Bharti AXA (now ICICI Lombard) Health Insurance for Kids

Kids require special attention, especially when it comes to their health. Parents need to be prepared with preventive measures to never compromise on their health treatment. Bharti AXA Smart Super Health Insurance Plan provides comprehensive coverage for kids to offer them with the best possible procedures and medication. The plan is available on an individual as well as on a family floater basis and allows the coverage from the age of 91 days to 65 years.

Key Features

• Sum insured ranges from Rs. 5 Lakh to Rs. 1 Crore
• Coverage starts from the age of 91 days to 65 years
• Pre-hospitalisation costs are covered for 60 days before hospitalisation
• Post-hospitalisation costs are covered for 90 days post hospitalisation
• Offer the cover for treatment during an out-patient emergency
• Sum insured restoration option is available up to 100%
• No capping is available on room rent in the hospital
• No claim bonus is offered up to 100% sum insured

Scope of Coverage

• Covers a health check-up annually
• Coverage for domestic air ambulance
• Costs incurred on organ donor are covered
• Availability of coverage for domiciliary hospitalisation
• A lump sum amount is offered for critical illness treatment
• Covers alternative treatments like Homeopathy, Siddha, etc.
• Daycare treatment expenses are covered up to the sum insured
• Provides the coverage for the charges of emergency surface ambulance
  

Eligibility

The plan covers the people between the age group of 91 days and 65 years.

Exclusions

• Treatment of injuries occurred due to war, riots, etc.
• Sexually transmitted diseases such as AIDS, HIV, etc.
• Condition of stress, anxiety, depression, and so on
• Drug or alcohol addiction or abuse related diseases
• Cosmetic procedures, except for accidental injuries

To find more about this policy, download its policy wording or brochure from our website insurancedekho.com. For any other clarification, connect with our customer care team at - 1800-1205-698.