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Apollo Munich Critical Illness Plans

HDFC ERGO General Insurance (formerly known as Apollo Munich Health Insurance) Optima Vital Plan

The policy is framed to back individuals diagnosed with a critical illness. It performs financial stress reliever, which can arise due to the prolong and costly treatments for life-threatening diseases such as:

  1. Major Burns
  2. Kidney Failure
  3. Brain Surgery
  4. Heart Attack
  5. Major Head Trauma
  6. Alzheimer’s Disease
  7. COMA of Specified Severity
  8. Permanent Paralysis of Limbs and so on.

The critical illness plan by Apollo Munich offers a lump sum amount to all the policyholders identified having a life-threatening disease for going through the best treatments and procedures, or for bringing stability to lifestyle, paying off bills, etc. Apollo Munich offers a comprehensive approach to treat patients of any age suffering from any of the critical illnesses. The plan has no maximum entry age and offers lifelong renewability.

Why choose Apollo Munich Optima Vital Plan:

  1. Arrangement of the second opinion from a medical practitioner every year
  2. Portability option is available to allow easy shift into another policy
  3. Sum insured enhancement is available at the time of renewal provided no claim is requested or paid under the plan
  4. Avail the tax benefits on the premium amount as per the section 80D of Income Tax Act

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Disclaimer : Actual Premium might vary basis your location, age and number of members
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Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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User Reviews

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What users are saying
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  • Amazing benefits

    I wanted to buy a health insurance plan for myself. I visited the InsuranceDekho website and found a wide range of plans. I bought the Optima Secure Health insurance plan of HDFC ERGO. It is offering me a lot of benefits. I am really satisfied

    Apollo Munich
    By Usha Saxena
    On: Jan 27, 2022
  • Secured payments

    I bought the Optima Restore health insurance plan by HDFC ERGO from the InsuranceDekho website. The payment method was quite secure and convenient. I could easily make the payment. If you are looking for a health insurance plan, do visit the InsuranceDekho website

    Apollo Munich
    By Muskan Jain
    On: Jan 27, 2022
  • User-friendly website

    While buying the My Health Suraksha health insurance plan of HDFC ERGO from the InsuranceDekho website, I found the website to be user-friendly. I could easily locate the things on the website. It was very well managed

    Apollo Munich
    By Suhani Jha
    On: Jan 27, 2022
  • Great Expert Team

    I am glad to get the support of the expert team of InsuranceDekho to learn about the best plan according to my preference. I got valuable advice. And purchased a policy from HDFC ergo general insurance

    Apollo Munich
    By Tapas Simha
    On: Jan 05, 2022
  • Optimised budget

    On InsuranceDekho, the premium budget is properly optimised. The policy coverages are well aligned with the premium amount. This is one of the main reasons why I chose this platform to issue HDFC ERGO General Insurance my:Health Koti Suraksha.

    Apollo Munich
    By Vandana Khare
    On: May 03, 2021

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