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Niva Bupa Critical Illness Plans

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Highlights
Cashless Approval TAT30 mins Cashless Claim Processing
Claim Settlement Ratio90.70%
Network Hospitals10,000+
Pre-existing Disease Coverage FromDay 1
Special BenefitsUnlimited restoration
Starting Premium for Rs. 5 lakhs SIRs. 550/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Critical Illness Plans of Niva Bupa Health Insurance

Medication and treatment expenses for critical illnesses can be huge, and difficult to manage especially if you do not have a critical illness policy. Hence, a critical illness cover is important in health insurance because it comes in handy in such cases where god forbid if you are diagnosed with any of the listed critical illnesses. It covers you for expenses that can be difficult to manage otherwise. Niva Bupa Health Insurance prepares you for critical illnesses with its reliable critical illness plan named Criticare Policy.

Niva Bupa Criticare Policy

Niva Bupa Criticare Policy is specially designed for people diagnosed with the listed 20 critical illnesses. The policy allows the insured to protect their savings from being wiped out when availing treatment expensive medical treatments for these critical illnesses, which include the following:

  • Stroke that results in permanent symptoms
  • Permanent paralysis of limbs
  • Kidney failure that requires regular dialysis
  • Coma of specified severity
  • Major burns
  • Major organ or bone marrow transplant
  • End-stage liver disease
  • Motor neurone disease with permanent symptoms
  • End-stage lung disease
  • Multiple sclerosis with persisting symptoms

Benefits of Niva Bupa Critical Illness Insurance Policy  

Criticare Policy is an ideal solution to avail quality treatment for a life-threatening disease. This is because the policy comes at an affordable premium and offers high coverage so that you are able to cope up with financial stress in case of an emergency. The policy provides you with a lump sum amount on diagnosis of any of the listed critical illnesses, which you can use to avail treatment, pay off debts (if any), child’s education, avail treatment abroad, or to compensate for the loss of income.

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of Niva Bupa Critical Illness Insurance Policy 

Following are the features of Niva Bupa critical illness insurance plan:

  • Portability benefit
  • Lifetime renewability benefit
  • Cashless treatment
  • Hassle-free in-house claim settlement
  • Discounts on premium

With Niva Bupa Criticare Policy, you can worry less about managing funds in case of a critical illness, and focus more on savings.

You can also avail of critical illness cover in other health insurance plans offered by Niva Bupa Health Insurance. These include Money Saver Policy,

Health Recharge Policy, and Heartbeat Policy. But note that critical illness cover can be availed with add-on benefits. To include these add-on covers under your policy, you will be required to pay an extra premium at the time of policy purchase.

Niva Bupa Health Insurance User Reviews

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What users are saying
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  • I had a few inquiries during the decision-making process for the Niva Bupa Health Insurance Plan, and the resp...

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    Niva Bupa
    By Ashwani Jaiswal
    On: Nov 22, 2023
  • The variety of health insurance policies on InsuranceDekho is impressive. I appreciated having so many options...

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    Niva Bupa
    By Ujjwal Sarkar
    On: Nov 16, 2023
  • InsuranceDekho's support team is highly responsive. They are always ready to assist and guide me through the p...

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    Niva Bupa
    By Sudhir Palode
    On: Nov 08, 2023
  • The professional advisors at InsuranceDekho provided invaluable insights and recommendations. They made the se...

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    Niva Bupa
    By Deepika Gupta
    On: Nov 07, 2023
  • I trust InsuranceDekho for my health insurance needs. They have consistently delivered quality service, and I ...

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    Niva Bupa
    By Alok Singh
    On: Nov 03, 2023
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Niva Bupa Health Insurance Contact Details

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Claim Process at Niva Bupa Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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Thane66
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