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Sahara India Life Insurance

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Sahara India Life Insurance
Claim Settlement Ratio97.18%
Customer Care1800-180-9000
Death Benefit Paid For585 Policies
Presence50 Branches Pan India
Total Death Benefit Paid5.44 Crore

Sahara India Life Insurance Company Ltd. is the first company in the private sectors which does not have foreign equity participation and is fully owned by Sahara India Pariwar. The company created by the Sahara Group started its operations on 30th of October 2004. The company was given permission and license to work by the Insurance Regulatory and Development Authority on 6th February 2004. In the life insurance sector it has emerged as one of the companies with high growth. The primary objective is to reach out to all segments of the society including the rural-based communities and not just the privileged class.

The Sahara India Life Insurance Company Ltd. offers a wide range of endowment, money back, term assurance, unit-linked and group insurance plans. They have established themselves as a prominent company with a broad array of insurance plans at economical rates. The company lays a lot of emphasis on customer-centric operations.

Types of Sahara India Life Insurance Plans

Sahara Life Insurance offers a host of plans to its policyholders. Competitive products can cater to the needs of all age groups. The following plans are designed to satisfy the diverse needs of customers.

  1. Sahara Term Insurance Plan: The term insurance plans are a type of life insurance plans which do not have any cash value. They provide cover for a defined term or period. During this particular period if the insured person dies, and the policy is in force or the policy is active, then the family of the insured person is given a death benefit. Term insurance plans are much cheaper than regular life insurance plans. Sahara India Life Insurance offers Sahara Life Suraksha Kavach under term insurance plans.
  2. Sahara Life Money Back Plans : These products enable an individual to make plans for the future and seek protection against unforeseen events. Non-participating plans provide financial cover for protection against the occurrence of unfortunate incidents. These plans are extremely suitable for risk-averse individuals who want to save money as well as maintain liquidity. Periodical payouts are provided for satisfying liquidity needs. Sahara India Life Insurance offers Sahara Pay Back Jeevan Bima Plan, Sahara Dhanvriddhi Jeevan Bima and Sahara Dhanvarsha Jeevan Bima Plan.
  3. Sahara Unit-Linked Plans: These plans are directly linked with markets for the generation of income from capital market offerings. Unit linked insurance products have a blending of market-linked returns and risk coverage. On the basis of your risk-taking appetite you can pick an investment plan from high, medium and low-risk choices. Through the inoculation of a regular saving habit you will get into the habit of corpus building in the long run. Sahara India Life Insurance offers Sahara Sanchit Jeevan Bima, Sahara Utkarsh Jeevan Bima Plan and Sahara Sugam Jeevan Bima.
  4. Sahara Endowment Plans: These traditional insurance products offer a lump sum amount after a specific period or upon death. These products serve dual purposes. They not only cover the insured’s life but also promote regular savings over a specific time period. The objective is to provide a lump sum amount to the policyholder upon maturity if he/she survives the term of the policy. Sahara India Life Insurance offers Sahara Shrestha Nivesh Jeevan Bima, Sahara ShubhNivesh Jeevan Bima and Sahara Dhan Sanchay Jeevan Bima.
  5. Sahara Group Insurance Plans: These products offer coverage to groups of people. The aim is to offer cover to those sections of society who are not in a position to afford money on individual policies. They are available to the members of the group irrespective of their age, profession or socio-economic background. In comparison to individual plans, the premium under the group scheme is much lower. Non-linked accidental death benefit rider group plans involving dual premium payment options are available through the payment of a single or regular premium. Sahara India Life Insurance offers Sahara Samooh Suraksha under their Group insurance plans.

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

User Reviews

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What users are saying
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  • Nice Purchase

    Thank you InsuranceDekho for suggesting the Sahara Life Insurance Plan. I am glad to have bought this life insurance policy through your online platform. It was easy and comfortable to buy from the InsuranceDekho website.

    Sahara India
    By Shubham Goel
    On: Jan 08, 2024
  • A top-rated plan

    Based on customer reviews, the Sahara Dhan Sanchay Jeevan Bima plan is one of the top-rated plans. So, I went with the customer reviews and instantly bought the Sahara Dhan Sanchay Jeevan Bima plan from InsuranceDekho.

    Sahara India
    By Farhan Khan
    On: Jan 23, 2023
  • Amazing features were availabl...

    The Sahara Dhan Sanchay Jeevan Bima plan available on InsuranceDekho had so many amazing features that I was compelled to buy it without any hesitation. It was not just reasonably priced but was designed in such a way that all my needs were met.

    Sahara India
    By Vaishnavi Chaudhary
    On: Oct 13, 2022
  • Got personalised advice at hom...

    The best part about buying the Sahara Dhan Sanchay Jeevan Bima plan from InsuranceDekho was that I got personalised advice at home. The team of InsuranceDekho visited my home and provided me with expert guidance.

    Sahara India
    By Piyush Chawla
    On: Sep 26, 2022
  • Online term calculator

    With the help of the online term calculator available on InsuranceDekho, I was easily able to calculate the premium of a number of plans available. I eventually bought the Sahara Dhan Sanchay Jeevan Bima plan as its premium matched my budget. 

    Sahara India
    By Mrinalini Singh
    On: Sep 20, 2022

Life Insurance News


  • Why should I opt for Sahara India Life Insurance?

    You can pick your choice from a wide array of plans  from Sahara India Life Insurance, based on your preference and budgetary constraints. The plans are easy to afford, and the claim settlement ratio is high. 

  • What plans does Sahara India Life Insurance offer?

    Sahara India Life offers unit-linked plans, endowment plans, group insurance plans, and money-back plans.  

  • How can I pay the Sahara India Life Insurance premium?

    You can pay the Sahara India Life Insurance premium online through Internet banking, debit card, or credit cards. 

  • What is the claim settlement ratio of Sahara India Life Insurance?

    Sahara India Life Insurance had a claim settlement ratio of 90.16% in FY 2018-19.

  • What are the contact details of Sahara India Life Insurance?

    You can connect with Sahara India Life Insurance personnel using the toll-Free No: 1800-180-9000. Alternatively, you can email at