Reliance Health Insurance Benefits
Reliance Health Insurance is one of the leading insurance companies in India. It is the subsidiary of Reliance Capital and it is an integral part of Reliance Anil Dhirubhai Ambani Group. It was incorporated in the year 2000 and since then it has been recognised as one of the best insurance providers in the insurance sector. It has a 100% claim settlement ratio with 8400+ network hospitals and a wide range of plans available for its customers.
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Reliance Health Insurance Plan List
- Individual (7)
- Family (7)
- Woman (7)
- Blood Pressure (7)
- Kids (7)
- Thyroid (7)
- Diabetes (7)
Health Infinity With More Time
Cover
10 Lakh
Cashless Hospital
10177
Starting From ₹ 625/month*
Health Infinity With More Cover
Cover
10 Lakh
Cashless Hospital
10177
Starting From ₹ 625/month*
Health Infinity With More Global
Cover
10 Lakh
Cashless Hospital
10177
Starting From ₹ 625/month*
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Unique Features Offered by Reliance Health Insurance
- Worldwide Coverage:- There is one of the unique features of Reliance Health Insurance plans which will help you get treatment at any time anywhere in the world globally. In the health plans offered by Reliance, there is comprehensive international coverage which includes hospitalisation and treatment expenses of policyholders and an option for abroad treatment if they want.
- Cumulative Bonuses:- Reliance Health Insurance gives a cumulative bonus for every claim-free year on your health insurance policy. These bonuses are credited in different forms such as additional discounts, extra sum insured, low premiums and many more.
- Tax Benefits:- After purchasing health insurance from Reliance Health Insurance you can avail of tax benefits under section 80D of the Income Tax Act 1961. In this, you can get a tax deduction of Rs.25,000 every year for the premium you pay for your health insurance policy.
- Domiciliary Hospitalisation:- If the patient is unable to move to the hospital then treatment is given at home to those patients in which all set up of hospital is done at home and treatment is given. Reliance Health Insurance covers medical expenses of treatment at home.
Benefits of Buying a Reliance Health Insurance
The listed features make Reliance Health Insurance unique and beneficial to customers:-
- Cashless Treatment:- Reliance Health Insurance has the benefit of cashless treatment, in which you can visit the doctor and get hospitalised without paying bills. Reliance Health Insurance gives benefits to their customers to get cashless treatment anytime anywhere in the country.
- Pre and Post Hospitalisation:- There is a benefit of pre and post-hospitalisation benefits available in Reliance Health Insurance in which the insurer covers before and after-hospitalisation expenses. This helps the insured person save their money.
- Affordable Premiums:- Reliance Health Insurance provides insurance to their customers at a very affordable premium. Because of low premiums, a low-income individual can also afford health insurance plans offered by Reliance Health Insurance.
- Coverage of Alternative Medicine (AYUSH):- There is an option of alternative medicine benefits also given by Reliance Health Insurance which covers AYUSH benefits, and alternative treatments like Ayurveda, Yoga, Unani, Siddha and Homeopathy.
FAQs
Ques 1. Is Reliance good for health insurance?
Ans. Yes, Reliance is no doubt a good option for health insurance with a 100% claim settlement ratio, 8600+ network hospitals and 4 hours cashless claim process.
Ques 2. What is the monthly premium of Reliance Health Insurance?
Ans. Reliance Health Insurance premium starts from the range of Rs.243 per month.
Ques 3. Is it worth to buy health insurance?
Ans. Health insurance plays an important role in anyone's life if there is any situation of health emergency or hospitalisation. If you are suffering from any disease or you met with an accident then your treatment expenses will empty all your savings. That is why it is suggested to have a health insurance policy.
Ques 4. What is the waiting period for Reliance health Infinity?
Ans. The waiting period for Reliance Health Infinity is 30 days from the start date of the policy for treatment of any illness except any accident-related claim. There is a waiting period of 2 years for specific diseases and a 3-year waiting period for pre-existing diseases.
Ques 5. What is the 5 benefits of health insurance?
Ans. 5 benefits of health insurance are:
- Cashless treatment
- Pre and post-hospitalisation expenses
- Tax benefits
- Pre-existing disease coverage
- Domiciliary Hospitalisation
FAQs
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What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
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Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
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Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
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What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.