Oriental Health Insurance for Woman

The need for health insurance for women is vastly increasing. Oriental Insurance, being aware of the demand for a good women health insurance plan offers Happy Family Floater Policy. Providing cover for numerous medical expenses along with maternity expenses and newborn baby expenses under its Diamond variant, Happy Family Floater Policy is the perfect option for women to choose to gain financial assistance without breaking their bank, even in case of a medical emergency.

Key Features

• Lifelong renewal
• Policy period - 1 year
• Sum insured range - Rs. 2 Lakh to Rs. 20 Lakh
• 11 critical illnesses covered (on benefit basis)
• Tax benefits under Section 80D of the Income Tax Act
• Medical second opinion for 11 specified major illnesses - Maximum Rs. 15,000 in a policy period
• Discount of 5.5% in premium if TPA services are not chosen (no discount on PA premium)
• Optional covers - Restoration of SI, Personal Accident, Life Hardship Survival Benefit

Scope of Coverage

• Minimum 24 hours hospital admission
• 30 days pre & 60 days post-hospitalisation expenses
• Maternity expenses - Up to 2.5% of sum insured (Diamond Plan)
• Newborn baby - Up to 2.5% of sum insured (Diamond Plan)
• Ayurvedic, Siddha, Unani and Homeopathic treatment
• Attendant Allowance - Rs. 500 & Rs. 1000 per day of hospitalisation, in Gold Plan & Diamond Plan respectively, max 10 days per illness
• Ambulance charges - Rs. 1,000 to Rs. 3,000 per illness, limited to Rs. 3,000 - Rs. 8,000 per policy period
• Daily Hospital Cash Allowance benefit - 0.1% of SI per day

Eligibility

Happy Family Floater Policy features a minimum entry age of 91 days. Whereas, the maximum entry age for the policy is 65 years. The maximum entry age can be extended to 70 years, subject to conditions.

Exclusions

• Infertility
• STDs & HIV/AIDS, self-inflicted injuries, substance abuse
• Sex change surgery, circumcision, cosmetic surgery & plastic surgery
• Any hospital admission primarily for investigation/diagnostic purpose
• Refractive error correction, hearing aids

Do you want to invest in Oriental Insurance’s health insurance for women? Call InsuranceDekho experts at 1800 1205 698 to know more about Happy Family Floater Policy.