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Reliance Health Insurance Premium Calculator

A health insurance policy has become an imperative tool of protection against the high costs of medicine. Medical costs have gone through the roof and a health insurance plan helps tackle the high costs involved in treating an injury or an illness. That is why many invest in a health insurance policy for financial security. While the policy is important, the premium payable is also an important consideration when choosing the coverage. You should make sure that the premium is affordable before you buy that plan. That is why the calculation of the premium before a purchase is always recommended.

How to Calculate the Premium of Reliance General Policies Online?

Health insurance premiums can be calculated using an online premium calculator. This calculator is an online tool, which calculates the exact premium payable for a particular policy after you provide your coverage details. The calculator requires some inputs from your side like:

  • Your age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured you need
  • The type of policy to buy

Based on these details, the online premium calculate calculates the premium for you and displays it on your screen. This innovative tool also allows you to adjust the calculated premiums by changing certain variables like the sum insured and coverage benefits, etc.

Why Calculate Health Insurance Premium Online?

There are many reasons that support why calculating health insurance premium is important. Some of the key benefits of the online premium calculation are that you can assess many things before choosing a health insurance policy, such as.

  • Depending on your needs, you can add or reduce coverage benefits and riders
  • You can determine the cost payable for buying the desired health insurance policy
  • You can judge the affordability of the health insurance coverage you want to buy
  • You can compare the premium of multiple health insurance plans at once
  • You can pick the most suitable coverage level which would not make a hole in your pockets
  • You can make sure that you won’t meet financial strain in continuing the health insurance policy
  • You can find the best premium rates without compromising on the coverage benefits

Why Choose Reliance General?

Reliance General is a highly reputable insurance company in India. With experienced professionals, it issues health insurance policies in 10 seconds. The company is tied up with more than 4,300 hospitals across India for cashless and reimbursement claim settlements. Moreover, with a vast variety of health insurance products with varied sum insured options, Reliance is able to meet the needs of its target customers.

Health Insurance Calculator

Whom do you want the insurance for ?


Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Reliance Health Insurance Plan List

  • Individual (7)
  • Family (7)
  • Woman (7)
  • Blood Pressure (7)
  • Kids (7)
  • Thyroid (7)
  • Diabetes (7)
See More Plans

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Disclaimer : Actual Coverage might vary basis your location, age and number of members
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Health Insurance News


  • What are the discounts in premium available under Reliance General Policy?

    Under Reliance General Health Gain Policy there are numerous discounts offered by the company:

    1) Family discount: If more than one member of the family is covered under the policy there is a discount of 5% on premium for a family of 2-3 members and 10% discount for a family of more than 4 members.

    2) Cross-sell relationship benefit: If an individual already has a home or motor insurance, then on purchase of a health insurance there is a discount of 5%.

    3) Discount for women: If she is a widow covering self/children or an individual (provided she is a widow/divorced/unmarried), she can avail a discount of 5% on premium.

    4) Discount for girl child: Discount of 5% for girl child under floater policy.

  • Can I cancel my Reliance General policy? If yes, will I get my premium back?

    A Reliance General Health Insurance policy can be cancelled within a free look period of 15 days. If you disagree with any of the terms or conditions of the policy, you have the option of returning the policy by stating the reason for the same. Following this, you will be entitled for the refund of the premium, provided no claim has been made during that period. 


  • What are the factors that affect Reliance General health insurance premium?

    There are majorly four factors that affect the health insurance premium:

    • Cover opted( Individual/ floater)
    • Sum Insured
    • Age of the eldest member of the family
    • Optional/add-on covers chosen
  • If no claim is made during a year under Reliance General Critical Illness Policy, then what happens to the premium?

    For each claim free year, Reliance General offers a renewal discount of 5% on base premium up to a maximum of 50% for all claim free periods. ​

User Reviews

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What users are saying
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    Thank you for suggesting to me the Reliance General Health Insurance Plan. I am impressed with the services of InsuranceDekho company. I am happy to be protected by the best health insurance plan according to the best features and benefits. The insurance experts of the InsuranceDekho company are dedicated and knowledgeable. And of course, the health insurance purchasing process of the company was simple and easy.

    By Sandaya Kumari
    On: Mar 12, 2024
  • Must Buy Insurance Policy

    After using the Reliance General Health Insurance plan which I bought with InsuranceDekho for so many years, I can easily say that the Reliance General Health Insurance Plan is amazing. I renewed this Health Insurance Plan by insuranceDekho’s website. InsuranceDekho does not have just reasonable prices of health insurance plans but also has amazing benefits to offer. Thank You! Team.

    By Isha Gupta
    On: Mar 01, 2024
  • Flexibility On Time

    InsuranceDekho is the best online insurance provider company. I Thank the Customer Care team of the InsuarnceDekho company for helping me throughout the process. I had a great time purchasing Reliance Health Insurance Plan through your online platform. I appreciate all the hard work done by the InsuranceDekho customer team to make my experience astounding.

    By Priya Thakur
    On: Feb 07, 2024
  • Instant Updates

    I got instant updates when I was buying the Reliance Health Insurance Plan from InsuranceDekho. The customer support team quickly issued my policy and I even got the updates on my registered mail ID.

    By Harsh Yadav
    On: Dec 11, 2023
  • Availability of informative da...

    The InsuranceDekho website contains a lot of informative data. I recently bought the Reliance Health Insurance Policy from their website. The plan is suitable for me and fulfills my requirements. While reading about various things on their website, I got a lot of informative things about different plans and policies. Happy with the purchase.

    By Priyanka Sacha
    On: Nov 24, 2023

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