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Oriental Health Insurance Premium Calculator

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Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812

Health Insurance Calculator

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  • You

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Oriental Insurance Mediclaim Policy Premium Calculator

The costs of medical treatment are skyrocketing. So, common people find it hard to bear the costs of a medical emergency. That’s why purchasing a health insurance plan is the right step.It may allow the policyholder to receive medical treatment without having to worry about money. It is critical to select a health insurance coverage that meets the needs of the individual or family and to pay the premiums associated with the policy. However, when choosing a plan, the insurance buyer should ensure that the cost is cheap so that regular coverage may be maintained without financial hardship. An intelligent step is to calculate the premium and ascertain the amount in advance.

How to Calculate the Premium of Oriental Insurance Policies Online?

To calculate the premium, you can use online premium calculator. For this, you need to provide basic details and get the premium calculated. Some of the details to be filled include:

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured of the plan
  • The kind of policy to purchase

When you enter these details, the premium calculator calculates the premium easily. You can also adjust the determined premium by changing details such as the sum insured, coverage advantages, and so on using this online tool.

Why Calculate Health Insurance Premium Online?

Ascertaining the premiums payable against your health insurance plan is crucial in light of the following reasons:

  • You can include or lessen cover benefits and riders
  • You can know, in advance, the exact cost to be incurred
  • Make sure whether or not the premium is affordable for you
  • Compare the prices of different plans and select the best insurance plan
  • Find a policy easily which is suitable as well as affordable
  • By purchasing an add-on, riders etc.,the coverage benefits can be enhanced

Why Choose Oriental Insurance?

Oriental Insurance Company is one of the popular health insurance brands in the country. It boasts of settling claims at a remarkable Claim Settlement Ratio (CSR) of 93.96% for FY 2019-20 with thousands of network hospitals in the country. When you purchase an Oriental Insurance Company health insurance policy, you not only get an umbrella in the event of a medical emergency, but you also gain peace of mind with a simple and fast claim settlement.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Disclaimer : Actual Coverage might vary basis your location, age and number of members
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Oriental Health Insurance Top Up List

    Name of PlanSum Insured
    Super Health Top-upMin: 91 Days; Max: 70 Years3 Lakh Check Premium

    Oriental Health Insurance User Reviews

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    What users are saying
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    • Network Hospitals
    • Claim
    • Renew
    • Premium
    • Top up
    • Critical Illness
    • InsuranceDekho has proven to be a trustworthy partner in safeguarding my health. The Oriental Health Insurance...

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      By Jigaysa Mistry
      On: Oct 30, 2023
    • Opting for a family health insurance plan with InsuranceDeko was a thoughtful decision. The Oriental Health In...

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      By Varun kamboj
      On: Oct 12, 2023
    • InsuranceDekho is a platform that provides secured payment methods. I recently bought the Oriental Health Insu...

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      By Sabreen Kaur
      On: Sep 07, 2023
    • At InsuranceDekho, it was very easy to buy health insurance plans. I was able to compare different plans and c...

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      By Yogita Sethi
      On: Aug 22, 2023
    • It is very easy to buy health insurance plans at InsuranceDekho. All that is required is to fill a quote, comp...

      Read More
      By Derek Christine
      On: Aug 10, 2023
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    • 50 Lacs+ happy customers

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    Oriental Health Insurance Contact Details

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    Claim Process at Oriental Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Insurance Products by Oriental General Insurance

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    Oriental Health Insurance Premium Calculator FAQs

    • What is the minimum premium amount of Oriental health insurance plans?

      The starting premium amount of Oriental health insurance plans is Rs. 3,500 per year. The premium amount is subject to change from time-to-time.

    • What are the factors that determine the premium value of Oriental health insurance plans?

      Factors that determine the value of the premium of Oriental Health Insurance plans are as follows:

      a) Gender
      b) Sum insured
      c) Policy term
      d) Age of insured
      e) Number of members
      f) Medical history

    • Does Oriental health insurance offer any discount on the premium amount to its customers?

      Yes, Oriental health insurance firm provides different types of discounts to its customers such as:

       A) Voluntary co-payment discount where insured may opt to bear a part of the claim amount for which different discounts are applicable, subject to a maximum of 50%. 
      B) The insured shall be eligible for No-Claim Discount at the rate of 5% of the renewal premium payable after every claim-free policy year, subject to a maximum of 20%, provided the policy is renewed without any break. 

    • Will I get payment acknowledgement from Oriental Insurance after paying the premium?

      Yes, you’ll get the payment acknowledgement from the insurer at your registered email id. This acknowledgement serves as proof of the premium paid.

    • How can I make the payment for the premium of an Oriental Health Insurance policy?

      You can pay the premium of Oriental Health Insurance plans through different payment modes such as cash, cheque, credit or debit cards or through digital payment gateways.

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