Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹75,000 on taxes in 80D. Buy a health insurance now!
View Plans

ICICI Lombard Health Insurance Benefits

243 reviews Rate This
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio99.70%
Network Hospitals7,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

Health Insurance Calculator

Whom do you want the insurance for ?


Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
3 Lac
5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

ICICI Lombard Health Insurance Plan List

  • Cover

    5 Lakh

    Cashless Hospital


    Starting From 659/month*

Benefits of ICICI Lombard Health Insurance

ICICI Lombard General Insurance Company is a leading name in the general insurance market with a range of general insurance products to offer. The company was the first general insurer to issue subordinated debt in the year 2016. In 2017, the company’s GDPI crossed INR 100 billion taking the company in the big leagues. The company also has various awards to its name with the latest being the Asia Quality Excellence and Leadership Award in 2017 that increases the faith of the customers. In 2018, the company won the Association of Talent Development BEST Awards for the sixth time. As at the end of the financial year 2018, the company had 23.5 million policies to its name.

ICICI Lombard offers a range of health insurance plans whether it is for covering individual members of their entire families. Besides normal mediclaim policies, the company also offers fixed benefit plans and supplemental health insurance plans for individuals looking for additional coverage.

  • Additional Benefit of Free Health Check up

    Almost every plan issued by ICICI Lombard comes with an in-built benefit of free health check-up. This check-up is provided after one to four policy years and allows insured members to maintain their health.
  • Additional Protection over Employer Coverage

    ICICI Lombard offers health insurance solutions to those employees too who are looking to enhance their employer sponsored group health insurance coverage. The company offers such employees with a choice of health insurance plans which they can buy independently and increase their coverage at minimal premiums.
  • Cashless Benefit

    ICICI Lombard has tied-up with more than 5,025 hospitals across India so that its customers can avail cashless treatments when admitted to such networked hospitals. The approval for cashless claims is also allowed by the company within 4 hours of claim intimation making the whole claim process quick and simple.
  • Claim Settlement Ratio

    The company settles three claims every minute and as such has recorded a high Claim Settlement Ratio (CSR). During the financial year 2019-20, ICICI Lombard’s CSR stood at 78.67%. Note that the CSR changes from time to time.
  • Coverage against Medical Expenses

    ICICI Lombard’s health insurance plans have all the necessary coverage benefits which ensure that you don’t incur out-of-pocket medical expenses. The policies cover expenses which are incurred on hospitalisation like room rent, doctor’s fee, surgery fee, etc. Moreover, expenses incurred both before and after hospitalisation are covered. Besides these coverage is also allowed for AYUSH treatments, day care procedures, domiciliary treatments and other medical expenses.
View More Questions

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of ICICI Lombard Critical Illness Insurance Policy

ICICI Lombard critical insurance comes with certain features. Key features of the plan are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewalbility
  • Easy claim settlement
  • Personalized health advice

Overall, ICICI Lombard is the right way when it comes to getting rid of critical illness without facing financial shortcomings.

Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

ICICI Lombard Health Insurance Top Up List

    Name of PlanSum Insured
    Health BoosterMin: 3 Months; Max: No Limit5 Lakh Check Premium
    Healthcare Plus PolicyMin: 5 years; Max: 65 years3 Lakh - 10 Lakh Check Premium

    ICICI Lombard Health Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Price
    • Helpful
    • Network Hospitals
    • Claim
    • Renew
    • Premium
    • Top up
    • Critical Illness
    • Impressive services are offered by InsuranceDekho. My ICICI Lombard Health Insurance Policy was renewed withou...

      Read More
      ICICI Lombard
      By Rintoo Bhatia
      On: Jul 06, 2023
    • I would like to thank InsuranceDekho for advising me for buying the ICICI Lombard Health Insurance Policy. Thi...

      Read More
      ICICI Lombard
      By Jagdeep Singh
      On: Jun 23, 2023
    • The best part about InsurancedDekho and its policies are that they are very transparent The pricing and terms ...

      Read More
      ICICI Lombard
      By Yuvan Bhatia
      On: Jun 12, 2023
    • I found the ICICI Lombard Health Insurance Policy offered by InsuranceDekho to be great value for money. The c...

      Read More
      ICICI Lombard
      By Seema Bandi
      On: Jun 05, 2023
    • The ICICI Lombard Health Insurance Policy offered by InsuarnceDekho has the availability of flexible add-on op...

      Read More
      ICICI Lombard
      By Priyanka Ghosh
      On: May 30, 2023
    Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

    Health Insurance News

    ICICI Lombard Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at ICICI Lombard Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1573 ICICI Lombard Cashless Network Hospitals in India

    Insurance Products by ICICI Lombard General Insurance

    Best Insurance Advisors in Your City.

    FAQ About ICICI Lombard Health Insurance

    • Why should I buy ICICI Lombard health insurance policy?

      ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.

    • Does ICICI Lombard health insurance policy cover accidental death and permanent total disability?

      ICICI Lombard offers the Personal Protect Policy that provides coverage for Accidental Death and Permanent Total Disability (PTD). It also offers coverage for terrorism as well.

    • How do I cancel ICICI Lombard policy?

      You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.

    • What is the toll free number of ICICI Lombard General Insurance?

      ICICI Lombard’s toll free number is 1800-2666.

    • What do you mean by floater option in ICICI Lombard health insurance plan?

      In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.

    Latest Health Insurance Articles

    Network Hospital in Popular Cities

    CityNo of Hospital
    New Delhi184
    View All