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ManipalCigna Critical Illness Plans

The consequence of critical illnesses can be severe. Also, their treatments are prohibitively expensive. Keeping this in mind, ManipalCigna Health Insurance offers a critical illness policy named Lifestyle Protection, that is sure to be a fruitful bet for the policyholders. It is a benefit-based policy that offers protection from expenses related to the treatment of specified critical illnesses.

MnipalCigna Lifestyle Protection - Critical Care Insurance Policy

ManipalCigna Lifestyle Protection - Critical Care policy offers the policyholders lump sum payment up to the sum insured on first diagnosis of 15 or 30 major illnesses and procedures. With this, the policyholders can also have the benefit of medical second opinion and access to the insurer’s online wellness programme. Major critical diseases covered by ManipalCigna lifestyle protection - critical care are:

  • Benign brain tumor
  • End stage lung disease
  • Cancer of specific severity
  • Open kidney chest CABG
  • Coma of specified severity

ManipalCigna Lifestyle Protection - Critical Care comes with two variants: Basic and Enhanced. The Basic plan covers 15 critical illnesses and Enhanced covers 30 critical illnesses. To know all critical illnesses covered by ManipalCigna critical illness policy click here.

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Benefits of ManipalCigna Critical Illness Insurance Policy

ManipalCigna lifestyle protection - critical care comes with two variants: Basic and Enhanced. The Basic plan covers 15 critical illnesses and Enhanced covers 30 critical illnesses. Under the plan, ManipalCigna provides you with an option to receive the claim amount as a Lump sum with 100% payout. Or you can opt for the staggered option with 25% as a lump sum and balance 75% with 10% additional in 60 equated installments.

Key Features of ManipalCigna Critical Illness Insurance Policy

ManipalCigna critical insurance comes with certain features. Key features of the plan are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Medical second opinion
  • Discounts on policy premiums

ManipalCigna Critical Illness Plan is a solution to avail the best treatment if you or other insured members are diagnosed with a critical illness.

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

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FAQs

  • Does ManipalCigna offer any critical illness plan?

    Yes, ManipalCigna offers critical illness plan. 

  • What is the name of Critical Illness Plan of ManipalCigna?

    The name of the critical illness plan of ManipalCigna is Lifestyle Protection Critical Care. 

  • How many diseases are covered by the ManipalCigna critical illness policy?

    Up to 30 Major Illnesses are covered by the ManipalCigna critical illness policy. These diseases are Cancer, Loss Of Hearing, Loss Of Sight, Open Chest CABG,  Major Organ Transplant, First Heart Attack, Coronary Artery Disease, Major Burns, Loss of Speech, Permanent Paralysis of Limbs and many others.

  • Is the Medical second opinion available in the ManipalCigna critical illness policy?

    Yes, you can avail the benefits of the Medical second opinion under the plan and access to unique Online wellness programs of ManipalCigna.

  • What are the key benefits of ManipalCigna critical illness policy?

    The key benefits of ManipalCigna critical illness policy are a flexible payout, No sub-limits, availability of medical second opinion, customized online wellness programs and a wide range of discounts on your premium. 

  • How to buy a critical illness plan offered by ManipalCigna Health Insurance?

    To purchase a critical illness insurance policy offered by ManipalCigna Health Insurance, you are required to follow the steps given below:

    • Visit the official website of insurancedekho.com and select Health
    • Select Gender and fill Name and Mobile Number. You will receive an OTP on that number. Please enter that. 
    • Tell us when you want to purchase the policy by selecting a suitable time. Then click on ‘View Instant Quotes’. 
    • Add the members under your policy if you want them to be covered too along with self. Select the age of the members too. Then click on ‘Continue’.
    • Enter your Email ID and City. Then click on the ‘Submit and View Quotes’ button. 
    • You will see multiple quotes on your screen. Select the most suitable one for yourself and the family. 
    • Select the insurance policy term, fill the required details and make the payment online.
  • Who can buy critical illness plans offered by ManipalCigna Health Insurance?

    Anyone who is living in India and is aged at least 18 years can purchase critical illness plans offered by ManipalCigna Health Insurance. 

  • Can I avail tax benefits on the premium paid for critical illness plans offered by ManipalCigna Health Insurance?

    Yes. You can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premium paid for critical illness plans offered by ManipalCigna. To understand the tax benefits in detail, you can connect with the customer care executives at InsuranceDekho on the toll-free number 7551-196-989. 

  • What is the eligibility criteria for critical illness cover offered under ManipalCigna Health Insurance plans?

    To be eligible to be covered under a critical illness insurance policy offered by ManipalCigna Health Insurance, you must be aged at least 18 years and must be a resident of India. Note that family members of the Proposer can also be added under the plans including spouse, dependent children, parents, and parents-in-laws.  

  • What are all documents required at the time of claim under the critical illness plan?

    In case of a claim under ManipalCigna critical illness insurance plans, you need to submit the following documents:

    • Valid ID Proof of Policyholder 
    • Doctor’s recommendation letter for hospitalisation 
    • Original hospital bills and discharge forms signed by the doctor 
    • Doctor’s prescription for consultation, medicines, and medical tests 
    • Original invoices from the pharmacy 
    • Original reports of diagnostic tests, radiology reports and payment bills 
    • First Information Report (FIR), if it is a police case 
    • Post Mortem Report, if applicable

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    I chose InsuranceDekho because of its reputation for being trustworthy. They are partnered with reputed insurance companies, giving me peace of mind about my coverage. I purchased the ManipalCigna Health Insurance that has been great for me.

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    ManipalCigna
    By Jasmin Kaur
    On: Jul 04, 2024
  • Helped secure my future with a...

    For my health insurance requirements, I chose ManipalCigna, and I'm really happy with my choice. I was able to quickly evaluate their plans and identify the best fit for me because of InsuranceDekho. Plans from ManipalCigna offer peace of mind because of their broad coverage and ability to be adjusted to meet my requirements. Their extensive hospital network guarantees that the best medical treatment is always available. Knowing that ManipalCigna has my back gives me comfort.

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    ManipalCigna
    By Mayank Gaur
    On: Jun 26, 2024
  • Helpful to find the closest ne...

    Impressed by Manipal Cigna's wide network of hospitals. Smooth claim settlement and good value for money. InsuranceDekho helped me locate the network hospital under Manipal Cigna’s network when I needed a hospital urgently. Thank you InsuarnceDekho for helping me in my times of need.

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    ManipalCigna
    By Mohd. Amaan
    On: Jun 10, 2024
  • Help received to locate the ne...

    Impressed by Manipal Cigna's wide network of hospitals. Smooth claim settlement and good value for money. InsuranceDekho helped me locate the network hospital under Manipal Cigna’s network when I needed a hospital urgently. Thank you InsuarnceDekho for helping me in my times of need.

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    ManipalCigna
    By Lakshay Chauhan
    On: May 28, 2024
  • InsuranceDekho helped clear my...

    InsuranceDekho convinced me to purchase health insurance online even though I was hesitant. Their portal made the entire process easier, and it was simple for me to compare various plans. I'm sure now that I made the best decision for my family and myself by buying the ManipalCigna health insurance.

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    ManipalCigna
    By Kunal Yadav
    On: May 28, 2024

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