Liberty Health Insurance for Senior Citizen

As you age, you snip your health inch by inch. That’s why a health insurance policy is important for senior citizens. Liberty General’s Secure Health Connect policy plays a crucial role by providing extensive coverage benefits during your golden age. Available on an Individual and Family Floater basis, the policy covers people ranging from 18 years to 65 years. It comes in different variants, namely Secure Basic, Secure Elite, Secure Supreme and Secure Complete.

Key Features

• Sum insured ranges from Rs. 2 Lakh to Rs. 15 Lakh
• An option to pay premiums in instalments
• No requirement of pre-policy check-up up to 55 years
• Auto increase in sum insured by 20%, 25% and 30% for claim-free years
• The policy is available for a duration of 1,2 and 3 years
• Lifetime policy renewal feature in a hassle-free manner
• Automated additional perks on every block of two claim-free years

Scope of Coverage

• 405 daycare treatment procedures cover
• Pre-hospitalisation up to a specified period
• Post-hospitalisation expenses for a specific number of days
• Cover for self, spouse, parents, kids, sibling, parents-in-law, grandchildren, grandparents, and son-and daughter-in-law
• Inpatient hospitalisation due to a specified injury or illness
• Coverage for local ambulance charges to transfer the patient
• Daily cash allowance against non-medical expenses for a maximum of 10 days

Eligibility

The minimum entry age as an adult is 18 years and the maximum is 65 years. Dependent children from 91 days to 25 years can be insured.

Exclusions

• Any sexually transmitted disease, i.e. STDs
• Any pre-existing disease is not covered within 48 months
• Pregnancy expenses, except ectopic pregnancy
• Expenses incurred on the injury occurred due to self-infliction
• Injuries caused by war, warlike situations, invasion, etc.

Get to know how the Liberty General Secure Health Connect is helpful for senior citizens by dialling our toll-free number 1800-120-5698.