IFFCO Tokio Health Insurance for Family

The perfect option for family floater health insurance, Family Health Protector by Iffco Tokio is much more than a regular policy. A superior experience in itself, the policy ensures protection for you and your family members without fail. Directly serviced by Iffco Tokio, Family Health Protector covers self, spouse, relatives living together, dependent children/any dependent relative, and dependent parents. Featuring a wide sum insured range, Iffco Tokio’s Family Health Protector policy offers cashless claim facility at over 4000 network hospitals across the country. On the whole, Family Health Protector sets standards of quality treatment, be it for an individual or an entire family.

Key Features

• Wide coverage
• Lifetime guaranteed renewal
• Sum insured range options - Rs. 1.5 Lakh to Rs. 30 Lakh
• 10% discount in policy premium for customers holding any insurance policy of Iffco Tokio
• Free look period of 15 days
• Emergency assistance services at no extra cost for journeys beyond 150 km for trips up to 90 days
• Tax benefits under Section 80D of the IT Act 1961

Scope of Coverage

• Room rent expenses including hospital registration/service charges and others
• Pre hospitalisation & post hospitalisation medical expenses
• 121 daycare surgeries
• Daily allowance & emergency ambulance charges
• Coverage for health check up & vaccination expenses
• Daily allowance up to a maximum of Rs. 1,000 per day
• Critical illness & emergency assistance services
• Coverage for Ayurveda, Homeopathy, Unani, Sidha hospitalisation expenses

Eligibility

Iffco Tokio Family Health Protector comes with a maximum entry age of 65 years, while the minimum entry age for adults is 18 years. The best part about the policy is that it allows coverage for a dependent child from first day onwards.

Exclusions

• Pre-existing disease until 48 months of continuous coverage have lapsed
• Treatment taken in an excluded hospital
• Circumcision, vaccination unless forming part of post-bite treatment, plastic surgery
• Expenses on diagnostic, x-ray, or laboratory examinations, majorly done in OPD
• Dental treatment or surgery of any kind

Do you want to secure your family’s health under one plan and that too without paying a significant premium amount? Call InsuranceDekho experts at 1800 1205 698 to know more about Family Health Protector, the perfect family floater health insurance.