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Shriram Life Insurance

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Shriram Life Insurance
Claim Settlement Ratio95.12%
Customer Care24x7
Death Benefit Paid For2,816 Policies
Presence529 Branches
Total Death Benefit PaidRs. 77.88 Crore

Marking its presence since 2005, Shriram Life Insurance Company came into operation in 2006. Abiding by the Group's philosophy of financial inclusion, the Shriram group has remained synonymous with its efficient capital use and lower operation cost. With 529 offices across the nation, Shriram Life Insurance Company is dedicated to rendering 100 percent customer satisfaction.

The company has bagged several awards, namely Businesswoman of the Year 2018, Indian Insurance Award for Non-Urban Coverage, and Best Life Insurance Policy Award. The company works to reach out to the common man with their efficient quality products and services. Operational efficiency, a strong focus on customer satisfaction, and integrity have supplemented the company to cater to millions of connected Indians' financial needs. High-quality and cost-effective services have been the prime factors for driving the organization on the path of prosperity.

Types of Shriram Life Insurance Plans

Shriram Life Insurance Company is a hub of a broad category of affordable life insurance plans. Shriram Life insurance Policy details are listed below:

1. Savings Plans: The savings plans offered by Shriram Life Insurance Company are varied and designed keeping in mind the requirements of the policyholder. The savings plans usually are designed to give an assured return in the future or cover in times an unforeseen need. The plans include Shriram Life POS Assured Savings Plan, Shriram Life Golden Premier Saver Plan, Shriram Life Super Income Plan, Shriram Life Assured Advantage Plus, Shriram Life Genius Assured Benefits Plan, Shriram Life Assured Income Plan, Shriram Life New Akshay Nidhi, Shriram Life Assured Income Plus, Shriram Life New Shri Life and Shriram Life New Shri Vidya.

2. Investment Plans: Investment plans are Unit Linked Plans that are offered by Shriram Life Insurance. These provide life cover and financial protection at the same time. The first plan is Shriram Life Growth Plus which can also be taken on other’s lives like spouse or children. The second plan is Shriram Life Fortune Builder which is a single premium plan designed for people who cannot sustain year-round cash flow to keep paying yearly premiums. The last plan is Shriram Life Wealth Plus. The plan is designed to provide life cover and financial protection. It also helps you grow your money.

3. Protection Plans: These plans are specially designed to protect your loved ones. Among these plans is also a plan for Corona. The plans have been designed keeping in mind the affordability of premiums. The plans include Shriram Life My Spouse Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Cash Back Term, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima.

4. Retirement Plans: These plans by Shriram Life Insurance are specially made for you to have financial security after retirement. The plans are made keeping in mind your monthly expenses and affordability. The plans include Shriram Life Pension Plus and Shriram Life Immediate Annuity Plus.

5. Microinsurance Plans: There is only one plan in this category which is Shriram Grameena Suraksha Plan. The plan is a non-linked non-participating scheme designed to provide life cover to economically weaker sections of society.

6. Group Plans: These plans are designed for the entire company and provide a fixed cover. Group plans by Shriram Life Insurance include Protection Plans, Employee Benefit Plans, Special Plans, and Microinsurance Group Plans.

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

User Reviews

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What users are saying
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  • Satisfying Insurance Policy

    I am glad to purchase the Shriram Life Insurance Policy from InsuranceDekho. The customer care team was very experienced and friendly. They were hardworking and made my purchasing journey of the Shriram Insurance Policy quick and smooth. I would recommend InsuranceDekho’s online platform to everyone who is planning to secure their family with a life insurance policy.

    By Rajesh Sharma
    On: Feb 27, 2024
  • Dedicated Support Team

    The team of InsuranceDekho was so helpful when I was searching for a life insurance plan. When I finally decided to buy the Shriram Life Insurance plan, even then they guided me throughout the buying process. So, thank you, InsuranceDekho team!

    By Anurag Dogra
    On: Dec 26, 2023
  • Great customer service

    While buying the Shriram Life Insurance Policy from InsuranceDekho, I experienced great customer service and satisfaction. My queries and doubts were taken care of and were settled in a matter of no time.

    By Vinay Devgun
    On: Nov 21, 2023
  • Responsive Customer Support

    The customer support team at InsuranceDekho was quick to respond to my queries regarding my Shriram Life Insurance Policy. Their professionalism and willingness to assist made the overall experience positive.

    By Gautam Singh
    On: Nov 16, 2023
  • Flexibility and Convenience

    InsuranceDekho offers the flexibility that I need in my life insurance. The Shriram Life Insurance Policy accommodate various needs and budgets, ensuring that I can select a policy that aligns perfectly with my financial goals. It's fantastic to have options that make life insurance accessible and convenient.

    By Sunil Savokar
    On: Oct 26, 2023

Life Insurance News


  • What is Survival Benefit in Shriram Life Insurance?

    Survival Benefit in Shriram Life Insurance is the sum assured in the policy which is paid in the predefined number of installments.

  • What is a rider in Shriram Life insurance plans?

    Riders are the additional insurance benefits that add to your Shriram LIfe insurance  policies. It is a condition or a clause which adds across your basic plan in the form of extra premiums or add-on benefits.

  • Is nomination required for availing of Shriram Life Insurance Policy?

    The nomination is quite essential as the nominated person is entitled to claim the assured amount from Shriram Life Insurance Company in the event of the claimant's death.

  • How can you check the fund value of your Shriram Life Insurance Policy?

    The value of Policy is the “Fund Value”. To check your insurance policy's fund values, you first need to log in to your Policy Account. As soon as you log in, click on the tab highlighting fund details, and enter your policy number.

  • What do you mean by policy assignment in Shriram Life Insurance?

    Policy assignment in Shriram Life Insurance is defined as the transfer of the life cover and benefits of a particular policy to some other person or an institution.