Apollo Munich Health Insurance Premium Calculator

How to calculate premiums of health plans of Apollo Munich

Health insurance plans provide essential coverage benefits which take care of the high medical costs incurred in case you suffer from an ailment or injury. Without a good health plan, you might not be able to avail quality healthcare facilities for your sickness. That is why a range of health insurance plans with substantial coverage levels are available in the market. To buy health insurance you need to pay a premium which is the cost of the coverage that you avail. The premium should not be very high making it impossible to be paid and that is why you should calculate the premiums before actually buying the plan.

How to calculate health insurance premiums?

Health insurance premiums can be calculated through online premium calculators. These calculators are easy tools which let you calculate the premium instantly when you provide the coverage details. The details required for premium calculation includes your age, sum insured, optional coverage benefits selected, medical history, etc. These details, when entered, give the premium payable for the plan.

Why should you calculate the premium?

Premium calculation is recommended because you should know how much your health insurance policy is costing you. By calculating the premium before buying the plan you can also compare the rate across the rates of other plans and choose the best plan. Lastly, the calculator also lets you change the calculated premium by changing the input details to get the best premium amount for the most optimal sum insured level.

Why choose HDFC ERGO General Insurance (formerly known as Apollo Munich Health Insurance)?

1. Cashless claims are approved within 60 minutes of claim intimation
2. The company has a tie-up with more than 4650 hospitals across India for easy cashless claim settlements
3. A wide variety of health insurance plans are offered by the company to its customers
4. The company has paid more than INR 4000 crores in claim settlements since its inception