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ManipalCigna Critical Illness Plans

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Highlights
Claim Settlement Ratio88.00%
Network Hospitals8,700+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month
Starting Premium for Rs. 5 lakhs SIRs. 566/month
Starting Premium of Rs. 5 lakhs SIRs. 566/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Critical Illness Plans of ManipalCigna Health Insurance

The consequence of critical illnesses can be severe. Also, their treatments are prohibitively expensive. Keeping this in mind, ManipalCigna Health Insurance offers a critical illness policy named Lifestyle Protection, that is sure to be a fruitful bet for the policyholders. It is a benefit-based policy that offers protection from expenses related to the treatment of specified critical illnesses.

MnipalCigna Lifestyle Protection - Critical Care Insurance Policy

ManipalCigna Lifestyle Protection - Critical Care policy offers the policyholders lump sum payment up to the sum insured on first diagnosis of 15 or 30 major illnesses and procedures. With this, the policyholders can also have the benefit of medical second opinion and access to the insurer’s online wellness programme. Major critical diseases covered by ManipalCigna lifestyle protection - critical care are:

  • Benign brain tumor
  • End stage lung disease
  • Cancer of specific severity
  • Open kidney chest CABG
  • Coma of specified severity

ManipalCigna Lifestyle Protection - Critical Care comes with two variants: Basic and Enhanced. The Basic plan covers 15 critical illnesses and Enhanced covers 30 critical illnesses. To know all critical illnesses covered by ManipalCigna critical illness policy click here.

Benefits of ManipalCigna Critical Illness Insurance Policy

ManipalCigna lifestyle protection - critical care comes with two variants: Basic and Enhanced. The Basic plan covers 15 critical illnesses and Enhanced covers 30 critical illnesses. Under the plan, ManipalCigna provides you with an option to receive the claim amount as a Lump sum with 100% payout. Or you can opt for the staggered option with 25% as a lump sum and balance 75% with 10% additional in 60 equated installments.

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of ManipalCigna Critical Illness Insurance Policy

ManipalCigna critical insurance comes with certain features. Key features of the plan are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Medical second opinion
  • Discounts on policy premiums

ManipalCigna Critical Illness Plan is a solution to avail the best treatment if you or other insured members are diagnosed with a critical illness.

ManipalCigna Health Insurance User Reviews

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  • InsuranceDekho always offers a smooth buying process. I bought from them the ManipalCigna Health Insurance Pol...

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    ManipalCigna
    By Harish Pawar
    On: Aug 24, 2023
  • I am happy to have bought the Care Health Insurance- Joy at InsuranceDekho. I bought it on a friend’s re...

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    ManipalCigna
    By Aseem Arora
    On: Aug 11, 2023
  • At InsuranceDekho, it was easy to fill quotes. I visited the portal, filled out a quote and shortlisted the mo...

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    ManipalCigna
    By Malvika Sondhi
    On: Aug 08, 2023
  • One of my friends suggested that I buy the Care Health Insurance (Religare)- Joy as it offered enhanced covera...

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    ManipalCigna
    By Khush Batra
    On: Jul 31, 2023
  • Loved my experience at InsuranceDekho. You can buy the plan anytime at your convenience. Super-friendly staff ...

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    ManipalCigna
    By Vishesh Despande
    On: Jul 19, 2023
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ManipalCigna Health Insurance Contact Details

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Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

2500 ManipalCigna Cashless Network Hospitals in India

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FAQ About ManipalCigna Health Insurance

  • Does ManipalCigna offer any critical illness plan?

    Yes, ManipalCigna offers critical illness plan. 

  • What is the name of Critical Illness Plan of ManipalCigna?

    The name of the critical illness plan of ManipalCigna is Lifestyle Protection Critical Care. 

  • How many diseases are covered by the ManipalCigna critical illness policy?

    Up to 30 Major Illnesses are covered by the ManipalCigna critical illness policy. These diseases are Cancer, Loss Of Hearing, Loss Of Sight, Open Chest CABG,  Major Organ Transplant, First Heart Attack, Coronary Artery Disease, Major Burns, Loss of Speech, Permanent Paralysis of Limbs and many others.

  • Is the Medical second opinion available in the ManipalCigna critical illness policy?

    Yes, you can avail the benefits of the Medical second opinion under the plan and access to unique Online wellness programs of ManipalCigna.

  • What are the key benefits of ManipalCigna critical illness policy?

    The key benefits of ManipalCigna critical illness policy are a flexible payout, No sub-limits, availability of medical second opinion, customized online wellness programs and a wide range of discounts on your premium. 

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Network Hospital in Popular Cities

CityNo of Hospital
Ghaziabad50
Chennai292
Mumbai183
Noida24
Faridabad47
Ahmedabad113
Indore32
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