Types of Government Health Insurance Schemes in India

Government health schemes in India are health insurance plans run by the government, either at the state or national level. The main motive behind government health insurance schemes in India is to make healthcare more affordable and accessible. The benefits offered by government insurance schemes in India are typically comprehensive, covering a wide range of medical services necessary for maintaining and improving the health of the population. The specific benefits can vary from one scheme to another, but they generally aim to ensure that citizens have access to essential healthcare without suffering financial hardship.

List of Government Health Schemes In India

Top Government Health Schemes in India are listed below:

Name of Government Health Insurance Scheme	Purpose
Aam Aadmi Bima Yojana	It covers people aged between 18 years and 59 years and living in upcountry and rural areas.
Central Government Health Scheme	This scheme offers comprehensive cover to central government officials and pensioners residing in cities.
Pradhan Mantri Suraksha Bima Yojana	It provides accident insurance cover to the people of India.
Chief Minister's Comprehensive Health Insurance Scheme	It is a family floater health insurance plan designed to provide quality healthcare services to people.
Universal Health Insurance Scheme	This scheme covers families living below the poverty line for several medical expenses.
Bhamashah Swasthya Bima Yojana	It is a cashless claim scheme that covers rural people of Rajasthan.
Mahatma Jyotiba Phule Jan Arogya Yojana	Introduced by the Government of Maharashtra, this plan benefits the farmers of the state.
Yeshasvini Health Insurance Scheme	Promoted by the Karnataka State Government, this scheme covers farmers and peasants who are associated with a cooperative society.
West Bengal Health Scheme	Launched by the Government of West Bengal, this plan offers health insurance cover to employees.
Mukhyamantri Amrutum Yojana	Offered by the Gujarat State Government, this policy offers cover to low-income groups in the state.
Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana	This public health insurance scheme provides cashless medical treatment cover to low-income groups in Rajasthan.

View All

PMASBY: Pradhan Mantri Atmanirbhar Swasth Bharat Yojana

Atma Nirbhar Swasth Bharat Yojana is a scheme that would help in strengthening healthcare infrastructure over the nation. This health scheme is being launched by the Prime Minister Narender Modi along...

Janashree Bima Yojana

Janashree Bima Yojana was launched by both the Life insurance Corporation and the Central Government together on 10th August 2000. This insurance scheme is sponsored by the government and is devised t...

Dr. YSR Aarogyasri Health Care Trust: Andhra Pradesh

Dr. YSR Aarogyasri Health Care Trust: Andhra Pradesh is a state-run health care programme, which provides monetary help to individuals who cannot afford a typical health insurance policy. This program...

Ayushman Bharat Yojana (PMJAY Scheme)

Ayushman Bharat Yojana is a National Health Protection Scheme launched by the Government of India in the year 2018. This scheme is also known as the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Sc...

Telangana State Government – Employees and Journalists Health Scheme

Telangana State Government – Employees and Journalists Health Scheme is a new health insurance scheme formulated by the Telangana government for its employees, pensioners, journalists, and their...

Employees’ State Insurance Scheme

Employees’ State Insurance Scheme was founded in Kanpur and Delhi simultaneously on 24th February 1952 by then Prime Minister of India Pandit Jawahar Lal Nehru. This scheme is a public social se...

Karunya Health Insurance Scheme by Kerala Government

With the medical advancement, the cost of treatment will rise in India which may comprise infrastructure, facilities, hospitalisation, medications, and so on. On this note, the Indian government has i...

Awaz Health Insurance Scheme by Kerala Government

Awaz Health Insurance is a healthcare scheme introduced by the state government of Kerala for migrant workers. This initiative is the first of its kind that is intended for migrant labours. This schem...

About Chiranjeevi Yojana Rajasthan

The Chiranjeevi Health Insurance Scheme, introduced by the Rajasthan government, is a crucial healthcare initiative that extends cashless medical insurance of up to Rs. 5 Lakh to every family residing...

Central Government Health Scheme (CGHS)

Central Government Health Scheme (CGHS) gives healthcare facilities to registered employees and pensioners of the Central Government of India. The enrolled members are provided reimbursement and cashl...

Rashtriya Swasthya Bima Yojana

Launched by the Ministry of Labour and Employment, Government of India, the Rashtriya Swasthya Bima Yojana aims to provide health insurance coverage to families that fall in the Below Poverty Line (BP...

Key Features of The West Bengal Health Insurance Scheme

The key features of the West Bengal Cashless Health Insurance Scheme are as follows: Cashless Indoor Medical Treatment: This component is the key feature of the West Bengal Cashless Health Insuranc...

Bhamashah Swasthya Bima Yojana

What is Bhamashah Swasthya Bima Yojana? Developed by the State Government of Rajasthan and launched by Vasundhara Raje on December 13, 2015, Bhamashah Swasthya Bima Yojana is a scheme specifically for...

Yeshasvini Scheme

Yeshasvini Health Insurance Scheme or Yeshasvini Co-operative Farmers Health Care Scheme was launched by the Karnataka State Government on 14 November 2002 by S.M. Krishna, the former Chief Minister o...

Universal Health Insurance Scheme

Universal Health Insurance Scheme (UHIS) is one of the most popular government health insurance schemes in India, that offers cover to low-income groups, mainly the sole breadwinner of the family. The...

Chief Minister's Comprehensive Health Insurance Scheme (AMMA Health Insurance)

Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) is launched by the Government of Tamil Nadu through United India Insurance Company Ltd, a public sector insurance company headquar...

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Pradhan Mantri Suraksha Bima Yojana (PMSBY) is one of the three social security schemes that the government of India introduced in the 2015 budget speech. Launched 2 months later in May 2015, it is an...

Mukhyamantri Amrutum Yojana

Mukhyamantri Amrutum Yojana is a health insurance scheme that the Government of Gujarat launched on 4th September 2012. Initially, the scheme was launched to cater to people falling under the lowest i...

AB-MGRSBY: Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana

Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana (AB-MGRSBY) is a health insurance scheme under Chief Minister Ashok Gehlot’s government introduced to provide quality healthcare ser...

Aam Aadmi Bima Yojana

Aam Aadmi Bima Yojana (AABY) meaning ‘common man’s insurance scheme’ is a social security scheme launched on 2nd October 2007 to provide financial help to the low-income families of ...

Mahatma Jyotiba Phule Jan Arogya Yojana - MJPJAY

Salient features of MJPJAY are as follows: Health insurance premium and coverage charges are borne by the State Government of Maharashtra Sum insured of Rs. 1.5 lakh per annum for a family The sc...