Bharti AXA (now ICICI Lombard) Health Insurance for Senior Citizen

Smart Super Health Insurance Plan by Bharti AXA, offers cover for Senior Citizens with the best possible medical treatment, procedures and medications. In the old age, health issues hover around you, which ultimately impact your financial condition as well. Hence, a health insurance plan like Smart Super Health Insurance Plan will control their expenses, empower them, and help them become independent too. The plan is available in individual and family floater basis in three variants.

Key Features

• Sum insured ranges from Rs. 5 Lakh to Rs. 1 Crore
• The entry age for the plan is 18 years to 65 years
• Pre and post hospitalisation for 60 and 90 days
• Out-patient emergency treatment for accidents
• No claim bonus is provided under the insurance policy
• No capping is there for room rent in the hospital
• 100% restoration of the sum insured is available
• The insured individuals can gain tax benefits up to Rs 55,000

Scope of Coverage

• The coverage for an annual health check-up is offered
• Coverage for organ donor is available up to the sum insured
• The provision for domestic air ambulance is available
• Emergency surface ambulance charges of Rs 3,000 per event
• The lump sum amount is given on the diagnosis of any critical illness
• Daycare treatment is covered up to the sum insured limit
• Ayush treatment coverage, such as Ayurveda, Homeopathy, Siddha, etc.
• Domiciliary hospitalisation is offered up to the sum insured
  

Eligibility

The entry age for Smart Super Health Insurance Plan is between 18 years and 65 years.

Exclusions

• HIV positive, AIDS or sexually transmitted ailment’s treatment
• Injuries or diseases occurred due to warlike operations, invasion, riots, etc.
• Treatment of disease or injury due to alcohol or drug abuse or addiction
• The treatment of any condition of nervous disorders, anxiety, stress or depression
• Cosmetic or plastic surgery expense, except due to an accidental injury

To know more about this health insurance policy, download its brochure or policy wording from insurancedekho.com. For additional clarification, get in touch with our customer support team at - 1800-1205-698.