Magma HDI Health Insurance for Maternity

Magma HDI’s OneHealth Insurance policy is a specially created product, which suits every medical need, including maternity. It presents special solutions catering to financial needs at the time of delivery. Having different variants viz. Support, Support Plus, Shield, and Premium to keep the insured healthy, the policy is equipped with add-on features such as critical illness cover and accident cover. A range of sum insured option at a low premium makes it an optimum choice for women.

Key Features

• The sum insured starts from Rs. 2 Lakh up to Rs. 50 Lakh
• On choosing 2-year policy tenure, 10% of premium discount is offered
• For the 3-year policy duration, 12.5% discount is available
• Free health check-up annually regardless of claims in a policy year
• A lump sum daily hospital cash benefit for each day of hospitalisation
• E-medical opinion if specified Critical Illness is identified
• Restoration of the sum insured if the basic sum insured gets exhausted

Scope of Coverage

• Maternity cover, newborn baby cover, vaccination for the newborn
• Outpatient cover under the Premium plan: a maximum of Rs. 20,000
• Cover for spouse, dependent children, parents, parents-in-law, and many others
• Pre & post-hospitalisation expenses for 30-60 days and 60-90 days respectively
• Coverage for worldwide emergency hospitalisation and air ambulance
• Domiciliary hospitalisation, daycare, and organ donor expenses
• AYUSH cover: For non-allopathic treatment like Ayurveda, etc.

Eligibility

To enjoy the policy’s benefits, the minimum entry age is 18 years and maximum of 65 years. Age of children in the individual plan is 5 years and in the floater plan 91 days.

Exclusions

• No cover for treatment expenses during the initial waiting period of 30 days
• The initial waiting period for critical illness is 90 days
• Any alternative treatment, except AYUSH treatment
• An illness or injury due to nuclear or chemical reaction
• Treatment or drugs not supported by the treating doctor

OneHealth Insurance policy is an ideal option for women during pregnancy. If you want to know more about the policy and its benefits, feel free to contact InsuranceDekho at 1800-120-5698.