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Magma HDI Health Insurance for Parents

Medical emergencies put a lot of strain on parents during their retirement age. That’s why Magma HDI offers medical coverage for parents under its OneHealth Insurance policy and let parents experience happy second innings. OneHealth policy proves to be a boon, especially when your parents plan to retire and live on pensions or savings. This policy covers all kinds of medical expenses incurred by them during this golden period.

Key Features

  • The policy can be availed on an individual and floater basis
  • 4 variants under the plan, namely Support, Support Plus, Shield, and Premium
  • A range of sum insured from Rs. 2 Lakh to a maximum of Rs. 50 Lakh
  • Payment of Rs. 500 to Rs. 1,500 per day as hospital cash benefits
  • On choosing 2-year policy tenure, 10% discount and on 3-year tenure, 12.5% discount
  • Options to renew the policy lifetime in a hassle-free way
  • Benefits of cumulative bonus and free health check-up

Scope of Coverage

  • AYUSH cover: For treatments like Ayurveda, Homeopathy, Unani, Siddha, etc.
  • Cover for self, spouse, dependent children, parents, parents-in-law, and more
  • Pre & post-hospitalisation under all the four variants of the policy
  • Worldwide emergency hospitalisation and air ambulance cover under the Premium plan
  • Second medical opinion if there is a case of a specified critical illness
  • Expenses for daycare, domiciliary hospitalization and organ donor
  • Room rent, fee of treating doctor/surgeon, OT charges, drugs, etc.

Eligibility

Your parents can opt for OneHealth Insurance up to the maximum age of 65 years. Beyond that, he or she can renew the policy lifetime. However, the minimum age for adults is 18 years and 91 days to 5 years for children.

Exclusions

  • No claim for injuries/ailments arising from use/abuse of alcohol or drugs
  • Any injury developed owing to riot, war, military operation, etc.
  • Exclusion of critical illness until the waiting period of 90 days
  • Treatment related to external congenital anomaly and disorders
  • AIDS, HIV or any other related ailments

Get to know more about OneHealth Insurance policy and its benefits for parents by talking to our experts. InsuranceDekho is a trusted brand to buy health insurance. For any assistance, dial our toll-free number 1800-120-5698.

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FAQs

  • Under which plans of Magma HDI, parents can get coverage for their children?

    The Magma HDI allows the parents to get their children covered under two plans provided by Magma HDI such as Individual Personal Accident Policy and OneHealth Insurance Policy.

  • What is the maximum entry age for parents in the plan offered by Magma HDI?

    The maximum entry age for parents differs from policy to policy. But, Magma HDI does offer plans with the maximum entry age of 65 years.

  • Does Magma HDI provide a lifelong renewability option for parents?

    Yes, Magma HDI offers the feature of lifelong renewability under the health insurance plans which allows the parents to get covered.

  • Who should buy Magma HDI parents health insurance plan?

    Magma HDI parents health insurance policy is the ultimate purchase for any individual who is less than 65 years of age and wishes to insure themselves against unexpected medical expenses that may appear in a medical emergency takes place.

  • Can I change the sum assured during Magma HDI parents health insurance tenure?

    No! Sum insured amount changes cannot be made during the policy tenure of Magma HDI parents health insurance. If you want to increase or decrease the amount, the ideal time would be policy renewal. 

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