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New India Assurance Health Insurance Benefits

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Highlights
Claim Settlement Ratio92.68%
Network Hospitals7,500
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Benefits of New India Assurance Health Insurance

New India Assurance Co. Ltd. is the largest public sector general insurance company in the country based on the collection of gross premium. It is a Multinational General Insurance Company that operates in 28 different countries. The company caters to several sections of the society by offering them various insurance products, and health is one of them. New India Assurance has managed to build a good reputation in the health insurance industry in India by providing comprehensive health insurance plans for individuals, families, parents, senior citizens, etc. The easy buying and renewal process of the company helps the customers instantly purchase and renew the health insurance plan online within a few minutes.

The insurer offers various plans specially designed to provide extensive coverage like alternative treatments, pre-hospitalisation and post-hospitalisation cover, cover for pre-existing diseases, etc. Apart from these, the policyholders also get added advantages of cashless hospitalisation, dedicated customer support team, provision of the grace period, portability, lifelong renewability of the policies, and so on.

  • Additional Benefit of Free Health Check up

    New India Assurance provides free health check-up to the policyholders at the end of every three claim-free years. This benefit is included in most of the health products offered by the company.
  • Additional Protection over Employer Coverage

    Even if you are covered under a health insurance plan provided by your employer, there still may be some illnesses that you are not covered for. But, with the right health insurance plan by New India Assurance, you can upgrade your basic plan and avail the benefit of additional protection.
  • Cashless Benefit

    Health insurance plans by New India Assurance are designed to help you overcome financial stress at the time of medical emergency. With such plans, you can avail cashless treatment at more than 1,200 network hospitals across India.
  • Claim Settlement Ratio

    The most important reason to purchase a health insurance plan is to stay assured that all or most of your medical expenses incurred by you on treatment get eventually paid by the plan. For FY 2018-19, New India Assurance has a high Claim Settlement Ratio of 92.68%* which means that it settles most of the claims on time leaving the customers satisfied. *CSR change from time to time.
  • Coverage against Medical Expenses

    New India Assurance provides suitable cover against medical expenses through its comprehensive health insurance plans. These plans usually cover pre and post-hospitalisation expenses, daycare treatment, ambulance charges, domiciliary charges and so on.
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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of New India Critical Illness Insurance Policies

The critical illness policies of New India Assurance comes with many features. Key features of the plans are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Benefit of hospital cash
  • In-house claim process

The critical illness policies of New India Assurance offers comprehensive benefit to avail treatment for listed critical illnesses. These plans definitely offers much needed respite to the insured during tough times.

Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

New India Assurance Health Insurance Top Up List

    Name of PlanSum Insured
    Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years5 Lakh Check Premium

    Choose New India Assurance Critical Illness Plan

    New India Health Insurance User Reviews

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    What users are saying
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    • Network Hospitals
    • Claim
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    • Critical Illness
    • One of the reasons that I purchased the New India Health Insurance Policy from InsuranceDekho was its user-cen...

      Read More
      A
      New India
      By Amit Roy
      On: Sep 25, 2023
    • I wanted to purchase a policy that could secure me from critical diseases, so I checked some of the policies o...

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      M
      New India
      By Mahinder Lal
      On: Aug 29, 2023
    • I was looking for a policy so that I could secure my grandparents. I selected the New India Health Insurance P...

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      G
      New India
      By Gayatri Kumari
      On: Aug 29, 2023
    • I paid a reasonable premium at InsuranceDekho to buy the New India Health Insurance Policy. InsuranceDekho has...

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      A
      New India
      By Anup Goyal
      On: Aug 22, 2023
    • The New India Health Insurance Policy is a useful policy that covers me for various healthcare expenses. I bou...

      Read More
      J
      New India
      By Jatin Bhardwaj
      On: Aug 11, 2023
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    New India Assurance Health Insurance Contact Details

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    Claim Process at New India Assurance Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1070 New India Cashless Network Hospitals in India

    Insurance Products by New India General Insurance

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    FAQ About New India Assurance Health Insurance

    • Does New India Assurance offer any health insurance plan for a family?

      Yes. New India Assurance offers health insurance plans specially designed for families. Some of them are-New India Premier Mediclaim Policy, New India Floater Mediclaim Policy and New India Mediclaim Policy.

    • Is pre-acceptance medical check-up required to buy health insurance policies from New India Assurance?

      Yes. Some policies by New India Assurance require the applicants to undergo a pre-acceptance medical check-up. However, if the proposal is accepted, then 100% of the cost of this check-up is reimbursed to the Proposer. 

    • Does New India Assurance provide Hospital Cash benefit under any of its health insurance plans?

      Yes. New India Assurance provides Hospital Cash benefit up to a specified limit under some of its health insurance policies like-New India Asha Kiran Policy, New India Premier Mediclaim Policy and New India Floater Mediclaim Policy. 

    • What is the toll-free customer care number of New India Assurance?

      The toll-free number of New India Assurance is 1800-209-1415. 

    • What is the address of New India Assurance?

      The address of The New India Assurance is-
      New India Assurance Building,
      87, MG Road, Fort, Mumbai
      Maharashtra-400001

    Latest Health Insurance Articles

    Network Hospital in Popular Cities

    CityNo of Hospital
    Chennai179
    Mumbai154
    Ahmedabad107
    Hyderabad162
    Noida17
    Jaipur66
    New Delhi154
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