How many critical illnesses am I covered for, under this policy?

CritiCare Policy covers you for 20 critical illnesses, some of which include Open Chest CABG, cancer of specified severity, coma of specified severity, end stage liver disease, end stage lung disease, loss of speech, deafness, motor neuron disease with permanent symptoms, and major organ or bone marrow transplant.

What is the eligibility for CritiCare Policy offered by Niva Bupa Health Insurance?

The minimum and maximum age limit for CritiCare Policy is 18 years and 65 years respectively.

What are the sum insured options for this policy?

CritiCare Policy comes with a wide range of sum insured options between Rs. 3 Lakh and Rs. 2 crore which you can choose as per your budget and requirement. Note that higher sum insured comes with higher premiums but will offer greater benefits too.

What are the waiting periods under this policy?

CritiCare Policy comes with a waiting period of 90 days. This means that if the signs and symptoms of any listed critical illness begin within the initial 90 days of the policy purchase, then you will not be covered for them.

What is the policy tenure for CritiCare Policy?

CritiCare Policy can be purchased for 1 year, 2 years, or 3 years, as per your budget and requirement.

Niva Bupa CritiCare Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 30 minutes
Claim Settlement Ratio	92.00%
Network Hospitals	10,000+
Pre-existing Disease Coverage From	Day 1
Special Benefits	Unlimited restoration
Starting Premium for Rs. 5 lakhs SI	Rs. 550/month

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Niva Bupa Health Insurance Plan List

Name of Plan	Sum Insured
Senior FirstPopular		Check Premium
Niva Bupa Health CompanionPopular		Check Premium
ReAssure 2.0Popular		Check Premium
Health Pulse Policy Min: 91 days; Max: 65 yearsPopular	3 Lakh - 25 Lakh	Check Premium
Health Companion PolicyMin : 91 Days; Max: 65 YearsPopular	3 Lakh - 1 Crore	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
ReAssure Policy Min : 18 Years; Max: 65 Years	3 Lakh - 1 Crore	Check Premium
CritiCare PolicyMin: 18 years; Max: 65 years	3 Lakh - 2 Crore	Check Premium
Heartbeat PolicyMin: 18 years; Max: No Limit	5 Lakh - 1 Crore	Check Premium
Health PremiaMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium
Corona Kavach PolicyMin : 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Niva Bupa Health Insurance Top Up List

Name of Plan	Sum Insured
Health Recharge Policy Min: 18 years; Max: 65 yearsPopular	2 Lakh - 95 Lakh	Check Premium

10059 Niva Bupa Cashless Network Hospitals in India

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FAQs on CritiCare Policy Health Insurance Plan

How many critical illnesses am I covered for, under this policy?
CritiCare Policy covers you for 20 critical illnesses, some of which include Open Chest CABG, cancer of specified severity, coma of specified severity, end stage liver disease, end stage lung disease, loss of speech, deafness, motor neuron disease with permanent symptoms, and major organ or bone marrow transplant.
What is the eligibility for CritiCare Policy offered by Niva Bupa Health Insurance?
The minimum and maximum age limit for CritiCare Policy is 18 years and 65 years respectively.
What are the sum insured options for this policy?
CritiCare Policy comes with a wide range of sum insured options between Rs. 3 Lakh and Rs. 2 crore which you can choose as per your budget and requirement. Note that higher sum insured comes with higher premiums but will offer greater benefits too.
What are the waiting periods under this policy?
CritiCare Policy comes with a waiting period of 90 days. This means that if the signs and symptoms of any listed critical illness begin within the initial 90 days of the policy purchase, then you will not be covered for them.
What is the policy tenure for CritiCare Policy?
CritiCare Policy can be purchased for 1 year, 2 years, or 3 years, as per your budget and requirement.

Claim Process at Niva Bupa Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Niva Bupa Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Niva Bupa Health Insurance
1860-500-1000Mon to Fri 10:00 AM to 7:00 PM