Tata AIG Health Insurance for Parents

The health condition of our parents is the primary concern we should consider seriously, as the possibility of falling ill increases in the old age. More the illnesses will be, the higher the medical expenses will be. Hence, with the Wellsurance Family Policy, you can find better treatment options for your parents without getting levied by any financial burden. The health insurance plan is available on a family floater basis and offers every essential medical coverage for your parents.

Key Features

• Wide range of um insured options available
• Anyone aged between 18 years to 65 years can be covered
• Children aged between 6 months to 18 years can be included
• Premium calculated as per the age of the eldest member covered
• Lifetime renewability guaranteed
• A high amount of cash provided for ICU/ICCU admissions
• 15 days free look period provided
• Tax benefits as per Section 80D of the IT Act

Scope of Coverage

• In-patient hospitalisation treatment
• Cover for 11 listed critical illnesses
• Cashless hospitalisation in over 3,000 hospitals listed
• The daily hospital cash payable for each day spent in the hospital
• Convalescence benefit provided for post-hospitalisation treatment
• Ambulance charges during admission and discharge from the hospital
• Children’s education cover on disability or death of bread earner
• Value-added benefits like free health helpline, comprehensive health portal, etc.

Eligibility

The entry age for Wellsurance Family Policy is between 18 years and 65 years.

Exclusions

• HIV infection, AIDS or sexually transmitted conditions
• Expenses of Ayurveda, homeopathy, naturopathy or weight control procedures
• Expenses incurred due to alcohol or drug abuse, addiction or overdose
• Treatment of any mental, nervous disorders, anxiety, stress or depression
• The cost incurred on cosmetic or plastic surgery, except due to an accidental injury

To find more about the policy, download its brochure or policy wording from insurancedekho.com. For any other clarification, get in touch with our support staff at - 1800-1205-698.