Liberty Health Insurance for Family

When it comes to protecting the family from health issues, a health policy for the family is the right approach. With that in mind, Liberty General Insurance has designed a comprehensive health insurance policy for families by the name of Health Connect Policy. Based on individual basis also, Health Connect is a type of family floater plan that safeguards the health of the entire family members, be it you, your spouse, dependent children, parents, or parents-in-law. The policy has four plans: E-Connect, Basic, Elite, and Supreme.

Key Features

• Sum insured restoration if it gets exhausted
• Lifelong policy renewal without any age restrictions
• Free health checkup after the policy gets renewed continuously for 2 years
• No room rent capping, no co-pay, no sub-limits on any plans
• 10% discount if more than 2 family members are covered on individual sum insured basis
• 7.5% discount on the premium if the policy is chosen for 2 years tenure
• Sum Insured for E-Connect (Rs. 3 Lakh to Rs. 7.5 Lakh), Basic (Rs. 2 Lakh to Rs. 10 Lakh), Elite (Rs. 3 Lakh to Rs. 15 Lakh) and Supreme (Rs. 2 Lakh to Rs. 15 Lakh)

Scope of Coverage

• A second medical opinion from insurer’s expert doctors
• Cover for policyholder, his/her spouse, dependent children, parents, parents-in-law
• Expenses in case of organ transplantation or organ’s donor treatment
• Cover for room rent, nursing charges, ICU, medicines, doctor fees, etc.
• Pre and post-hospitalisation expenses for a specific number of days
• Domiciliary hospitalisation treatment cover
• Emergency road ambulance up to a certain amount

Eligibility

The policy is available for the adults at minimum 18 years of age and maximum 65 years of age. Children from 91 days to 25 years can also be covered under the plan.

Exclusions

• Expenses related to non-allopathic treatment
• Costs of any weight control programme, cosmetic surgery, congenital diseases, etc.
• Treatment for HIV, AIDS or related diseases
• Treatment of an injury occurred due to self-infliction
• An illness due to war, warlike situations, enemy act, etc.

For further information about the Liberty Health Connect Policy, call InsuranceDekho at 1800-120-5698.