Future Generali Health Insurance for Parents

Future Varishta Bima is the perfect health insurance choice for parents who want wide coverage without sacrificing their savings. Available on individual sum insured basis as well as family floater sum insured basis, the policy can be availed for a policy term of either 1, 2 or 3 years. Excellent for parents to prevent lack of money during a medical emergency, Future Varishta Bima by Future Generali is definitely a great health insurance investment.

Key Features

• Rs. 2 Lakh to Rs. 10 Lakh sum insured range
• Cashless treatment available at 5000+ network hospitals
• Lifelong renewability
• Installment option (monthly, quarterly, or half-yearly) with loading
• No loading on premium for adverse claims experience
• 50% co-payment for claim related to pre-existing diseases, 25% co-payment for all other claims
• Long-term discounts of up to 10%
• 10% discount on producing the latest medical reports within 15 days of test done, etc.

Scope of Coverage

• Inpatient hospitalisation
• 60 days pre-hospitalisation expenses covered
• 90 days post-hospitalisation expenses covered
• Daycare treatment
• Road ambulance charges
• Free annual medical check-up from 2nd year onwards
• Pre-insurance medical examination
• Tax relief under Section 80D of the Income Tax Act, etc.

Eligibility

While the minimum entry age for the Future Varishta Bima policy is 60 years, the maximum entry age has no limit.

Exclusions

• Treatment for sterility, infertility (primary or secondary), assisted conception
• All expenses related to Sexually Transmitted Diseases other than HIV/AIDS
• Hormone replacement therapy, sex change or treatment
• Congenital External Illness/ disease/ defect anomaly
• Injury or illness due to war, etc.

Are you looking for detailed information about the plan? Go ahead and check the Policy Wordings so that you can get your doubts cleared. For complete insurer or product details and exclusions, kindly refer to the policy wording. You can also get in touch with experts at InsuranceDekho at 1800-1205-698.