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Universal Sompo Critical Illness Plans

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Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Universal Sompo Health Insurance Critical Illness Plan List

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Critical Illness Plans of Universal Sompo

Since you may encounter many uncertainties in life, it is necessary to stay prepared for the unexpected. Critical Illness Insurance is a health insurance product tailor-made by Universal Sompo to help remove many of your financial worries and concentrate on getting better if you became critically ill.

Universal Sompo Critical Illness Insurance Policy

Critical Illness Insurance by Universal Sompo is one of the leading policies, designed to cover critical illnesses. The following life-threatening diseases for up to the sum insured opted are covered under the Critical Illness Insurance policy:

  • Bone Marrow Transplant
  • Open Heart Replacement
  • Coma of Specified Severity
  • Cancer of Specified Severity
  • Permanent Paralysis of Limbs

To know all the diseases covered by Critical Illness Insurance policy of Universal Sompo click here.

Benefits of Universal Sompo Critical Illness Insurance Policy

Critical illness insurance policy comes with many benefits. It covers an individual, his/her spouse, his/her parents and/or his/her parents. The policy also covers pre and post hospitalisation, follow-up care post-treatment, etc. People aged between 18 years to 65 years can purchase this policy. Under this policy, the lump sum payment of the full sum insured amount is paid in case of the First diagnosis of critical illness.

Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of Universal Sompo Critical Illness Insurance Policy 

Universal Sompo critical insurance come with certain features. Key features of the plan are as follows:

  • Portability facility
  • Cashless treatment
  • Lifelong renewability
  • Discounts on premiums
  • Cover for pre-existing diseases

The Critical Illness Insurance Policy of Universal Sompo is available with quite a few flexible options and is ideal for the ones looking for critical illness health insurance plans at affordable price.

Universal Sompo Health Insurance User Reviews

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What users are saying
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  • The InsuranceDekho website serves their customers all 7 days of the week which makes it convenient for the cus...

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    Universal Sompo
    By Monika Agarwal
    On: Nov 24, 2023
  • Renewing my Universal Sompo Health Insurance Policy with InsuranceDekho was a simple and quick process. The re...

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    Universal Sompo
    By Kanupriya
    On: Nov 16, 2023
  • InsuranceDekho's user-friendly interface made comparing health insurance policies a walk in the park. It was e...

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    Universal Sompo
    By Anuraj Saxena
    On: Nov 09, 2023
  • InsuranceDekho offers some of the most affordable health insurance plans I've come across. With the low premiu...

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    Universal Sompo
    By Imaan Aulakh
    On: Oct 16, 2023
  • I recently had to make a claim for my Universal Sompo Health Insurance Policy, and InsuranceDekho processed it...

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    Universal Sompo
    By Shruti Shukla
    On: Sep 08, 2023
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Universal Sompo Health Insurance Contact Details

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Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1872 Universal Sompo Cashless Network Hospitals in India

Insurance Products by Universal Sompo General Insurance

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FAQ About Universal Sompo Health Insurance

  • Do I get a specific health insurance plan for critical illness in Universal Sompo Health Insurance?

    Yes, Universal Sompo provides a Critical Illness Policy that covers 11 critical illnesses. 

  • What is the eligibility for critical illness plan by Universal Sompo?

    You must be a resident of India and aged between 18 years to 65 years to be able to purchase Critical Illness Policy by Universal Sompo. 

  • Which diseases are covered under critical illness pan by Universal Sompo?

    Following diseases are covered up to the sum insured in Critical Illness Health Insurance Plan by Universal Sompo: Open Chest CABG, Cancer at a specific stage, First heart attack of a certain severity, Open heart replacement, Permanent paralysis for limbs, Coma of certain severity, etc.

  • What is not covered under the critical illness plan by Universal Sompo?

    Some of the plan exclusions are: Pre-existing diseases until the waiting period is served for 48 months with continuous coverage; convalescence, general debility, rest cure, lethargy etc.; cosmetic or plastic surgery is excluded from the plan. 

  • Do I get a specific health insurance plan for critical illness in Universal Sompo Health Insurance?

    Yes, Universal Sompo provides a Critical Illness Policy that covers 11 critical illnesses. 

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