New India Assurance Health Insurance Benefits
Claim Settlement Ratio | 92.68% |
Network Hospitals | 7,500 |
PED Coverage Starting From | 4 years |
Pre-existing Disease Waiting Period | 4 years |
Starting Premium | 560 |
Starting Premium for Rs. 5 lakhs SI | Rs. 560/month |
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Benefits of New India Assurance Health Insurance
New India Assurance Co. Ltd. is the largest public sector general insurance company in the country based on the collection of gross premium. It is a Multinational General Insurance Company that operates in 28 different countries. The company caters to several sections of the society by offering them various insurance products, and health is one of them. New India Assurance has managed to build a good reputation in the health insurance industry in India by providing comprehensive health insurance plans for individuals, families, parents, senior citizens, etc. The easy buying and renewal process of the company helps the customers instantly purchase and renew the health insurance plan online within a few minutes.
The insurer offers various plans specially designed to provide extensive coverage like alternative treatments, pre-hospitalisation and post-hospitalisation cover, cover for pre-existing diseases, etc. Apart from these, the policyholders also get added advantages of cashless hospitalisation, dedicated customer support team, provision of the grace period, portability, lifelong renewability of the policies, and so on.
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Additional Benefit of Free Health Check up
New India Assurance provides free health check-up to the policyholders at the end of every three claim-free years. This benefit is included in most of the health products offered by the company. -
Additional Protection over Employer Coverage
Even if you are covered under a health insurance plan provided by your employer, there still may be some illnesses that you are not covered for. But, with the right health insurance plan by New India Assurance, you can upgrade your basic plan and avail the benefit of additional protection. -
Cashless Benefit
Health insurance plans by New India Assurance are designed to help you overcome financial stress at the time of medical emergency. With such plans, you can avail cashless treatment at more than 1,200 network hospitals across India. -
Claim Settlement Ratio
The most important reason to purchase a health insurance plan is to stay assured that all or most of your medical expenses incurred by you on treatment get eventually paid by the plan. For FY 2018-19, New India Assurance has a high Claim Settlement Ratio of 92.68%* which means that it settles most of the claims on time leaving the customers satisfied. *CSR change from time to time. -
Coverage against Medical Expenses
New India Assurance provides suitable cover against medical expenses through its comprehensive health insurance plans. These plans usually cover pre and post-hospitalisation expenses, daycare treatment, ambulance charges, domiciliary charges and so on.
Health Insurance Coverage Calculator
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Key Features of New India Critical Illness Insurance Policies
The critical illness policies of New India Assurance comes with many features. Key features of the plans are as follows:
- Portability option
- Cashless treatment
- Lifelong renewability
- Benefit of hospital cash
- In-house claim process
The critical illness policies of New India Assurance offers comprehensive benefit to avail treatment for listed critical illnesses. These plans definitely offers much needed respite to the insured during tough times.

*Tax benefits are subject to changes in Income Tax Act.
New India Assurance Health Insurance Top Up List
Name of Plan | Sum Insured | |
Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years | 5 Lakh | Check Premium |
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Why to Buy Health Insurance Policy Online from InsuranceDekho
- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
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FAQ About New India Assurance Health Insurance
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Does New India Assurance offer any health insurance plan for a family?
Yes. New India Assurance offers health insurance plans specially designed for families. Some of them are-New India Premier Mediclaim Policy, New India Floater Mediclaim Policy and New India Mediclaim Policy.
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Is pre-acceptance medical check-up required to buy health insurance policies from New India Assurance?
Yes. Some policies by New India Assurance require the applicants to undergo a pre-acceptance medical check-up. However, if the proposal is accepted, then 100% of the cost of this check-up is reimbursed to the Proposer.
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Does New India Assurance provide Hospital Cash benefit under any of its health insurance plans?
Yes. New India Assurance provides Hospital Cash benefit up to a specified limit under some of its health insurance policies like-New India Asha Kiran Policy, New India Premier Mediclaim Policy and New India Floater Mediclaim Policy.
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What is the toll-free customer care number of New India Assurance?
The toll-free number of New India Assurance is 1800-209-1415.
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What is the address of New India Assurance?
The address of The New India Assurance is-
New India Assurance Building,
87, MG Road, Fort, Mumbai
Maharashtra-400001