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New India Critical Illness Plans

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Highlights
Claim Settlement Ratio92.68%
Network Hospitals7,500
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Critical Illness Plans of New India Assurance

Critical illness comes without a warning. And if an individual is diagnosed with a critical illness, he or she may end up drying out their savings due to the medical treatment. That’s why purchasing a critical insurance plan is essential. This type of insurance covers the insured against life-threatening/critical diseases such as heart attack, cancer, stroke, kidney failure, etc. New India Assurance Company understands this, and so offers critical illness coverage benefits under its critical illness policies.

1. Floater Mediclaim Policy

Floater Mediclaim Policy by New India Assurance covers family members against several dreadful diseases. This policy has been designed to provide all basic covers as well as to protect the insured family members against 11 specified critical illnesses, which are:

  • Cancer of Specified Severity
  • First Heart Attack of Specified Severity
  • Open Chest CABG
  • Open Heart Replacement
  • Coma of Specified Severity

To know about the critical diseases covered under New India Assurance critical insurance plan, click here.

2. Cancer Mediclaim Policy

Cancer Mediclaim Policy offers coverage for the most dreaded disease to its members, i.e. cancer. Any person who is aged less than 70 years and is not diagnosed with cancer or is not a potential cancer case can seek membership for coverage under this plan. The plan offers cover for various malignant conditions, which are:

  • Malignant Neoplasm of Buccal Cavity and Pharynx
  • Malignant Neoplasm of Digestive Organs and Peritoneum
  • Malignant Neoplasm of Respiratory System
  • Malignant Neoplasm of Bone, Connective Tissue, Skin
  • Malignant Neoplasm of Breast

To know more about the benefits of Cancer Mediclaim Policy by New India Assurance, click here

Benefits of New India Critical Illness Insurance Policies

Under the critical illness policies of New India Assurance, it pays a lump sum amount to policyholders who are identified with a life-threatening disease. These policies offers cover for pre and post hospitalisation, inpatient treatment expenses arising for the donor in case of organ transplant, room rent, boarding charges, nursing charges and so on. With any of this plan in hand, you can go through the best treatment and procedures that can bring stability to your lifestyle in difficult times.

Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of New India Critical Illness Insurance Policies

The critical illness policies of New India Assurance comes with many features. Key features of the plans are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Benefit of hospital cash
  • In-house claim process

The critical illness policies of New India Assurance offers comprehensive benefit to avail treatment for listed critical illnesses. These plans definitely offers much needed respite to the insured during tough times.

Choose New India Assurance Critical Illness Plan

New India Health Insurance User Reviews

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What users are saying
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  • One of the reasons that I purchased the New India Health Insurance Policy from InsuranceDekho was its user-cen...

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    A
    New India
    By Amit Roy
    On: Sep 25, 2023
  • I wanted to purchase a policy that could secure me from critical diseases, so I checked some of the policies o...

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    M
    New India
    By Mahinder Lal
    On: Aug 29, 2023
  • I was looking for a policy so that I could secure my grandparents. I selected the New India Health Insurance P...

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    G
    New India
    By Gayatri Kumari
    On: Aug 29, 2023
  • I paid a reasonable premium at InsuranceDekho to buy the New India Health Insurance Policy. InsuranceDekho has...

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    A
    New India
    By Anup Goyal
    On: Aug 22, 2023
  • The New India Health Insurance Policy is a useful policy that covers me for various healthcare expenses. I bou...

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    J
    New India
    By Jatin Bhardwaj
    On: Aug 11, 2023
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New India Assurance Health Insurance Contact Details

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Claim Process at New India Assurance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1070 New India Cashless Network Hospitals in India

Insurance Products by New India General Insurance

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FAQ About New India Assurance Health Insurance

  • New India Assurance provides cover against which critical illnesses?

    New India Assurance provides cover against 11 specific critical illnesses. These are mentioned below-

    • Cancer 
    • Open Chest CABG
    • Coma of specified severity 
    • Open heart replacement
    • First heart attack of specific severity
    • Stroke
    • Kidney failure
    • Major organ transplant
    • Permanent paralysis of limbs
    • Motor neuron disease with permanent symptoms
    • Multiple sclerosis with persisting symptoms 
  • Does New India Assurance provide cover for critical illnesses?

    Yes. New India Assurance provides cover for critical illnesses under Floater Mediclaim Policy, New India Premier Mediclaim Policy, and Cancer Mediclaim Policy. 

  • Is pre-acceptance medical check-up required for policyholders to seek cover for critical illness?

    Yes. Pre-medical test is required in critical illness plan offered by New India Assurance. All the people entering after 50 years of age for the first time must undergo this test. 

  • Does the critical illness plan offered by New India Assurance cover all cases of hospitalisation?

    No. The critical illness plan offered by New India Assurance does not cover all cases of hospitalisation. There are some exclusions to the plan too which can be found from the attached brochure. 

  • Is hypertension covered under the critical illness plan offered by New India Assurance?

    No. Hypertension is not included under critical illness plan provided by New India Assurance until 24 months of continuous coverage. 

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Chennai179
Mumbai154
Ahmedabad107
Hyderabad162
Noida17
Jaipur66
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