ICICI Lombard Health Booster Health Insurance

Under this benefit a fixed amount of Rs. 10,000 is paid in case of hospitalization for a minimum period of 10 consecutive days, due to any injury or illness covered under the policy.

In an event of accidental death or permanent total disablement resulting from an accident, a benefit amount equal to the sum insured is paid under this optional cover.

Under this cover, in case of a temporary total disablement resulting from an accident a fixed amount as stated in the policy is paid on a weekly basis up to a maximum of 10 weeks for rehabilitation. Only the rehabilitation services provided by a certified practitioner is considered.

Under this cover, the cost of transporting the remains of the insured back to the place of residence or, an equivalent amount for burial or cremation in the city where death has occurred is paid to the nominee/legal heir of the insured up to the sum insured as specified in the policy.

Always try to safeguard yourself from soaring medical expenses and unforeseen health troubles with ICICI Lombard’s super top-up plan known as Health Booster Plan, as your health deserves much more. The plan is equipped with various elements, which can not only boost policyholder’s existing plan but also offer a unique set of benefits. Some of the major attractions of the policy are as follows:

• Expenses for in-patient Ayush treatment are covered
• Sum insured is offered from Rs. 5 Lakh up to Rs. 50 Lakh
• Pre and post hospitalisation expenses for 60 and 90 days
• The policy provides the coverage up to 3 kids and 2 adults
• 150 listed daycare treatments are covered under the policy
• Expenses incurred on domiciliary hospitalisation are offered
• Availability of Domestic Road Emergency Ambulance Coverage
• Coverage for organ donor expenses for undergoing organ transplantation

The Health Booster Plan is itself designed to offer more to policyholders. It holds a few additional features to render benefits. The profit delivering elements of the plan make it an affordable choice for the customers. Here are a few of its extra components:

• Avail tax benefit on the amount of premium as per section 80D of the IT Act
• Get a discount of 10% and 12.5% on the purchase of 2 and 3-year policy
• Policyholders are entitled to 10% additional sum insured for every claim free year on its renewal 

After going through various aspects and features of this super top-up plan, it can be concluded that the ICICI Lombard Health Booster Plan keeps the customer’s security on priority. With unique and beneficial components, the policy tends to empower the policyholders with enhanced features and coverage.

If your existing plan is falling insufficient and you are in need to buy a new one, always do it online, instead of offline. There is a vast range of health insurance firms offering online services, where InsuranceDekho.com is considered one of the best in them. Thus, every health insurance plan seeking customer is suggested to opt for it and avail the benefits of detailed information about the plan, decision-making assistance, guidance for the claim settlement process, and so on. 

Pre-existing diseases are covered immediately after 2 years of continuous coverage under the policy since the issuance of first policy.

Pre-policy medical checkup is not required for insurance cover below the age of 46 years and up to sum insured of Rs. 10 Lakh.

Under this plan, you can opt for critical illness cover. Under this optional benefit, a lump sum amount is paid on the diagnosis of critical illness up to the extent of cover, subject to intimation within 30 days of such diagnosis. This cover can be availed only once in a lifetime and once availed stands terminated even on subsequent renewal of policy. No claim is paid under this cover if the insured is diagnosed with any of the critical illnesses within 90 days of the start date of the first policy.

Temporary Total Disablement (TTD) Rehabilitation Cover is an optional cover under the Health Booster plan. Under this cover, a fixed amount as stated in the policy is paid on a weekly basis up to a maximum of 10 weeks for rehabilitation in case of a temporary total disablement resulting from an accident. Only the rehabilitation services provided by a certified practitioner is considered.