Aditya Birla Critical Illness Plans

The following are the unique benefits that the Aditya Birla Activ Secure Health Insurance Plan offers:[1]

• Complete Protection: Aditya Birla Activ Secure provides wide coverage of up to 1 crore for 64 critical illnesses. Customers can be stress-free with the extensive coverage offered for multiple illnesses.
• Lump Sum Payout on Detection: If the customer is found to have a specified critical illness, they will receive a one-time payment. This benefit helps them cover their medical and financial requirements under Aditya Birla’s Activ Secure.
• 150% Sum Insured: Customers receive a maximum benefit of 150% of their total insurance amount if they are found to have several serious illnesses.
• Second E-Opinion: Customers can consult with Aditya Birla’s panel of medical professionals for an e-opinion on major surgery or a course of therapy for any of the listed serious diseases.
• Wellness Coach: Customers have the option to select a wellness coach who can provide individuals with personalised health recommendations to speed up their recovery.
• Short Survival Period: A survival period is the time frame that an insured person is given to live through after receiving a critical illness diagnosis. Policyholders get a brief 15-day survival period when the serious illness is first diagnosed.

Customers of Aditya Birla Critical Illness Cover and Plan can choose from a broad range of over 64 ailments.

The coverage and limits provided by Aditya Birla Health Insurance Plan are displayed in the table below:[2]

Aditya Birla covers the following critical illnesses under their Activ Secure Plan:[3]

• Cancer of Specified Severity
• Myocardial Infarction (First Heart Attack of specific severity)
• Open Chest CABG
• Open Heart Replacement Or Repair Of Heart Valves
• Kidney Failure Requiring Regular Dialysis Stroke Resulting In Permanent Symptoms
• Major Organ / Bone Marrow Transplant
• Permanent Paralysis Of Limbs
• Multiple Sclerosis With Persisting Symptoms
• Coma of Specified Severity
• Motor Neuron Disease With Permanent Symptoms
• Third Degree Burns
• Deafness
• Loss of Speech
• Aplastic Anaemia
• End Stage Liver Failure
• End Stage Lung Failure
• Bacterial Meningitis
• Fulminant Hepatitis
• Muscular Dystrophy Parkinson’s disease
• Benign Brain Tumour
• Alzheimer’s Disease
• Aorta Graft Surgery
• Loss of Limbs
• Blindness
• Primary (Idiopathic) Pulmonary Hypertension
• Apallic Syndrome or Persistent Vegetative State (PVS)
• Encephalitis Chronic Relapsing Pancreatitis
• Major Head Trauma
• Medullary Cystic Disease
• Poliomyelitis
• Systemic Lupus Erythematosus
• Brain Surgery
• Severe Rheumatoid Arthritis
• Creutzfeldt-Jakob disease
• Hemiplegia
• Tuberculosis Meningitis
• Dissecting Aortic aneurysm
• Progressive Supranuclear Palsy – resulting in permanent symptoms
• Myasthenia Gravis
• Infective Endocarditis
• Pheochromocytoma
• Eisenmenger's Syndrome
• Chronic Adrenal Insufficiency
• Progressive Scleroderma Elephantiasis
• Cardiomyopathy – of specified severity
• Myelofibrosis
• Angioplasty
• Pericardiectomy
• Ovarian tumor of borderline malignancy/low malignant potential – with surgical removal of an ovary
• Keyhole Coronary Surgery
• Severe Crohn’s disease – surgically treated
• Cardiac Defibrillator insertion or Cardiac Pacemaker insertion
• Carcinoma in situ of the cervix uteri – requiring treatment with hysterectomy
• Carcinoma in situ of the urinary bladder
• Carotid Artery Surgery
• Ductal or Lobular carcinoma in situ of the breast – with specified treatment
• Small Bowel Transplant
• Severe ulcerative colitis – with operation to remove the entire large bowel
• Testicular carcinoma in situ – requiring surgery to remove at least one testicle
• Surgical removal of an eyeball

The plan may be obtained by adults who are at least 18 and up to 65 years old. You can consult an expert from InsuranceDekho or Aditya Birla Health Insurance for further details. This plan helps policyholders get medical coverage during times of need.

Online Process

From InsuranceDekho

Step 1: Go to the official InsuranceDekho website.

Step 2: Enter your information.

Step 3: Choose the Aditya Birla Critical Illness plan.

Step 4: Complete the payment to complete the transaction.

Step 5: To confirm the issuing of your insurance, an InsuranceDekho expert will give you a call.[4]

From Aditya Birla Health Insurance

Step 1: Visit the Aditya Birla Health Insurance official website.

Step 2: Scroll down to find the “View Plans” option.

Step 3: Select the Critical Illness tab located in the top middle of the portal.

Step 4: Click on view plans again.

Step 5: Fill in your details and select the “Get Quote” tab to proceed.[5]

Offline Process

From InsuranceDekho

To obtain health insurance coverage, call 7551196989 to speak with an expert at InsuranceDekho. Furthermore, InsuranceDekho offers its customers inside help to address any queries or worries they may have.[6]

• Voter ID Card
• Pan Card
• Aadhaar Card
• Driving Licence
• Passport
• Birth certificate
• 10th or 12th mark sheet

Aditya Birla Health Insurance Customer Care Support information are mentioned below:

InsuranceDekho

• Email: support@insurancedekho.com
• Helpline Number: 7551196989 [6]

Aditya Birla Health Insurance

• Email:
  • care.healthinsurance@adityabirlacapital.com
  • seniorcitizen.healthinsurance@adityabirlacapital.com
• Helpline Number: 1800 270 7000 [7]

[1]https://www.adityabirlacapital.com/healthinsurance/critical-illness-insurance

[2]https://www.adityabirlacapital.com/healthinsurance/assets/PDF/20200724T114033.pdf

[3]https://www.adityabirlacapital.com/healthinsurance/assets/PDF/20171222T141512.pdf

[4]https://www.insurancedekho.com/health-insurance/aditya-birla

[5]https://www.adityabirlacapital.com/healthinsurance/homepage

[6]https://www.insurancedekho.com/contact-us

[7]https://www.adityabirlacapital.com/healthinsurance/contact-us