Tata AIG Health Insurance for Maternity
No one wants to compromise on the treatment factor when it comes to the maternity phase. The Medicare Premier Health Insurance plan by Tata AIG offers the best possible features to support you on maternity grounds. The TATA AIG Maternity Insurance policy is available on the individual as well as on a family floater basis, where a maximum of 7 members of a family can be covered. The plan promises to cover maternity-related expenses up to a limit of Rs. 50,000. The coverage could be extended to Rs 60,000 if a girl child is born.
Key Features of TATA AIG Maternity Medical Insurance
- Sum insured options ranging from Rs. 5 Lakh to Rs. 50 Lakh
- The plan is issued for a period of 1, 2 and 3 years
- Coverage offered from the age of 91 days up to 65 years
- Lifelong renewability benefit
- Tax benefits under the plan as per section 80D of the IT Act
- Sum Insured restores benefit
- Cumulative bonus
- Discount on premium
Scope of Coverage Under TATA AIG Health Insurance Maternity Cover
- Maternity cover with an unlimited number of delivery events
- Bariatric surgery cover
- Vaccination expenses
- Preventive health checkups up to a specified limit
- OPD expenses up to a specified limit
- Domiciliary Hospitalisation
- Emergency air ambulance cover
- Pre and post-hospitalisation cover 60 and 90 days respectively
Eligibility for TATA AIG Maternity Health Insurance
The eligibility of getting covered under the Medicare Premier Health Insurance plan ranges from the age of 91 days up to 65 years. The policy comes with lifelong renewability as well.
Exclusions
- Injuries or illnesses which are self-inflicted
- Complications arising from any pre-existing conditions
- Treatment of injuries suffered from war, riots, civil war, etc.
- Injuries occurred due to participation in dangerous sports or activities
- Expenses incurred on the treatment of any sexually transmitted disease
To find out more about the plan, you can download its policy wording or brochure from our website insurancedekho.com. For more clarification, you can connect with us at - 1800-1205-698.
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FAQs
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Is there a waiting period for maternity coverage to become effective under Tata AIG Health's plan?
Yes, a waiting period of 9 to 36 months is available for maternity insurance plans.
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Can I purchase Tata AIG Health's maternity health insurance if I am already pregnant?
If you are already pregnant, you may not get maternity health insurance as it will come under a pre-existing condition. However, you have another option to purchase a regular health insurance plan during your maternity period.
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Are prenatal check-ups, delivery, and postnatal care covered under Tata AIG Health's maternity insurance?
Yes, Tata AIG Health's maternity insurance offers coverage to prenatal check-ups, delivery, and postnatal care.
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Does Tata AIG Health Maternity Insurance cover newborn baby expenses?
Yes, Tata AIG Health Maternity Insurance covers newborn baby expenses.