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National Health Insurance Premium Calculator

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National Health Insurance
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
3 Lac
5 Lac
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25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

National Insurance Mediclaim Policy Premium Calculator

Health insurance premiums can be defined as the sum that you have to pay periodically to the insurer so that you can avail of the medical coverage for a particular time period. The health insurance premium calculator lets you calculate this premium amount on the basis of your insurance requirements. Once you purchase a policy after paying the calculated premium, the insurer is liable to pay for the hospitalisation expenses and medical bills at the time of medical emergency in case you get diagnosed with any illness or disease that your policy covers.

How to Calculate the Premium of National Insurance Policies Online?

You can calculate your health insurance premium for health insurance policies by National Insurance Company online by visiting the company’s website or from the official website of InsuranceDekho, i.e. www.insurancedekho.com. Premium calculator is an efficient tool that lets the customers get an estimate of the premium of the health insurance policy they are planning to buy and be prepared for this expense in advance. To get the estimate on premium calculator, you are required to fill in certain details about yourself, your health etc. These are mentioned below-

  • Age
  • Policy term
  • Medical history
  • Coverage details
  • Desired sum insured
  • Type of policy you wish to buy

Calculating premiums online saves you from complicated calculations. This way, you can even adjust the calculated premium.

Why Calculate Health Insurance Premium Online?

It is certain that you should calculate the health insurance premium online before purchasing a policy, know why-

  • To ensure what you are going to pay periodically for your policy
  • To uncover the expected costs of buying health insurance policies
  • ​To understand the broad coverage that you have chosen at affordable prices
  • To compare several health insurance policies online to choose the best one online
  • To change some information in the input details and calculate the best premium prices

Why Choose National Insurance?

The National Insurance Company is one of the oldest companies in the country that is appreciated by a huge number of Indians for its service. The health insurance plans offered by NIC serve you with numerous benefits at the time of medical emergencies making it a preferred choice for all.

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Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

National Health Insurance Top Up List

    Name of PlanSum Insured
    National Super Top-up Mediclaim PolicyMin: 3 months; Max: 65 years Check Premium

    Choose National Insurance Plan for

    National Health Insurance User Reviews

    4.6
    Rating based on
    276 User reviews
    Write your review
    What users are saying
    • All
    • Price
    • Helpful
    • Network Hospitals
    • Claim
    • Renew
    • Premium
    • Top up
    • Critical Illness
    • Flexible Payment Options

      InsuranceDekho offered me flexible payment options for my National Health Insurance Policy, including monthly,...

      Read More
      H
      National
      By Huma Khan
      On: Sep 13, 2023
    • Preventive Health Checkup Bene...

      I recently took the National Health Insurance Policy from InsuranceDekho. I must say that this health insuranc...

      Read More
      U
      National
      By Upasana Kocchar
      On: Jul 21, 2023
    • Peace of Mind for the Future

      InsuranceDekho's health insurance policy has given me tremendous peace of mind for the future. Knowing that my...

      Read More
      S
      National
      By Sumit Verma
      On: Jul 18, 2023
    • Easy Payment Process

      Great experience with InsuranceDekho. I bought National Health Insurance Policy from the company’s onlin...

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      S
      National
      By Satish Gupta
      On: Jul 14, 2023
    • Easy Renewal Of Insurance

      I would like to thank InsuranceDekho for helping me in renewing my National Health Insurance Policy before the...

      Read More
      S
      National
      By Sangeeta Taragi
      On: Jul 10, 2023
    View All National Health Insurance Reviews
    Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

    Explore National Health Insurance

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    National Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at National Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Insurance Products by National General Insurance

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    National Health Insurance Premium Calculator FAQs

    • How is the premium calculated for National Insurance health insurance policies?

      The premium for National Insurance health insurance policies is calculated majorly on the basis of insured person(s) age, pre-existing diseases, current health condition, the sum insured opted, policy term, and gender.

    • Does the company offer any discount on health insurance premium if the policy is purchased by youth?

      Yes. A discount of 10% is allowed on the premium for eligible members if either or both are aged between 18 years to 25 years. 

    • What is the starting premium amount for National Insurance health insurance policies?

      The premiums for National Insurance health insurance policies starts at Rs. 2,469* per annum. *The premium amount is subject to change from time-to-time. 

    • Do I get any discount on premium if I buy health insurance for the family from National Insurance?

      Yes. The company offers a discount of 10% on the premium for eligible family members if the policy is purchased for the family. 

    • How should I pay the premium for National Insurance policy to avail tax benefit?

      You can pay premium for National Insurance policy in any mode other than cash to avail tax benefit.

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