Liberty Health Insurance for Parents

Since your parents have grown old, they’re closer to health risks. And by the time they reach 60, they develop several diseases. That’s why a health insurance policy like Liberty General Secure Health Connect is a must for your parents. This policy safeguards their health from medical emergencies. The policy comes with different variants and different sum insured options that can enable you to tailor the plan according to the needs of the hour.

Key Features

• Sum insured options ranging from Rs. 2 Lakh to Rs. 15 Lakh
• A facility to pay the policy premiums in instalments
• No need to undergo a health check-up up to 55 years of age
• Flexible policy tenures, such as 1 year, 2 years and 3 years
• Auto increase in sum insured by 20%, 25% and 30% for claim-free years
• Automated additional perks on every block of two claim-free years
• Variants: Secure Basic, Secure Elite, Secure Supreme and Secure Complete

Scope of Coverage

• Inpatient hospitalisation expenses because of an illness or injury
• Daily hospital cash to pay non-medical expenses
• Expenses incurred on 405 daycare treatment procedures
• Pre-hospitalisation up to the number of days mentioned in the policy wording
• Post-hospitalisation for a number of days specified in the policy document
• Charges of an emergency ambulance required to transfer the patient to a nearby hospital
• Cover for spouse, parents, sibling, parents-in-law, children, grandchildren, grandparents, and son-and daughter-in-law

Eligibility

To buy the Secure Health Connect policy, the minimum entry age should be 18 years and a maximum of 65 years. Children between 91 days and 25 years are also covered provided either of their parents are insured.

Exclusions

• Expenses for pregnancy
• Pre-existing diseases within 48 months
• Sexually transmitted diseases, i.e. STDs
• An injury or illness due to self-infliction
• Any injury caused by war, military operation, warlike situations, etc.

Do you have any query related to the Secure Health Connect policy? Don’t worry, call our helpline number 1800-120-5698. Our experts will help you understand this policy more clearly.