United India Critical Illness Plans

Critical illnesses pose a serious threat to your life. Its diagnosis can cause a destabilisation to your family’s finances. To avert such a situation, you need access to comprehensive health insurance coverage for critical illnesses. United India provides Criticare, a critical illness policy, to ensure quick financial relief against massive treatment expenses due to a critical illness.

Check the United India Critical Illnesses Policy

UNI-Criticare policy by United India Health Insurance is a type of policy, that secures the insured when the insurer is diagnosed with a critical illness. It beings the best possible financial support during your hard times, the united India insurance policy provides coverage for 11 major critical illnesses with a waiting period of 90 days. The diseases covered under the plan include:

Heart Valve Replacement
Cancer of Specified Severity
First Heart Attack of Specified Severity
Coma of Specified Severity
Coronary Artery Surgery (CABG)

To know a list of all life-threatening diseases covered by the UNI-Criticare policy, click here.

Benefits of United India Critical Illness Insurance Policy

Critical Health Insurance by United India helps when you are diagnosed with any kind of critical illness. You will get the lump sum amount if you are diagnosed with any one of the 11 listed critical illnesses. The insurance plan is easily available on an individual sum insured basis, the UNI-Criticare Policy covers self, spouse, parents, and dependent children. This United India critical illnesses policy is available in diverse sums insured to meet vast medical requirements. In a nutshell, UNI-Criticare is an ideal option to deal with medical expenses incurred in the treatment of critical illnesses.

Key Features of United India Critical Illness Insurance Policy

United India Criticare policy comes with a lot of features and benefits. Some of these features are:

Portability option
Cashless treatment
Lifelong renewability
Dedicated claim support
A grace period of 30 days for renewal

Under the critical illness policy, United India is committed to allowing a comprehensive approach to treating patients from any of the specified 11 chronic/critical illnesses.

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Disclaimer : Actual Premium might vary basis your location, age and number of members

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FAQs

Does United India Insurance provide critical illness cover?
Yes! UNI Criticare Health Insurance is the critical illness policy you can opt for to get covered for critical illnesses.
How many critical illnesses are covered under the critical illness plan offered by United India Insurance?
11 critical illnesses are covered under the critical illness plan offered by United India Insurance. These are-

Cancer of Specified Severity

Motor Neurone Disease with Permanent Symptoms

Coronary Artery Surgery (CABG), Open Chest CABG

Heart Valve Replacement

Coma of Specified Severity

Kidney Failure

Major Organ/Bone Marrow Transplant

Multiple Sclerosis

First Heart Attack of Specified Severity

Stroke Resulting in Permanent Symptoms

Permanent Paralysis of Limbs
What are the major exclusions under the critical illness plan offered by United India Insurance?
Given below are the major exclusions under the critical illness plan offered by United India Insurance-

Suicide, self-injury

HIV/AIDS

Addiction to drugs or alcohol

Smoking up to 40 cigarettes or equal intake of tobacco
What are the sum insured options available under the critical illness plan offered by United India Insurance?
Individuals can purchase the critical illness plan offered by United India Insurance for the sum insured options ranging between Rs. 1 Lakh to Rs. 10 Lakh.
What is the entry age for individuals under critical illness plan offered by United India Insurance?
The minimum and maximum entry age for individuals under the critical illness plan offered by United India Insurance is 21 years and 65 years respectively.
How to buy critical illness cover offered by United India Insurance?
To buy critical illness cover offered by United India Insurance online at InsuranceDekho, follow the steps given below:

Visit InsuranceDekho’s website, i.e, www.insurancedekho.com. Then choose the health tab.

Select your Gender and fill your personal details including Name and Mobile Number. You will get a One Time Password, please enter that.

Select the time when you want to purchase the insurance policy. Click on the ‘View Instant Quotes’ to continue.

Select the family members you want to add in the health insurance plan along with self.

Select the family member’s age who you have added in the policy. Click on the ‘Continue’ button.

Enter your Email ID and City and click on the ‘Submit and View Quotes’ button. You will see various critical illness plans on your screen as per your requirements. Then, select an insurance plan as per your budget.

Select the insurance policy term for the selected health insurance policy. Fill the required details and pay for the premium to complete the insurance plan purchase process.

You can also talk to the customer United India executives on the toll-free number 7551-196-989 to buy the policy in the offline mode.
Who can buy critical illness plans offered by United India Insurance?
Anyone who is aged at least 18 years and is an Indian resident can buy a critical illness plan offered by United India Insurance.
Can I avail tax benefits on the premium paid for critical illness plans offered by United India Insurance?
Yes. You can avail tax benefits on the premium paid for critical illness plans offered by United India Insurance under Section 80D of the Income Tax Act.
Which are the critical illnesses covered under United India Insurance plans?
Some of the critical illnesses that United India insurance plans cover you for are as follows:

Coma

Cancer of specified severity

Coronary Artery Surgery (CABG)

Heart Valve Replacement

First heart attack of specific severity

Kidney Failure

Major Organ/Bone Marrow Transplant

Multiple Sclerosis.
What are all documents required at the time of claim under critical illness plan?
Following are the documents required at the time of claim under critical illness plan offered by United India Insurance:

Duly filled and signed claim form

Medical certificate stating the diagnosis of critical illness

Discharge card or death summary from the hospital, if required

Indoor case papers, if applicable

Certificate from attending medical practitioner stating that the illness was a pre-existing one.

KYC documents

Indoor case papers, if applicable

Pharmacy bills as well as prescriptions.

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Smooth Purchase Journey
I recently purchased United India health insurance for me and my family from InsuranceDekho, and the entire process was incredibly smooth. The website is user-friendly, making it easy to compare policies and choose the plan that best suits my needs.
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By Shreya Ghosh
On: May 30, 2024
Flexible Premium Payment Alter...
The website of InsuranceDekho is very easy to use. I have recently bought the United India Health Insurance Policy at the portal and found it useful. I paid the premium for it via my debit card. There were Multiple Payment options as well but I found paying through a debit card more convenient. Thanks, InsuranceDekho for helping me buy the United India Health Insurance policy.
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On: Apr 02, 2024
Best Insurance Advice
Thank you InsuranceDekho for suggesting the United India Health Insurance Plan. I liked my health insurance policy. The customer care team of the Insurancedekho company is friendly and hardworking. I am satisfied as it covers me and my family under the best health plan. The services and facilities made my overall purchase much easier and more comfortable.
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By Tushar Verma
On: Mar 08, 2024
Smooth Purchase Journey
I recently purchased United India health insurance for me and my family from InsuranceDekho, and the entire process was incredibly smooth. The website is user-friendly, making it easy to compare policies and choose the plan that best suits my needs.
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On: Feb 28, 2024
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I suggest everyone buy a health insurance policy online from the InsuranceDekho. Besides providing online consultations by insurance experts, their customer support team members came to my house for personalized advice and helped me buy health insurance plans. I am happy to have bought the United India Health Insurance Policy smoothly from their website.
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