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Niva Bupa Health Insurance Benefits

Niva Bupa Health Insurance Company Limited, one of India's leading insurance companies, was established in 2008. Previously called Max Bupa, Niva Bupa seeks to meet its customer’s medical and healthcare demands. The business was established as a joint venture between True North, an Indian private equity firm, and Bupa, a multinational provider of healthcare services. The health insurance company provides a range of health insurance policies, from individual to senior citizen, that are tailored to accommodate different budgets and requirements. Niva Bupa provides a wide range of insurance products, including corporate insurance, travel insurance, and health insurance.

Modern medical care, pre and post-hospitalisation care, alternative therapies like AYUSH, etc. are all covered by their health insurance policies. Customers can select from a range of plans, such as individual, family-floater, elderly citizen, critical illness, and others, according to their unique medical needs.

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Niva Bupa Health Insurance Plan List

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Unique Features Offered By Niva Bupa Health Insurance

The following characteristics set Niva Bupa Health Insurance apart for customers:

  • Minutes to Claims Settlement: In most cases, Niva Bupa may settle health insurance claims in as little as thirty minutes. This speedy processing means you won't have to wait long to get the financial support you need for medical expenses. It's particularly useful in an emergency since it gives you time to focus on getting better instead of worrying about money.
  • Mobile App: The easy-to-use Niva Bupa mobile app allows you to conveniently manage your health insurance from your smartphone. With this app, you can keep an eye on claims, see policy details, and access several health services while you're out and about. It simplifies the process and allows you to handle everything from your pocket without having to visit an office or make lengthy phone conversations.
  • Faster Policy Renewal: With Niva Bupa, renewing your health insurance is easy. The process is meant to be quick and easy, with no need for the usual paperwork or formality. This ensures that your coverage will continue as planned, giving you the peace of mind that you will always be covered without needing to invest a lot of time or energy.
  • Simple to Connect with Experts: If you have any questions about your insurance or want expert advice, Niva Bupa makes it easy to connect with experts. Whether you'd rather talk on the phone, meet in person, or engage in online chat, there are several ways to get in touch. These advisors can assist you in selecting your health insurance, helping you understand your alternatives, and allaying any worries you may have.

Benefits of Buying Niva Bupa Health Insurance

The following are a few advantages of Niva Bupa Health Insurance plans:

  • Hospitalisation Expenses Coverage: This means that your Niva Bupa health insurance will cover hospital-related costs such as doctor visits, tests, and prescription drugs, according to the amount specified in your policy.
  • Cashless Facility: Your Niva Bupa health insurance enables you to obtain care at network hospitals without exchanging cash. This suggests that you won't be required to pay for your medical expenses upfront. Instead, the insurer saves you the hassle by settling the cost directly with the hospital.
  • Tax Benefits: The Income Tax Act's Section 80D provides tax breaks for paying health insurance premiums. You can deduct from your taxable income the premiums you pay for yourself, your spouse, your parents, and your children, up to a certain amount.
  • AYUSH Treatment: Niva Bupa health insurance covers treatments in AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy). This implies that in addition to routine medical treatment, you could receive both conventional and alternative forms of therapy, depending on the specifics of your insurance policy.

FAQs

Ques 1. Which medical expenses are covered by health insurance with Niva Bupa?

Answer: The following medical expenses are covered by Niva Bupa Health Insurance plans: pre- and post-hospitalisation, ICU fees, ambulance fees, physician fees, etc.

Ques 2. Does Niva Bupa Health Insurance cover pre-existing conditions?

Answer: Yes, Niva Bupa does provide coverage for pre-existing conditions. However, coverage is only granted following a certain amount of waiting time.

Ques 3. Are facilities for cashless treatment provided by Niva Bupa Health Insurance?

Answer: Yes, cashless treatment services are provided by Niva Bupa Health Insurance through cashless claims benefits.

Ques 4. How can I get additional benefits like fitness programs or health exams with Niva Bupa Health Insurance?

Answer: Sure, those who are physically healthy are eligible for benefits under Niva Bupa Health Insurance. They provide advantages including a discount on health exams, a second medical opinion, and a bonus on premium at renewal.

Ques 5. Do alternative medicine and complementary therapies fall under the purview of Niva Bupa Health Insurance?

Answer: Yes, AYUSH therapies are covered by Niva Bupa Health Insurance. It is an alternate course of care offered to clients.

Ques 6. Are mental health therapies covered by Niva Bupa Health Insurance?

Answer: Yes, In-patient therapy for mental health therapies is covered by Niva Bupa Health Insurance.

Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Niva Bupa Health Insurance Top Up List

    Name of PlanSum Insured
    Health Recharge Policy Min: 18 years; Max: 65 years2 Lakh - 95 Lakh Check Premium

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    • Prompt Claim Settlement

      I had to make a claim recently, and I was impressed with how quickly InsuranceDekho processed it. They were efficient and handled everything smoothly. Getting my claim settled by Niva Bupa Health Insurance was hassle-free.

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      Niva Bupa
      By Shubham Arora
      On: Jul 04, 2024
    • Comparison made easy with grea...

      Competitive prices are offered on comprehensive coverage by Niva Bupa health insurance packages. Their emphasis on preventative healthcare is what distinguishes them; their wellness initiatives encourage healthy living and aid in sickness prevention before it arises. All thanks to InsuranceDekho and their expert advisors for guiding me to Niva Bupa Health Insurance. InsuranceDekho has exceptional customer support staff.

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      Niva Bupa
      By Komal Shehrawat
      On: Jun 26, 2024
    • Budget Friendly Plans

      "Thanks to InsuranceDekho, I finally discovered a Niva Bupa health insurance plan that met my requirements and budget. Their website was really user-friendly, and I was able to comprehend everything without the need for an insurance professional. Niva Bupa's policies were clearly put out, allowing you to make an informed decision. I definitely recommend utilising InsuranceDekho to locate your ideal health insurance plan!"

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      Niva Bupa
      By Ritika Nehra
      On: Jun 05, 2024
    • Claim settlement made easier w...

      To be honest, one of my best decisions in life was to get Niva Bupa Health Insurance. Purchasing their Health Companion Plan changed my life, particularly during difficult times. Everything went well from the moment I submitted my claim until it was all resolved. I had assistance from the InsuranceDekho team at every turn. It was a tremendous relief not to have to worry about money and instead focus on getting healthier.

      A
      Niva Bupa
      By Abha Yadav
      On: May 21, 2024
    • Simple To Understand This Poli...

      The Health insurance plans available on the InsuranceDekho website are quite easy to understand. In no time I was able to buy the Niva Bupa Health Insurance Plan and I am very happy. Thank You!

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      Niva Bupa
      By Ritika Narula
      On: Apr 02, 2024

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