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Health Insurance Plans for Self And Spouse Cover

Whether you are finding health insurance for Self And Spouse Cover or your dear ones, you can always find the best plans on InsuranceDekho based on 5 Lacs coverage. All these plans listed below will help you perform a comparison and accordingly choose the right health insurance plan for Self And Spouse Cover. Explore further to know more about the starting premium of these plans.

21 Plans found in Rs. 5 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Star Health

Young Star Gold

Maternity cover upto Rs.30000

Expenses related to hospitalisation due to maternity will be covered upto Rs. 30000

  • Cashless Hospitals288
  • Cover₹5 Lac
Includes 5% discount*
From ₹10,404 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

View 6 more plans from Star Health
Star Health

Young Star Silver

25% additional coverage for Road Accidents

If the insured person meets with a road traffic accident resulting in in-patient hospitalisation, then the basic sum insured shall be increased by 25% subject to a maximum of Rs. 10,00,000/-

  • Cashless Hospitals288
  • Cover₹5 Lac
Includes 5% discount*
From ₹9,301 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

Star Health

Arogya Sanjivini Floater

Covers AYUSH treatment

Covers Inpatient care treatment taken in AYUSH Hospital under Ayurveda,Yoga and Naturopathy, Unani, Siddha and Homeopathy systems of medicines up to the limit of sum insured

  • Cashless Hospitals288
  • Cover₹5 Lac
From ₹7,381 / Year
85.80 % claim settlement ratio
  • Room rent upto 1% of SI

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 5% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 5% upto maximum of 50%

Star Health

Comprehensive Floater

Personal Accident cover at no additional cost

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

  • Cashless Hospitals288
  • Cover₹5 Lac
Includes 5% discount*
From ₹12,296 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

Star Health

Comprehensive with PED Buy Back

Personal Accident cover at no additional cost

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

  • Cashless Hospitals288
  • Cover₹5 Lac
Includes 5% discount*
From ₹14,755 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

Star Health

Women Care

  • Cashless Hospitals288
  • Cover₹5 Lac
Includes 5% discount*
From ₹13,154 / Year
89.90 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

Star Health

Smart Health Pro

100% claim amount will be paid by Insurer

You do not have to pay anything out of your pocket. Complete claim amount will be paid by the insurer.

  • Cashless Hospitals288
  • Cover₹5 Lac
Includes 10% discount*
From ₹8,663 / Year
89.90 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

Care Health

Care Freedom

Annual free health check up (all adults)

Annual health check-up for all insured members covered as adults

  • Cashless Hospitals132
  • Cover₹5 Lac
From ₹9,150 / Year
95.22 % claim settlement ratio
  • Twin sharing room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

View 1 more plans from Care Health
Care Health

Care Freedom with Health Check Plus

  • Cashless Hospitals132
  • Cover₹5 Lac
From ₹9,150 / Year
93 % claim settlement ratio
Universal Sompo

Complete HealthCare Insurance - Privilege

  • Cashless Hospitals434
  • Cover₹6 Lac
From ₹11,092 / Year
View 11 more plans from Universal Sompo
Universal Sompo

Complete HealthCare Insurance - Essential

  • Cashless Hospitals434
  • Cover₹5 Lac
From ₹10,089 / Year
Universal Sompo

Complete HealthCare Insurance - Digi-Pro

  • Cashless Hospitals434
  • Cover₹5 Lac
From ₹9,464 / Year
Universal Sompo

A Plus Diamond

  • Cashless Hospitals434
  • Cover₹5 Lac
Includes Woman Proposer Discount*
From ₹11,788 / Year
Universal Sompo

A Plus Gold

  • Cashless Hospitals434
  • Cover₹5 Lac
Includes Woman Proposer Discount*
From ₹8,933 / Year
Universal Sompo

A Plus Silver

  • Cashless Hospitals434
  • Cover₹5 Lac
Includes Woman Proposer Discount*
From ₹8,189 / Year
Universal Sompo

A Plus Silver + Non medical items

  • Cashless Hospitals434
  • Cover₹5 Lac
Includes Woman Proposer Discount*
From ₹8,708 / Year
Universal Sompo

A Plus Gold + Non medical items

  • Cashless Hospitals434
  • Cover₹5 Lac
Includes Woman Proposer Discount*
From ₹9,452 / Year
Universal Sompo

A Plus Diamond + Non medical items

  • Cashless Hospitals434
  • Cover₹5 Lac
Includes Woman Proposer Discount*
From ₹12,307 / Year
Universal Sompo

A Plus Silver + PED waiting period waiver

  • Cashless Hospitals434
  • Cover₹5 Lac
Includes Woman Proposer Discount*
From ₹10,691 / Year
Universal Sompo

A Plus Gold + PED waiting period waiver

  • Cashless Hospitals434
  • Cover₹5 Lac
Includes Woman Proposer Discount*
From ₹11,434 / Year
Universal Sompo

A Plus Diamond + PED waiting period waiver

  • Cashless Hospitals434
  • Cover₹5 Lac
Includes Woman Proposer Discount*
From ₹14,290 / Year