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Niva Bupa Critical Illness Plans

Critical illnesses are defined as long-term, life-threatening medical conditions. Due to the extended healing period, they are among the most financially and physically taxing illnesses a person can suffer from. Critical illnesses include, but are not limited to, cancer, kidney failure, paralysis, and heart attacks.

In addition to offering a specific plan, Niva Bupa Health Insurance covers critical illness as an add-on. Niva Bupa Health Insurance has a unique critical illness coverage called CritiCare. One of the greatest critical illness plans in the nation is Niva Bupa CritiCare, which offers an insured value between Rs. 3 lakh and Rs. 3 crore. Following a first ninety-day waiting period, they cover twenty serious illnesses.[1]

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Benefits of Niva Bupa Critical Illness Cover

The key features offered by the Niva Bupa CritiCare Plan are given below:[1]

  • Broad Coverage: A wide range of critical illnesses is covered by the Niva Bupa health insurance plan. The plan offers financial assistance to aid with medical costs if you are diagnosed with any of these illnesses.
  • Hospital Cash: For each day that you are admitted to the hospital, you are given a set sum of money. This assists in defraying the additional expenses associated with hospital stays.
  • Lifetime Renewability: Regardless of your age, you can continue to purchase this plan and renew it annually for the remainder of your life.
  • Long-Term Discount: You can save money by purchasing the plan for several years at once instead of renewing it annually if you wish to do so.
  • Accident Care: This plan offers additional financial assistance to help with medical bills and rehabilitation if you sustain injuries in an accident.
  • Benefit from the Income Tax Act: If you choose Niva Bupa Health Insurance's critical illness plan, you may be eligible for advantages under the Income Tax Act that lower your taxable income.
  • Free Look Period: You have a predetermined amount of days to examine the plan after purchasing it. During this time, you can cancel and receive a refund if you decide it's not for you.

Niva Bupa Critical Illness Coverage and Limits

Customers of the Niva Bupa Critical Illness Cover & Plan have access to more than 20 different illnesses to pick from.

The following table shows the coverage and limits offered by the Niva Bupa CritiCare Plan:[1]

Inclusions

Exclusions

20 critical illnesses

War

Accidental Care (Optional)

Self Injury

Free Look Period

Substance Abuse

Tenure of up to 3 years

HIV/AIDS

Treatments before the waiting period for the mentioned critical illnesses in the plan

Adventure Sports

Breach of Law

The Critical Illnesses covered under the CritiCare health insurance plan:[1]

Eligibility Criteria for Niva Bupa Critical Illness Plan And Add-on

The plan may be obtained by adults who are at least 18 years old and no older than 65 years. You can consult an advisor from InsuranceDekho or Niva Bupa Health Insurance for further details.[1]

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

How to Add Critical Illness Cover as an Add-On on the Niva Bupa Health Insurance

You can purchase the Niva Bupa CritiCare Plan both online and offline with the steps given below:

Online Process

From InsuranceDekho:

Step 1: Go to the official InsuranceDekho website.[2]

Step 2: Enter your information.

Step 3: Choose the Niva Bupa CritiCare Plan.

Step 4: Complete the payment to complete the purchase.

Step 5: To confirm the policy issue, an InsuranecDekho advisor will give you a call.

From Niva Bupa Health Insurance:

Step 1: Visit the Niva Bupa official website.[3]

Step 2: Fill in your number to proceed.

Note: You can also purchase the plan through Niva Bupa’s Mobile App. It can be downloaded through the website or from the Play Store.

Offline Process

Contact an expert at InsuranceDekho at 7551196989 to acquire a health insurance policy. Additionally, InsuranceDekho provides clients with in-house support so they can have all of their questions and concerns answered.[4]

Documents Required

  • Voter ID Card
  • Pan Card
  • Aadhaar Card
  • Driving Licence
  • Passport
  • Birth Certificate
  • 10th or 12th Mark Sheet

Niva Bupa Critical Illness Customer Care & Assistance

To connect with the customer services of either InsuranceDekho or Niva Bupa Health Insurance follow the options below:

InsuranceDekho

Email: support@insurancedekho.com[4]

Helpline Number: 7551196989

Niva Bupa Health Insurance

Email: https://rules.nivabupa.com/customer-service/?page=grievance[5]

Helpline Number: 1800 309 3333

References

[1]https://www.nivabupa.com/critical-illness-insurance.html

[2]https://www.insurancedekho.com/

[3]https://www.nivabupa.com/

[4]https://www.insurancedekho.com/contact-us

[5]https://www.nivabupa.com/health-insurance-articles/niva-bupa-customer-care-number.html

Health Insurance News

FAQs

  • What critical illnesses are covered under Niva Bupa's critical illness insurance?

    The critical illnesses that are covered under Niva Bupa critical illness insurance are cancer, open heart CABG, heart attack, kidney failure, organ or bone marrow transplant, end-stage liver disease, end-stage lung disease, etc.

  • Can I purchase Niva Bupa critical illness insurance as a standalone policy?

    Yes, you can purchase Niva Bupa critical illness insurance as a standalone policy.

  • Are there any age restrictions for enrolling in Niva Bupa critical illness insurance?

    Yes, there are age restrictions available for enrolling in Niva Bupa critical illness insurance. The age requirement for adults is between 18 years and 65 years and for children it is from day 1 to 21 years old.

  • Can I pay an extra premium to waive the waiting period for critical illness claims?

    Yes, you can waive the waiting period for critical illness claims by paying an extra premium for the health insurance.

  • Can I add family members to my critical illness insurance policy with Niva Bupa Health?

    Yes, you can add your family members to the critical illness policy of Niva Bupa Health Insurance.

User Reviews

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  • Prompt Claim Settlement

    I had to make a claim recently, and I was impressed with how quickly InsuranceDekho processed it. They were efficient and handled everything smoothly. Getting my claim settled by Niva Bupa Health Insurance was hassle-free.

    S
    Niva Bupa
    By Shubham Arora
    On: Jul 04, 2024
  • Comparison made easy with grea...

    Competitive prices are offered on comprehensive coverage by Niva Bupa health insurance packages. Their emphasis on preventative healthcare is what distinguishes them; their wellness initiatives encourage healthy living and aid in sickness prevention before it arises. All thanks to InsuranceDekho and their expert advisors for guiding me to Niva Bupa Health Insurance. InsuranceDekho has exceptional customer support staff.

    K
    Niva Bupa
    By Komal Shehrawat
    On: Jun 26, 2024
  • Budget Friendly Plans

    "Thanks to InsuranceDekho, I finally discovered a Niva Bupa health insurance plan that met my requirements and budget. Their website was really user-friendly, and I was able to comprehend everything without the need for an insurance professional. Niva Bupa's policies were clearly put out, allowing you to make an informed decision. I definitely recommend utilising InsuranceDekho to locate your ideal health insurance plan!"

    R
    Niva Bupa
    By Ritika Nehra
    On: Jun 05, 2024
  • Claim settlement made easier w...

    To be honest, one of my best decisions in life was to get Niva Bupa Health Insurance. Purchasing their Health Companion Plan changed my life, particularly during difficult times. Everything went well from the moment I submitted my claim until it was all resolved. I had assistance from the InsuranceDekho team at every turn. It was a tremendous relief not to have to worry about money and instead focus on getting healthier.

    A
    Niva Bupa
    By Abha Yadav
    On: May 21, 2024
  • Simple To Understand This Poli...

    The Health insurance plans available on the InsuranceDekho website are quite easy to understand. In no time I was able to buy the Niva Bupa Health Insurance Plan and I am very happy. Thank You!

    R
    Niva Bupa
    By Ritika Narula
    On: Apr 02, 2024

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