Aditya Birla Critical Illness Plans

Leave alone the fiscal burden, critical illnesses like stroke, cancer, paralysis, etc. create a long-lasting impact on the health of the affected person. Keeping this in consideration, Aditya Birla Health Insurance offers specially designed critical illness health insurance policies that cover the insured against several major and minor critical illnesses. These plans are Activ Secure-Critical Illness Plan Cancer Secure plan.

1. Aditya Birla Activ Secure - Critical Illness

Activ Secure - Critical Illness Plan is specifically designed for individuals diagnosed with any of the listed critical illnesses. People aged between 5 years and 65 years can be covered under this policy for sum insured options ranging between Rs. 1 lakh and Rs. 1 crore. Available in three variants (namely, Plan 1, Plan 2 and Plan 3), this policy helps the insured save their hard-earned money from going downhill within no time due to expensive medical treatments in case of life-threatening conditions. The list of critical illnesses covered includes:

• Stroke
• Cancer
• Angioplasty
• Heart Attack
• Kidney Failure
• Hysterectomy

To know all the diseases covered by Aditya Birla Activ Secure - Critical Illness Plan click here.

2. Cancer Secure

Cancer Secure plan by Aditya Birla is a fixed benefit policy that provides financial assistance to the policyholders in case they are diagnosed with cancer. It is a smart health insurance product that pays the policyholder a lump sum amount if they are diagnosed with early, major or advanced stage cancer. The policy can be purchased by people aged between 18 years and 65 years for sum insured options ranging between Rs. 5 lakh and Rs. 1 crore. The policy comes with two add-on benefits of wellness coach and second medical opinion that the policyholder can purchase by paying an extra premium.

To know more about Aditya Birla Cancer Secure plan click here.

The highlight of the critical illness policies is that they involve extensive therapies and surgical procedures, which are otherwise not supported by most health insurance companies. Under the Activ Secure plan, Aditya Birla pays a maximum 150% of the sum insured for more than 1 critical illness. The policyholder can continue coverage even after claiming a payout for 1 critical illness.

Some common features of critical illness insurance plans offered by Aditya Birla Health Insurance are as follows:

• Portability option
• Cashless treatment
• Lifelong renewalbility
• Hassle-free claim settlement
• Wellness coach and personalized health advice
• Tax benefits under Section 80D of the Income Tax Act

Even if someone has a standard health insurance plan, they must still opt for a critical illness plan to avoid financial strain in case of a critical illness.