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Star Critical Illness Plans

Critical illnesses are serious medical problems that may need emergency care or intensive care, or they can require extensive surgery. Medical expenses during treatment can be significant since individuals with severe illnesses frequently need long-term care. It can benefit the policyholder in these circumstances to get health insurance with critical illness coverage.

Star Health Insurance provides coverage for critical illness as an add-on and has a specific plan available. Star Critical Illness Multipay Policy is a unique critical illness plan offered by Star Health Insurance. One of the greatest basic health insurance policies is Star Critical Illness Health Insurance, which provides coverage for amounts between Rs. 5 lakh and Rs. 25 lakh. After a 12-month initial waiting period, 37 serious illnesses are covered.

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Benefits of Star Critical Illness Cover

The following are the unique benefits provided by the Star Critical Illness Health Insurance Plan:

  • Installment Option: Customers of Star Health Insurance have the option to pay their premium for this plan in installments. Monthly, quarterly, or annual premium payments are accepted from the customers.
  • Unique Cover: The Star Critical Multipay plan is a special benefit because it covers 37 critical illnesses. Clients' financial problems are reduced by Star Health Insurance's extensive list of severe illnesses that are covered.
  • Star Wellness Program: To help its policyholders maintain their health and fitness, Star Health Insurance also provides them with access to the Star Wellness Program. In addition, if policyholders maintain good health during the insurance year, this benefit aids in their eligibility for the no-claim bonus.
  • No Pre-Medical Examination: To get this critical illness protection, customers who are 50 years of age or under are exempt from having to undergo a pre-medical examination.
  • Wide Critical Illness Cover: Major critical illnesses fall into four categories under the Star Health Insurance critical illness plan: cancer, heart, brain and nervous system, and major organ.

Star Critical Illness Coverage and Limits

Clients of the Star Critical Illness Cover & Plan get access to more than 37 different conditions. Major illnesses are covered by this critical illness coverage.

The following table shows the benefits and limitations of Star Health Insurance's Critical Illness Health Insurance Plan:



Star wellness Progress

Critical Illnesses not in the number of illnesses covered

No Claim Bonus

Pre-Existing Disease

Installment Option

Drug or Alcohol Abuse

Donor Cover


Dialysis Cover

Adventure Sports

Pre and Post Hospitalisation

Illness Caused by Experimental Treatment

Tax Benefits, etc.

Cosmetic Surgery, etc.

The types of critical illnesses covered:

  1. Cancer of Specified Severity
  2. Bone Marrow Transplantation
  3. Aplastic Anaemia
  4. Myocardial Infarction
  5. Open Chest CABG
  6. Open Heart Replacement or Repair of Heart Valves
  7. Primary (Idiopathic) Pulmonary Hypertension
  8. Heart Transplantation
  9. Surgery of Aorta
  10. Dissecting Aortic Aneurysm
  11. Other Serious Coronary Artery Disease
  12. Cardiomyopathy of Specified Severity
  13. Coma of Specified Severity
  14. Stroke Resulting in Permanent Symptoms
  15. Permanent Paralysis of Limbs
  16. Motor Neuron Disease with Permanent Symptoms
  17. Multiple Sclerosis with Persisting Symptoms
  18. Benign Brain Tumour
  19. Loss of Speech
  20. Major Head Trauma
  21. Alzheimer's Disease
  22. Creutzfeldt-Jacob Disease (CJD)
  23. Encephalitis
  24. Muscular Dystrophy
  25. Bacterial Meningitis
  26. Brain Surgery
  27. Progressive Supranuclear Palsy
  28. Apallic Syndrome
  29. Major Organ Transplantation (of lung, liver, kidney, pancreas)
  30. Kidney Failure Requiring Regular Dialysis
  31. Blindness
  32. Deafness
  33. End Stage Liver Failure
  34. Third-Degree Burns
  35. Fulminant Hepatitis
  36. Systemic Lupus Erythematous with Lupus Nephritis
  37. End Stage Lung Failure

Eligibility Criteria for Star Critical Illness Plan And Add-on

The plan may be obtained by adults who are at least eighteen years old and no older than sixty-five. You can talk to an advisor from InsuranceDekho or Star Health Insurance for further details.

Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

How to Add Critical Illness Cover as an Add-On on the Star Health Insurance

Online Process

From InsuranceDekho:

Step 1: Go to the official InsuranceDekho website.

Step 2: Enter your information.

Step 3: Choose the Star Critical Multipay plan.

Step 4: Complete the payment to conclude the purchase.

Step 5: To confirm the policy issue, an InsuranceDekho advisor will give you a call.

From Star Health Insurance:

Step 1: Go to the official website of Star Health Insurance.

Step 2: To be taken to a new page, click the "Buy Now" option.

Step 3: Enter your information to begin the process of buying a new plan.

Offline Process

From InsuranceDekho:

To obtain health insurance coverage, call 7551196989 to speak with an expert at InsuranceDekho. Furthermore, InsuranceDekho offers its clients inside support to address any queries or worries they may have.

Documents Required

  • Voter ID Card
  • Pan Card
  • Aadhaar Card
  • Driving Licence
  • Passport
  • Birth certificate
  • 10th or 12th mark sheet

Star Critical Illness Customer Care & Assistance

Use the following Star Health customer care channels to obtain help with the plan, purchase, renewal, upgrade, etc.:



Helpline Number: 7551196989

Star Health Insurance:


Helpline Number: 1884252255

Health Insurance News


  • What critical illnesses are covered by Star Health Insurance?

    Star Health provides a large coverage of critical illnesses like cancer, heart diseases, brain, nervous system, major organ donation, etc. are a few of those critical illnesses covered by them.

  • Can the critical illness plan of Star Health be purchased as a standalone?

    Star Health Insurance has a policy specifically for critical illness, Star Critical Illness Multipay Insurance Policy. This plan covers critical illness in 4 groups offering coverage to 37 illnesses.

  • Are there any age restrictions for purchasing a critical illness plan by Star Health Insurance?

    The age restrictions for purchasing a Star Health Insurance Policy are 18 years to 65 years. People within this age group are eligible to purchase a Star Health Insurance policy for Critical Illness.

  • Can I pay an extra premium to waive the waiting period for a critical illness plan by Star Health Insurance?

    Yes, a policyholder has the benefit of reducing the waiting period for critical illness by paying extra premiums under Star Health Insurance.

  • Is the Critical Illness Plan by Star Health insurance family floater based?

    Yes, Star Health Insurance offers family members coverage of critical illnesses under their family floater-based plans.

User Reviews

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  • Value for Money

    I feel like I got great value for my money with the Star health insurance plan I purchased through InsuranceDekho. The coverage provided is extensive compared to other plans I researched.

    By Aditya Sharma
    On: Jul 04, 2024
  • Issues with Claims and finding...

    For good reason, Star Health has been my first pick in health insurance. I was able to quickly compare their policies and arrive at an informed choice with the help of InsuranceDekho's website. My trust has been gained by their comprehensive coverage, speedy claims resolution, and wide hospital network. I have faith that Star Health will handle all of my medical requirements.

    By Aastha Saini
    On: Jun 27, 2024
  • Wonderful customer service

    I am so grateful to InsuranceDekho for their wonderful service. They helped me find the perfect insurance, Star Health, they cover everything from major procedures to routine check-ups, acting as a sort of safety net. Because of the size of their hospital network, I never have any problems getting high-quality treatment. Additionally, InsuranceDekho’s customer support staff is always available to help me with any questions or issues I might have.

    By Rekha Agarwal
    On: Jun 25, 2024
  • Easy selection process

    Selecting Star Health Insurance became much easier thanks to InsuranceDekho. I quickly discovered the ideal solution for my needs after receiving professional help from their knowledgeable team. The platform was intuitive, making the comparison of plans straightforward. I highly recommend their services to anyone seeking reliable health insurance.

    By Nahar Singh
    On: Jun 19, 2024
  • Great customer service

    Star Health Insurance gave me the piece of mind I needed with their great customer service and wide range of coverage options. Their dedication to ensuring client happiness pleased me. Choosing Star via InsuranceDekho was a wise choice. I could quickly evaluate their offers against those of other top insurers to make sure my family and I had the greatest available coverage.

    By Komal Yadav
    On: Jun 12, 2024

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