IFFCO Tokio Health Insurance for Woman

In India, the need for health insurance for women has become vast. Iffco Tokio, comprehending the same, offers Individual Health Protector Policy so that women can take charge of their health. The best way to ensure financial stability during a medical treatment, Individual Health Protector Policy comes across as a big helping hand. Offering benefits like AYUSH treatment, organ donor expenses and multiple others, Individual Health Protector Policy provides protection to unlimited number of family members. Specifically designed to understand the diverse needs of women, the offered policy comes with easy and lifetime renewal feature.

Key Features

• Available on individual sum insured basis
• Sum insured range - Rs. 50,000 to Rs. 20 Lakh
• Lifelong guaranteed renewal
• Emergency assistance services at no extra costs
• Free look period of 15 days
• Tax benefits under Section 80D of the Income Tax Act
• Family discount - 5% on covering 2 family members & 10% on covering 3 or more members
• 10% discount on policy premium for existing customers

Scope of Coverage

• Inpatient hospitalisation expenses
• 45 days pre hospitalisation & 60 days post hospitalisation expenses
• Ambulance charges - 1% of sum insured or Rs. 2500 whichever is less
• Day care procedures covered
• Cumulative bonus - 5% of sum insured subject to a maximum of 50% for claim-free policy year
• Vaccination expenses - Up to 10% of total premium paid at the end of block of 2 continuous claim-free policy years
• Cost of health check-up - Up to 1% of the basic sum insured at the end of block of 4 continuous claim-free policy years
• Domiciliary hospitalisation - Up to 20% of the sum insured

Eligibility

Iffco Tokio’s Individual Health Protector Policy features a minimum entry age of 18 years for adults. Similarly, the maximum entry age for the policy is 65 years.

Exclusions

• Dental treatment, unless it requires hospitalisation
• Claims related to war, terrorism and nuclear risks
• All claims that arises from or are related to pregnancy
• General debility, congenital diseases/defects, sterility
• Any claim that arises due to participation in dangerous sports/activities

Does Individual Health Protector Policy seem the perfect health insurance for women? Call InsuranceDekho experts at 1800 1205 698 to gain detailed knowledge about the policy.