurers offer a wide range of investment choices to protect every phase of your life. There are some things you should consider before selecting the best investment. These factors include the premium, the amount assured, and the company's claim settlement ratio, among many more.

Benefits of Pramerica Life Investment Plans

Pramerica Life Insurance Company guarantees the best to its policyholders. Therefore, if you want to invest in traditional life insurance plans, Pramerica Life Insurance would be an ideal choice. Here are some more benefits of investing in Pramerica Life Investment Plans:

  • At every stage of life, financial emergencies can happen. As a result, investing in investment plans can give you and your loved ones peace of mind.
  • Pramerica Life Insurance Plans assist you in achieving both short-term and long-term objectives. You can simply invest in these traditional life insurance plans if you wish to buy your ideal car or a home.
  • Invest in Pramerica Life investment plans if you wish to plan for your retirement or the future of your children. In addition to the basic sum assured, these plans offer a simple reversionary bonus and a terminal bonus to the policyholders.
  • Some of the plans offered by Pramerica Life additionally offer life insurance to policyholders. This means that the nominees will get the death benefit as well as additional bonuses if the life assured passes away within the term of the policy.

Best Pramerica Life Investment Plans 2023

Here’s a list of some of the best Pramerica Life Investment Plans:

Investment Plans

Entry Age

Max. Maturity Age

Policy Tenure

Sum Assured

Pramerica Life Aajeewan Samriddhi

8- 55 years

99 years

15- 20 years

Rs. 7,500- no limit

Pramerica Life Flexi Cash

15- 35 years

75 years

15- 35 years

Rs. 1.7 lakh- Nil

Pramerica Life Magnum Assure

18- 55 years

65 years

10- 15 years


Pramerica Life Premium Gain Plan

91 days- 55 years

70 years

10- 25 years

Rs. 3.5 lakh- no limit

Pramerica Life Roz Sanchay

8- 50 years

66 years


Rs. 80,000- 1 crore

Pramerica Life Sahaj Suraksha

18- 50 years

75 years


Rs. 1 lakh- no limit

Pramerica Life Smart Assure Plan

8- 60 years

70 years

10- 20 years

Rs. 75,000- no limit

Pramerica Life Smart Income Plan

8- 60 years

18- 75 years

7- 20 years

11 times the annualised premium

Process To Buy Pramerica Life Investment Plans Investment Plans

Pramerica Life Insurance Plan purchasing process is quick and simple. You can visit the official website of an insurance company to compare and buy the most suitable investment plan. Here’s a comprehensive guide on how to buy investment plans with Pramerica Life in detail:

Documents Required To Buy Pramerica Life Investment Plans

  • Address proof
  • Income proof
  • Age proof
  • Identity proof
  • Any other specific document asked by an insurance company

Steps You Need To Follow To Buy Pramerica Life Investment Plans

  • Visit the official website of Pramerica Life Insurance.
  • Click on the “Investment Plans” tab.
  • Enter your personal information, such as name, age, and more.
  • Select the Pramerica Life Investment scheme that suits your needs.
  • Complete the documentation process.
  • Make a premium payment online.
  • The policy document will be shared with your registered email address.

About Pramerica Life Insurance Company

The key highlights for Pramerica Life Insurance are as follows:



Established in


Headquarters of the company

Gurgaon, Haryana

Official website

Helpline number

1860 500 7070

Helpline email-id

Factors To Consider When Purchasing Investment Plans

Investment are important assets for the future. As a result, you must consider a number of factors while buying typical life insurance coverage. Here are a few of these points:

  • Future Objectives: Your financial future objectives should be taken into account. For instance, you should think about high-return investment schemes if you want to guarantee your child's future education. However, short-term investments would be the best choice for you if you wanted to purchase a car.
  • Income: An individual's yearly income is crucial in determining the best approach to investing. Choose a plan from Pramerica Life Insurance that best suits your needs and budget by comparing the various options.
  • Financial Dependents: Select an investment strategy that assures financial stability for your dependents even when you are not present. As a result, be sure to pick a plan that offers appropriate protection for your loved ones.
  • Liquidity: It's crucial to assess your plan's liquidity before buying an investment plan. Choose a plan that offers plenty of liquidity so you can meet your financial needs.
  • Risk tolerance: The investor's risk tolerance is an important factor to take into account. In India, there are numerous traditional life insurance products available. You can evaluate these plans and purchase one based on your risk appetite.
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