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Care Critical Illness Plans

Critical Illness entails major surgeries or severe illnesses in which a patient may require immediate and intensive care. Medical expenses during the treatment of any critical illness can be a lot as patients require long-term care. Health insurance with the benefit of critical illness coverage can be advantageous during times like these for the policyholder.

Care Health Insurance provides critical illness as an add-on and has a specific plan for it. Critical mediclaim is a separate plan provided by Care Health Insurance for critical illness. A sum insured from over Rs. 10 lakh to Rs. 2 crores with no pre-medical check-ups necessary, Care Critical mediclaim is one of the top critical illness plans. They provide coverage for 32 critical illnesses with an initial waiting period of 90 days. [1][2]

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Disclaimer : Actual Premium might vary basis your location, age and number of members

How to Add Critical Illness Cover as an Add-On on the Care Health Insurance

Online Process

From InsuranceDekho:-[4]

Step 1:- Open the InsuranceDekho official website.

Step 2:- Fill in your details.

Step 3:- Select the Care Critical Mediclaim plan.

Step 4:- Finish payment for finalising the purchase.

Step 5:- An advisor from InsuranecDekho will call you to confirm policy issuance.

From Care Health Insurance:-[5]

Step 1:- Visit Care Health Insurance's official website

Step 2:- Fill in your details.

Step 3:- Select the Care Critical Mediclaim plan.

Step 4:- Customise your plan according to your requirements.

Step 5:- Make a premium payment to finalise the purchase.

Offline Process

From InsuranceDekho:-[3]

To purchase a Health Insurance policy, connect with an advisor from InsuranceDekho on 7551196989. InsuranceDekho also offers in-house assistance to customers if needed and customers can get all their concerns and doubts cleared.

Documents Required

  • Voter ID Card
  • Pan Card
  • Aadhaar Card
  • Driving Licence
  • Passport
  • Birth certificate
  • 10th or 12th mark sheet

Care Critical Illness Customer Care & Assistance

InsuranceDekho:-

Email:-support@insurancedekho.com

Helpline Number:- 7551196989

Care Health Insurance:-

Email:- customerfirst@careinsurance.com

Whatsapp:- 8860402452

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

References

[1]https://www.careinsurance.com/cms/public/uploads/download_center/critical-mediclaim-leaflet---web.pdf

[2]https://www.careinsurance.com/product/care-critical-mediclaim

[3]https://www.insurancedekho.com/health-insurance/care/customer-care

[4]https://www.insurancedekho.com/health-insurance/care

[5]https://www.careinsurance.com/health-insurance/critical-illness-insurance

Benefits of Care Critical Illness Cover

The following are the unique benefits provided by the Care Critical Mediclaim plan:-[1]

  • Lifelong Renewability:- The Care Critical Mediclaim plan offers customers lifelong renewability where a customer has no exit age. The customer will get medical coverage till the time they renew their critical illness plan.
  • Installment Benefit:- The customer has the unique benefit of paying their premium in installments. They can make payments monthly and quarterly based on their convenience.
  • Out-patient Department:- Consultation fees for the doctors are also covered under the Care Critical Mediclaim Plan in the Out-patient Department.
  • International Second Opinion:- The Care Critical Mediclaim Plan offers a unique feature of an international second opinion as an option for customers. However, this is an add-on to the base policy where a customer can choose this rider with an additional premium.
  • Quick Recovery Counselling:- Care Critical Mediclaim provides quick recovery counseling which involves therapies, counseling, etc. This helps a customer with efficient recovery.
  • Air Ambulance:- The benefit of air ambulance is also an optional benefit provided by the Care Critical Mediclaim health insurance Plan. Medical emergencies might need urgent medical care and an air ambulance provides that to the policyholders. Care Health Critical Medical Plan provides air ambulance cover as an add-on.

Care Critical Illness Coverage and Limits

Care Critical Illness Cover and Plan provides its customers with a wide coverage of over 30 illnesses. Major diseases are covered under this critical illness plan.

The table below shows the coverage and limits offered by Critical Mediclaim Plan by Care Health Insurance Policies:-[2]

Coverage

Limits

Day Care Treatment

Self-Inflicted Injury

Chemotherapy and Radiation Cover

Injury due to Alcohol or Drug Abuse

Alternative Treatment

HIV or any other sexually transmitted disease

Annual Health Check-ups

Cosmetic Surgery

No Claim Bonus

Complications related to bearing a child (maternity)

No Specific Ailment Waiting Period

Damage caused by biological attacks and weapons

Dialysis Cover

Injuries due to breach of law

Organ Donor Cover

Psychiatric Counselling

Pre and Post-Hospitalisation

The types of critical illnesses covered:-[5]

  • Alzheimer's Disease
  • Cardiomyopathy
  • Cancer
  • End-stage lung disease
  • Cardio Artery Surgery
  • Pericardiectomy
  • Pulmonary Thromboembolism
  • Implantation of Pacemaker of the Heart
  • End-stage liver disease
  • Surgery for cardiac arrhythmia
  • Benign brain tumour
  • Heart Valve Replacement/repair
  • Paralysis
  • Surgery to Place Ventricular Assist
  • Devices or Total Artificial Hearts
  • Primary (Idiopathic) Pulmonary
  • Hypertension
  • End-stage renal failure
  • Bacterial meningitis
  • Coronary Artery Bypass Graft
  • Implantable Cardioverter Defibrillator
  • Major burns
  • Parkinson's disease
  • Motor neuron disorder
  • Angioplasty
  • Myocardial infarction
  • Ineffective Endocarditis
  • Multiple Sclerosis
  • Major organ transplant
  • Stroke
  • Surgery of aorta
  • Balloon Valvotomy/Valvuloplasty
  • Blindness
  • Aplastic Anaemia

Eligibility Criteria for Care Critical Illness Plan And Add-on

An adult can purchase the plan if they are at least 5 years of age and a child should be at least 91 days to 4 years of age. However, the coverage provided under this Care Critical Illness plan is lifelong as there is no exit age. However, you can reach out to an advisor for further details.

Health Insurance News

FAQs

  • Which critical illnesses are covered by Care Health Insurance?

    The critical illnesses covered by Care Health Insurance's critical illness plan are stroke, cancer, paralysis, brain tumor, etc. However, coverage is only provided after the completion of the waiting period.

  • Does Care Health Insurance have a separate critical illness plan?

    Yes, Care Health Insurance provides a separate plan for critical illness. The Care Critical Mediclaim offers all critical illness-related treatments.

  • What are the age restrictions for purchasing a critical illness plan from Care Health Insurance?

    The age restrictions for purchasing a critical illness plan from Care, an individual child should be at least 5 years of age and an adult should be 18 years old. In a family floater plan the child should be 91 days to 4 years old and an adult 18 years old. 

  • Can the waiting period be waived for critical illness by paying an extra amount of premium?

    Yes, Care Health provides the benefit of waiving the waiting period for critical illness if they can pay an extra premium amount for the add-on that helps remove waiting period.

  • Does the critical illness plan cover family members of the policyholder?

    No, under the Care Health Insurance critical illness plan only an individual is covered not the entire family.

User Reviews

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  • Multiple types of Health Insur...

    It was a smart move to get Care health insurance from InsuranceDekho. Their platform gave me comprehensive details regarding Care's policies, enabling me to make an educated decision. I like Care's broad range of coverage options and dedication to meeting client needs. The assistance I received from InsuranceDekho during the purchasing process was priceless in ensuring that my family and I had the appropriate coverage.

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    By Sunil Kumar
    On: Jul 02, 2024
  • Comprehensive Coverage and Opt...

    InsuranceDekho offered me a wide range of health insurance plans to choose from, catering to my specific needs and budget. I found Care Health Insurance which covers everything I was looking for at a reasonable premium.

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    By Muskan Jangra
    On: Jul 01, 2024
  • Great Assitance

    My family and I have benefited much from Care Health, and I am grateful to InsuranceDekho for their assistance in selecting the best plan for me. Their wide range of coverage options gives us much-needed protection against unanticipated medical expenses. Their commitment to client satisfaction and their round-the-clock service are impressive. I can rest easy knowing my family's health is adequately taken care of thanks to Care Health.

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    By Vishakha Vaid
    On: Jun 27, 2024
  • Best plan choice made through ...

    InsuranceDekho has completely changed my perspective on healthcare. They helped me get Care Health Insurance and their comprehensive plans provide coverage for a broad spectrum of medical costs. Their dedication to creating a simple and easy claim procedure is what I value most. Knowing that Care Health has my back and will help me financially in hard times gives me comfort.

    S
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    By Shivika Singh
    On: Jun 25, 2024
  • Customising plan is simple

    It was easy to get Care Health Insurance with InsuranceDekho. My plan was easily customizable because of its user-friendly platform and kind service. I made sure I chose the finest choice for my needs thanks to the advice I received. I'm really happy with how simple the procedure was.

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    By Priya Aggrawal
    On: Jun 19, 2024

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