Bharti AXA (now ICICI Lombard) Health Insurance for Maternity

Smart Super Health Insurance Plan by Bharti AXA offers an optional maternity feature. Women can enjoy this benefit by paying an additional fee under this plan. Besides, a newborn coverage is also included under the policy. The plan can be purchased on an individual as well as on a family floater basis, which covers the individuals between the age of 91 days and 65 years.

Key Features

• Wide cover from Rs. 5 Lakh to Rs. 1 Crore
• Pre-hospitalisation cover for 60 days
• Post-hospitalisation cover for 90 days
• Coverage for out-patient treatment
• Sum insured restoration option up to 100%
• No capping on room rent in the hospital
• No claim bonus up to 100% sum insured
• Lifelong renewability feature is offered

Scope of Coverage

• Annual health check-up coverage
• Cover for domestic air ambulance
• Organ donor expenses are covered
• Coverage for domiciliary treatment
• A lump sum amount for critical illness treatment
• Covers alternative treatments like Ayurveda, etc.
• Coverage for daycare treatment expenses
• Charges of the emergency surface ambulance are covered
  

Eligibility

The plan covers the individuals within the age group of 91 days and 65 years.

Exclusions

• Injuries occurred due to invasion, war, riots, etc.
• Condition of anxiety, stress, depression, etc.
• Diseases due to drug or alcohol addiction or abuse
• Sexually transmitted diseases such as AIDS, etc.
• Cosmetic procedures and plastic surgeries

If you want to find out more about this policy, download its policy wording or brochure from our website insurancedekho.com. For any other clarification, contact our customer support staff at - 1800-1205-698.